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Where to slowly put $5000 for emergency savings
- Thread starter the.gladiator1987
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jemimmamcn1gatr0n
New member
Goddamn brilliant.
But look out, his bro makes money. Probably from all that silver investing.
lol u mad???
I guarantee you look like a twig, super LOLZ @ not doing military press for shoulders and thinking dips hits them hard enough. Go slap on some 10lb weights and so some major weighted dips bro!!!
lolol my bro makes way more than ur dumbass he makes prob around 50-60 thousand a month. 4000/month for just coming out of a 21 month program with no degree is LEGIT
if u were full of knowledge you wouldnt ask someone to make you a simple 3 day full body routine, especially at 30 or 40 or whatever you are, thats just ridiculous lol, go work out 3x a week and come back still a twig Lmao
I guarantee you look like a twig, super LOLZ @ not doing military press for shoulders and thinking dips hits them hard enough. Go slap on some 10lb weights and so some major weighted dips bro!!!
lolol my bro makes way more than ur dumbass he makes prob around 50-60 thousand a month. 4000/month for just coming out of a 21 month program with no degree is LEGIT
if u were full of knowledge you wouldnt ask someone to make you a simple 3 day full body routine, especially at 30 or 40 or whatever you are, thats just ridiculous lol, go work out 3x a week and come back still a twig Lmao
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lartinos
Guest
I have made over 10,000 on one stock in the last couple years Glad. One stock that I held for 2 years. Silver is a waste of time. I don't invest money in the market often, silly to say Silver is better than all the stocks that are out there. Maybe I got a little lucky, IDK. I have zero dollars in the market now.
DJLegacy2k1
New member
LOL @ someone's brother being smart just because they have money....I know strippers that make BANK but this doesnt put them in the running for a Peace Prize or anything.
Dude, seriously I thought Apricot Seedz were going to make 6figgaz a year?! What happened, why all these other plans, I thought you were already setup for Baller Status!
-Legacy
Dude, seriously I thought Apricot Seedz were going to make 6figgaz a year?! What happened, why all these other plans, I thought you were already setup for Baller Status!
-Legacy
jemimmamcn1gatr0n
New member
This was funny when it was used earlier in the thread.
How do you get your fingers to hit the correct keys? You're so fucking huge... your fingers can't possibly hit the right keys.
Well, yeah, silver really does pay off. :lol:
YOU. ARE. FUCKING. HUGE.
Jesus Christ, son. Get off the internet. You're scaring all the normal people.
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lartinos
Guest
Also, you need to actually have money make money off investments. Save the schemes and just work harder and smarter.
My brother doesnt make money because hes a stripper...he makes money because he is smart, so i dont get what ur saying?
apricot seeds will make me 6 figs!
fuck you
DJLegacy2k1
New member
Your entire argument isnt "hey my brother is smart" it has been "hey my brother makes more than everyone therefor he's smart"....You havent stated what amazing skills your brother has that proves his level of intellegence other than that he has money.
If seedz are going to make you 6figz then why worry about all this other BS.
Just start working on your marketing for the Seedz y0! Start a thread to come up with some slogans on how to move the seedz!
You can start taking pre-orders now! 6 figgaz by May!
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lartinos
Guest
Investing in stocks are like investing in supplements or any business. I saw Starbucks at 11 dollars a share a few years ago and I felt the need to buy it. It looked undervalued to me so I bought it. There is luck involved with any stock of course... If you don't run the company there will always be a risk. I like that you are trying to think for your future, I just think this is the wrong move.
Glad.... if you weren't going to invest in Silver what would you invest it in? Something more simple like some sort of tool that you can buy to help you do work would make more sense to me.
uamaverick
New member
Easy, Tonto, I wasn't referencing you specifically. Now your secret is out LOL.
i dont understand why u think im trying tomake money off investments. Im buying a little silver each month forever and using that as a long term savings and yea it will go up so i guess its considered an investment. But its not like i need to buy 5000 dollars worth of silver right away.
lol @ this thread. All I asked for was if there was something i could put my emergency fund money into other than a savings account
LMAO @ all you people in here getting worked up over my threads, i continue to pwn all of you guys. lolz @ all the negative, mean comments I get from you guys all because i made a simple thread, lolol i laugh at that because i could understand if 21 y/o's were telling me the shit you guys are saying, but you guys are 30 and trying to talk down to a 21 y/o lol
keep em comin guys
i plan on putting a little toward silver every month, a little toward my emergency savings, and then a little toward something risky. Like stocks. You are right there is luck involved and no one knows what tmr will bring.
I wanna invest in my supplement business but I am not rushing into it. Maybe own my own gym one day, thats the dream.
i am gonna bump this thread once silver reaches over 66/oz. My money will have doubled by then and it will have been the safest investment made and the smartest thing I did, even when everyone else said it would be stupid. i will be laughing so hard when this happens
PICK3
New member
3 tier investment strategies FTW!
Buckets of Money®
Stripped to its simplest form, here's the premise of the Buckets of Money® strategy: You organize your investments into three main groupings, or "buckets" and take the majority of the risk in Bucket No. 3, largely with stocks and real estate. You live by spending down the first two, relatively "safe" buckets; meanwhile, you don't touch that third bucket.
Buckets of Money®
Stripped to its simplest form, here's the premise of the Buckets of Money® strategy: You organize your investments into three main groupings, or "buckets" and take the majority of the risk in Bucket No. 3, largely with stocks and real estate. You live by spending down the first two, relatively "safe" buckets; meanwhile, you don't touch that third bucket.
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lartinos
Guest
The new guy sounds like a Bino alter
not exactly a secret....friend
I think i will. Its also easier to spend money when its in 20's, 10's, 5's, but if I have 100's I wont spend it as easy.
I'm just going to keep a cash envelope in my house and everytime i have an extra $100 I am going to put it in the envelope and not touch unless I absolutely need it. Gotta learn that discipline
I'm just going to keep a cash envelope in my house and everytime i have an extra $100 I am going to put it in the envelope and not touch unless I absolutely need it. Gotta learn that discipline
DJLegacy2k1
New member
glad just use discipline...
LOL sorry, I dont mean to laugh, but is this a SERIOUS comment to Glad? One thing we all know is that "Discipline" is one main area missing from Glad's skill set.
PICK3
New member
besides, he's going to have to upgrade his ride soon
true, next car I get is gonna be a corvette
yeah..it's his main problem imo
chris302001
Banned
lol, get Arabian to hook you up.
PICK3
New member
that sounds like a good fiscal decision
you're well on your way to financial freedom, bro!
chris302001
Banned
I use mine to harvest neutrinos!
lmao im jk i wont have a corvette, what a waste of money. I do want a nice car that has affordable payments with a low interest rate. once my credit goes up about 100 points Ill be able to.
Mine's open pit or I'd be on those neutrinos like Glad on nickel filled mattresses.
lol!
jemimmamcn1gatr0n
New member
Holy shit, this is awesome.
People make fun of you because you're a douchebag. When someone points out silver is a pretty shitty investment (or as you insist on calling it, a savings account), you enter rage mode and start talking about how rich your brother is. lolwut? Good stuff, bro.
jemimmamcn1gatr0n
New member
Fucking fantastic. There hasn't been a financial plan this good since cousin Eddie buried dollar bills in cans in his front yard.
uamaverick
New member
LOL, what are we, fucking 12 years old with a piggy bank? Who the fuck deals in cash these days? Drug dealers and hookers, that's it.
SPEKTOR-AAA
New member
Glad-
Here ya go. This is a platform for you to think about. The reason you want to play the money markets as opposed to say "silver" is a term we call compound interest. Over the term of typical investments IF YOUR SMART you can yield a 6-10% return on your investment. Remember this is long term dealings not 2 years flips, you definately will not see you money grow in that amount of time. Here some food for thought:
Example: Glad
25 year old Glad wants to retire at 65
Take the 2500 your going to put into silver and invest initially into financial market
40 years
ROI of say 6%
With a monthly investment of $255.00 in 40 yrs you will have 500,000.
Here ya go. This is a platform for you to think about. The reason you want to play the money markets as opposed to say "silver" is a term we call compound interest. Over the term of typical investments IF YOUR SMART you can yield a 6-10% return on your investment. Remember this is long term dealings not 2 years flips, you definately will not see you money grow in that amount of time. Here some food for thought:
Example: Glad
25 year old Glad wants to retire at 65
Take the 2500 your going to put into silver and invest initially into financial market
40 years
ROI of say 6%
With a monthly investment of $255.00 in 40 yrs you will have 500,000.
redshirt27se
New member
Silver is not a long term investment, Glad. It's an okay way to hedge inflation, nothing more. 10 years from now it might be worth $100 an ounce and WOW Look at all that profit!!!! Except in 10 years 100 bucks will be worth dick.
love ya bro but silver is up 100% in the past year.
the buy in silver was a year ago, not today. you are late. any small correction in silver prices and you could lose 20-30% .. I would sell here and buy back when it pulls in. I own a little silver but sold almost all of it. I will take my profit and run
in fact it was the best sector last year so the chances that it repeats the performance are very slim. I'm not a fan of buying things when they go up 100% that fast. be careful.
there is a reason on tv there are a million commercials trying to sell people gold and silver.. they want to unload and they want suckers to buy their gold and silver for premium prices. if you were to take that $200 worth of silver you just bought and go try to sell it you would probably only get half that for them. thats how brokers make money, thats how bookies make money. charging spreads or 'juice' as its known in the sports world.
$1 face value of silver would probably get you $4-6 if you were to sell it. but I am gonna guess you paid more like $8-12.. am i right?
the buy in silver was a year ago, not today. you are late. any small correction in silver prices and you could lose 20-30% .. I would sell here and buy back when it pulls in. I own a little silver but sold almost all of it. I will take my profit and run
in fact it was the best sector last year so the chances that it repeats the performance are very slim. I'm not a fan of buying things when they go up 100% that fast. be careful.
there is a reason on tv there are a million commercials trying to sell people gold and silver.. they want to unload and they want suckers to buy their gold and silver for premium prices. if you were to take that $200 worth of silver you just bought and go try to sell it you would probably only get half that for them. thats how brokers make money, thats how bookies make money. charging spreads or 'juice' as its known in the sports world.
$1 face value of silver would probably get you $4-6 if you were to sell it. but I am gonna guess you paid more like $8-12.. am i right?
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imo silver is gonna keep going up. I am not expecting it to go up 100% again in a year or 2. But maybe like 10-15 years. The thing with silve is that you have the actual investment in your hand. You dont have an online portfolio or a piece of paper saying its worth X amount. Silver is worth it in itself.
I wish I would have known about silver a long time ago, last year like you said
I just paid 100 bucks for $4.00 face value (40 roosevelt dimes). So I paid 25 dollars per $1.00 face value
$1.00 face value of 90% silver coins will be worth around 25 bucks so Im actually paying around the premium, or spot price.
it is a complete myth that the US dollar has weakened much at all. in the past 5 years the dollar index is almost flat.
also it is also a myth that gold and silver do well in bad times. back in 2008 when the economy was going into a recession and the stock market was tanking gold dropped 30% and silver dropped almost 50%
also it is also a myth that gold and silver do well in bad times. back in 2008 when the economy was going into a recession and the stock market was tanking gold dropped 30% and silver dropped almost 50%
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lartinos
Guest
Sounds like steve did his HW on this. In the past year I have had thoughts about converting to Gold or Euros. I should have, but it is probably too late to jump on the bandwagon.
Jesus what a dumbshit.
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lartinos
Guest
You paid 100 dollars for 4 dollars???
Dear Baby Jesus,
Please stop teh glad from making any sort of investment decisions beyond putting cash in a savings account. You see God, hes already lost his ass in silver and now hes thinking about handing his money over to someone who lost his ass in Forex and in the process has already wiped out a great many folks investments, of which I was one. But you see God, I didnt invest more than I could afford to lose. But our young Glad wants to be a baller so bad he might throw away his rent money or future babys college fund or something and well, God, I would just feel so damn bad if I didnt write this letter to you informing of the situation.
Sincerely,
Teh Jacket
Please stop teh glad from making any sort of investment decisions beyond putting cash in a savings account. You see God, hes already lost his ass in silver and now hes thinking about handing his money over to someone who lost his ass in Forex and in the process has already wiped out a great many folks investments, of which I was one. But you see God, I didnt invest more than I could afford to lose. But our young Glad wants to be a baller so bad he might throw away his rent money or future babys college fund or something and well, God, I would just feel so damn bad if I didnt write this letter to you informing of the situation.
Sincerely,
Teh Jacket
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redshirt27se
New member
a 90% silver dime is worth $2.41 currently.
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lartinos
Guest
That only adds up to 96 dollars out of 100 dollars spent..
I guess that is where people take their profit on the people they lure into crap like this.
redshirt27se
New member
I was too lazy to do the math, but I knew the number would be less $100.
Dance with who brung ya, Godzilla style rob
well... it all depends on the condition of the silver coins.
in actuality its anywhere between 5-10 bucks per $1 of coins you have, in other words 4 silver quarters can get you from 5-10 bucks today. but don't expect to get paid that by a dealer. they usually offer you $3-4.. then they turn around and sell it in bulk at much higher prices. again thats how they make their money. the rakes they take in from commodities are tremendous. I would shop around to get the best deal. don't just go to your local flea market and take whatever the guy with the beard offers you.
I sold a lot of silver coins recently and I managed to squeeze out $5.50 per dollar for them. but only cause I shopped around and negotiated..
in actuality its anywhere between 5-10 bucks per $1 of coins you have, in other words 4 silver quarters can get you from 5-10 bucks today. but don't expect to get paid that by a dealer. they usually offer you $3-4.. then they turn around and sell it in bulk at much higher prices. again thats how they make their money. the rakes they take in from commodities are tremendous. I would shop around to get the best deal. don't just go to your local flea market and take whatever the guy with the beard offers you.
I sold a lot of silver coins recently and I managed to squeeze out $5.50 per dollar for them. but only cause I shopped around and negotiated..
I don't know if there is an equivalent in the States, but if you were here I would suggest a Tax-Free Savings account. You can deposit up to 5000 each year. It is not counted as taxable income, and there is no penalty for withdrawals. You can invest it however you want, whether it is a GIC, money market fund, mutual fund, whatever. It is a good choice for short-medium length savings.
uamaverick
New member
This was excellent, thank you for that.
I've had a Forex practice account for about 10 months now. I've made consistent gains, but I'm extremely conservative, and if I were to actually put in real money, the amount would be so low that my gains would amount to almost nothing. It's fun to dick around in, though.
here is a chart comparing the S&P 500 with the US Dollar index over the past 5 or so years. as you can see the the dollar has been essentially flat, even during very bad times. we had a very deep recession back in 2008 and early 2009, and the US dollar held strong through all of that .. if anything it actually moved up slightly during those bad times. while the S&P 500 dropped 40%. since then the economy has steadily recovered now growing 2-4% per quarter and the S&P500 manged to recover all their losses and during this the US dollar actually underperformed.. so in essence the US dollar is actually a great investment during bad times and a crappy one when things turn around.
UUP Basic Chart | PowerShares DB USD Index Bullis Stock - Yahoo! Finance
meanwhile gold and silver both took huge hits in late 2008 and then have roared back. so in essence they are poor investments during bad times and great ones when the economy recovers so they are poor investments if you think things look bleak.
this is a chart of the silver index
SLV Basic Chart | iShares Silver Trust Stock - Yahoo! Finance the 3 quarters of negative growth were end of 2008 and the first quarter of 2009.. that when silver did worse. the quarters of 2-4% growth since then silver has roared higher. so my point is silver goes up along with a growing economy and does poorly when the economy shrinks. so its a poor hedge.
I'm not saying silver isn't gonna go higher or lower. I'm saying to invest in silver based on the premise that the US economy is going into the crapper has not worked at all. if you really do think the economy is gonna go into a double dip recession then you should short silver and buy the US dollar. (FYI i do not see this happening just giving an example)
UUP Basic Chart | PowerShares DB USD Index Bullis Stock - Yahoo! Finance
meanwhile gold and silver both took huge hits in late 2008 and then have roared back. so in essence they are poor investments during bad times and great ones when the economy recovers so they are poor investments if you think things look bleak.
this is a chart of the silver index
SLV Basic Chart | iShares Silver Trust Stock - Yahoo! Finance the 3 quarters of negative growth were end of 2008 and the first quarter of 2009.. that when silver did worse. the quarters of 2-4% growth since then silver has roared higher. so my point is silver goes up along with a growing economy and does poorly when the economy shrinks. so its a poor hedge.
I'm not saying silver isn't gonna go higher or lower. I'm saying to invest in silver based on the premise that the US economy is going into the crapper has not worked at all. if you really do think the economy is gonna go into a double dip recession then you should short silver and buy the US dollar. (FYI i do not see this happening just giving an example)
lol@a bunch of broke bitches discussing finance
But you would actually be in the losses because of the time it took you to actually do all the dicking around.
Unless you value your time at $0/hr
redshirt27se
New member
Your values are way off bro. Morgans and Peace dollars ($1 face) have a melt value of $25 currently. Will you get $25 from a dealer? No, but you'll get $20 no problem. Even when silver was in the $25/oz range they were still worth significantly more than the $5-10 dollars you are saying.
You got $5.50 per dollar face? That's a huge rip off man. I sold some silver a few months ago and I got way more than that.
jiggagold
Well-known member
Godzilla spotted in the pacific!!!
headed straight for california!!!
glad run for your lifeeeeee!!!!!!!
axismundi
New member
Silver isn't a shitty investment. It's nearly doubled in a decade, has been valuable for thousands and thousands of years, is a nice cheap investment, if you pick up silver eagles or some other highly recognizable mint you can pretty much sell it for what you bought it for...
Are you going to get rich off of it? I doubt it, doesn't really go up a lot in value. It's not an investment, it's a savings vehicle.
axismundi
New member
It very much isn't a myth... I clear international freight for a living... I deal with currency conversion all day every day... in 5 years I've watched the dollar trade for less and less and less compared to other currencies... the easiest example is the Canadian dollar... It used to trade around 1usd to 1.52CAD right now it's trading 1USD to .97CAD
my bad. I meant 5.50 per quarter obviously. that would make no sense if i got 5.50 per dollar face lol.
redshirt27se
New member
That sounds a lot better. I thought you got taken to the cleaners when I first read that.
DannoMight
New member
for now stop acting like a little fuckin kid and blowing every last dollar you have. show some restraint and save a few dollars. you claim you make money from selling drugs(a great idea to say in public forum too) so stash away a c note from every rip. its not that hard
and nobody gives a shit about your brother who obviously got all (if any) of the good genes in your family. be a man, do something yourself instead of riding bros nutz.
p.s. we all know your trying. keep it up
and nobody gives a shit about your brother who obviously got all (if any) of the good genes in your family. be a man, do something yourself instead of riding bros nutz.
p.s. we all know your trying. keep it up
PICK3
New member
lol@inflation
axismundi
New member
Silver spot was $50 in 1980.
But silver always increases in value!
*gets rich*
Silver spot was $50 in 1980 because you could wipe your ass with 1$ bill, flush it, and no one would bat an eye.
axismundi
New member
Silver spot was $50 in 1980.
But silver always increases in value!
*gets rich*
Not to mention silver has REAL value for it's many many industrial uses... where u.s. currency, is only backed by the federal reserve, which is NOT the government, but rather an international PRIVATE consortium of banks and is only worth the heat you can get from burning the ragcloth
yet another spot on prediction by yours truly
I wish your k pics were a little more spot on
Rob
calveless wonder
New member
when i read he bought silver, i thought he opened an e-trade account or something to that effect. Then when I saw "keep it in a bag" i almost pissed my pants.
Its definitely an undervalued asset on the thread market
axismundi
New member
Buy silver stocks or ETF's is about as smart as buying bags of sand as investments... you are handing over money and having faith that the amount of silver they claim to have is in their possession. Might as well buy Dinar if you are going to go that route.
mrplunkey
New member
no mo tho.
calveless wonder
New member
right, because theres no regulatory agencies that oversee commodities. We live in the wild wild west
Yes, it's well known that physical commodities are much moar liquid than stocks and related financial instruments.
*tries to exchange 48 tons of frozen concentrate orange juice for cash*
*gets blank stare from bank teller*
axismundi
New member
Um, not a precious metal company but can we say... Enron? If you've never heard of Enron perhaps MCI, or Lehman Brothers?
axismundi
New member
jemimmamcn1gatr0n
New member
Pretty much. But you forgot to add that he'll soon be making $4,000/month from apricot seed sales.
calveless wonder
New member
So are you arguing the red herring or the slippery slope here?
Lol basically.
I don't even feel like wasting time typing out everything wrong about those notions.
But it sounds he's in the "gang solves the oil crisis" frame of mind from Always Sunny.
calveless wonder
New member
We should just eliminate all public trading then and go back to using the barter system. I'll give you two chickens for a big cup of stfu
axismundi
New member
So are you arguing the red herring or the slippery slope here?
How about all 3 of the companies, especially ENRON, flat out lied to their investors...
*gets soybean contracts excercised*
*argues CBOT lied about price*
*does not realize there exists MULTIPLE regulatory bodies in this country that regulate DIFFERENT things*
*looks like an idiot*
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