See now Magyar Reformed didn't make it that complicated. There was no limbo or rapture. Just heaven and hell. Unbaptized babies got to go to hell. Oddly enough no one in the church was in a hurry to baptize the babies... Dunno why that is exactly. All three of us (older brother, younger sister and me) were old enough to sit and practically walk when we were baptized.
We had two years to learn the entire catechism, got ask two questions in front of the whole congregation at 14 and you had damned well know ALL of the answers because you didn't know which 2 the reverend would ask you. I got to be one of the lucky kids that had to do it in both english AND Magyar. Oh joy! The humiliation was immeasurable if you didn't know the answers and the reverend had to help you out!
One of my confirmation questions was verbatim:
"What are the consequences of sin?"
Dunno why I remember that exaclty, just know that I do. Comes in handy in these instances.