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If you want your credit fixed..

Razorguns said:
use these guys:

trinitycreditservices.com

They have acutal former employees of CR's on their staff.

I've heard they're damn good, and will even review your report free of charge.

Don't deal with the hassles of learning the complex and annoying credit score system. Let them do it.

enjoy

r

Problem is if you can't pay your debts, you can't pay. You can shuffle them around etc. If you don't make enough money, no credit company can help.

I think those commericals are so deceptive.
 
chewyxrage said:

Theres nothing wrong with paying collection agencies if you do it the right way.

1.Look at the date the statute of limitations will expire for negative accounts on your credit report.You may not need to pay the account off as sometimes this will hurt your score.

2.Get everything in writing including settlements.Don't pay anything over the phone.

3. Make the collection agency agree (in writing)they will not report anything negative to the three credit bureaus after you settle an account with them.
 
Well I've had this one claim against me for over a year now for $300 and I just checked and my credit score is still 719. Should I even bother?
 
chewyxrage said:
Well I've had this one claim against me for over a year now for $300 and I just checked and my credit score is still 719. Should I even bother?

nope unless they are willing to remove it from all 3 repositories I would not even bother with it
 
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