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Freaking out about monetary future

Here in Canada a degree alone.. isin't worth as much unless you have some practical training. I went to University to get a degree for myself, then i Went to college to learn something i could actually make a living with....
 
Masters/PhD in something lucrative or professional school
Bachelors are literally pieces of shit and arts generally have no market (except econ/bus/comm - if you can consider these arts), sciences are not that much better (I'm in sci)

If I wanted to work straight out of undergrad, tech/engineering would probably be the best bets but that stuff would bore me stiff

I wouldn't recommend going out into the work force just yet unless you want to pay down your loans so you can borrow more for graduate/professional studies :P
 
The Red Dragon said:
Masters/PhD in something lucrative or professional school
Bachelors are literally pieces of shit and arts generally have no market (except econ/bus/comm - if you can consider these arts), sciences are not that much better (I'm in sci)

If I wanted to work straight out of undergrad, tech/engineering would probably be the best bets but that stuff would bore me stiff

I wouldn't recommend going out into the work force just yet unless you want to pay down your loans so you can borrow more for graduate/professional studies :P

Sometimes its good to get the job, if they offer benefits. A friend of mine had a job waiting for her when she graduated with a industrial engineering degree. Her place of employment is going to pay for her to go to graduate school.
 
I think it's important to have a plan. Alot of people assume a job will be waiting for them.. It's not the case.

I might come off as a bit of a dim wit sometimes, but I studied a field i knew i would be good at and started looking for a job in my choosen career way before graduation.

What did that mean for me.. well i had a job 2 months before I graduated, and although I didn't stay there.. it was a stepping stone.

Life doesn't just happen.. you gotta make it happen
 
LOL at the pysch degree. your in the same boat as me with a history degree.
 
Not important now but why did you go and study psych?

the market is completely saturated both in the usa and eu with psychologists
 
Go to Law school.

You could work in psych research or why don't you try and combine fitness with with what you have learned. People in or new to fitness usually have issues to work out and having a backgroup in both must be helpful.
 
I have a BA in history specializing in military history. I was dumb enough to go to law school and get my juris doctorate. I've been a software developer for the past five years making more than my law school friends and I don't have a formal background in cs, all self taught...
 
JavaGuru said:
I have a BA in history specializing in military history. I was dumb enough to go to law school and get my juris doctorate. I've been a software developer for the past five years making more than my law school friends and I don't have a formal background in cs, all self taught...


Please ignore the first part of my previous post.

:rolleyes:
 
JavaGuru said:
I have a BA in history specializing in military history. I was dumb enough to go to law school and get my juris doctorate. I've been a software developer for the past five years making more than my law school friends and I don't have a formal background in cs, all self taught...


If you had been as lucky and worked as hard on your law side instead of your cs side who knows how well you'd have done. There's serious money to be made in law if you take the right steps, get to know the right people, and specialise in the right areas.

People who gave up on their educational direction and did very well elsewhere are probably hardworking talented people and thats cool but telling others to do the same is not wise. Chances are you made the wrong decision on the direction you wanted to go in earlier... who are you to say therefor someone else did too

Also you may simply have been very lucky.

I know a 19 year old guy who is a HS dropout who is doingvery well.

He started a lil company that installs sound and light installations for parties and just grew and grew and they can do bigger and bigger parties and now he even has big vans with the logo on it and a bunch of employees and he does well. For a 19 yr old... without anybody helping him do it, without starting capital, without schooling, thats very impressive. And he worked his ass off for it. He's not even smart or charismatic he just worked his ass off and thought everything through. But I wouldn't recommend people to go and try stuff like this. Usually it goes the other way...
 
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velvett said:
You could work in psych research or why don't you try and combine fitness with with what you have learned. People in or new to fitness usually have issues to work out and having a backgroup in both must be helpful.


I chose Psych because I like to help people and since I couldn't cut it as pre med b/c of physics I chose Psych. I want more than anything scholastically to be a ble to get my masters in psych but my GPA is way too low to get in anywhere isn Texas and out of state tuition would kill me and I do not want to spend the rest of my life paying off student loans. My current school has a bad ass Health Psychology grad program but they accept only 15 out of 300 or so applicants a year. Any tips on how the fuck i could get into grad school?
 
Bobber said:
I chose Psych because I like to help people and since I couldn't cut it as pre med b/c of physics I chose Psych. I want more than anything scholastically to be a ble to get my masters in psych but my GPA is way too low to get in anywhere isn Texas and out of state tuition would kill me and I do not want to spend the rest of my life paying off student loans. My current school has a bad ass Health Psychology grad program but they accept only 15 out of 300 or so applicants a year. Any tips on how the fuck i could get into grad school?
Come study in europe. Specially here in belgium we have good unis who charge next to no tuition. Subsidize the hell out of higher education... tax payers are getting fuked in the ass- would really only make much sense if this was only done in subjects of which the country NEEDS the graduates, but no discrimination is made between whether you study something thats a fucking hobby like archeology or something useful like medicine, law or economics.

Also a lot of people Use these schools, then go work abroad. Loss loss situation for the belgian taxpayer. this happens especially with doctors. Belgium, Leuven in particular has an internationally respected medical faculty that can look any medical faculty in the world right in the eye, and tuition is 500 bucks a year. but belgium is oversaturated with doctors, and doctors here dont make that much money compared to elsewhere. So many doctors who get educated here off the taxpayers money then go cash in in a high end private clinic in germany, the usa or the UK

which is exactly what I plan to do.

Commies deserve to be taken advantage of.
 
Robert Jan said:
Come study in europe. Specially here in belgium we have good unis who charge next to no tuition. Subsidize the hell out of higher education... tax payers are getting fuked in the ass- would really only make much sense if this was only done in subjects of which the country NEEDS the graduates, but no discrimination is made between whether you study something thats a fucking hobby like archeology or something useful like medicine, law or economics.

Also a lot of people Use these schools, then go work abroad. Loss loss situation for the belgian taxpayer. this happens especially with doctors. Belgium, Leuven in particular has an internationally respected medical faculty that can look any medical faculty in the world right in the eye, and tuition is 500 bucks a year. but belgium is oversaturated with doctors, and doctors here dont make that much money compared to elsewhere. So many doctors who get educated here off the taxpayers money then go cash in in a high end private clinic in germany, the usa or the UK

which is exactly what I plan to do.

Commies deserve to be taken advantage of.


How would this work for a U.S. citizen? I am not a Belgium tax payer.
 
Gambino said:
LOL at the pysch degree. your in the same boat as me with a history degree.
If I ever won the lottery, I would go back to school and study history almost exclusively.
 
Bobber said:
How would this work for a U.S. citizen? I am not a Belgium tax payer.

Neither am I. In fact I'm officially an "illegal" in belgium right now I couldnt be assed to write myself in at city hall officially i still live in my parents house in the netherlands.

Tuition is the same regardless of your nationality.

But there's a very big BUT... all classes are in Dutch. All exams are in Dutch.
You'd have to spend serious time learning the language before you can follow the courses in the first place. They aren't easy either.

Also as a non EU-citizen it might be harder for you to do this stuff the way I am. I don't know if you need some kind of visum or something. It doesn't usually seem like Americans have a problem coming here.
 
Mr. dB said:
Belgians speak Dutch?

The northern provinces speak dutch and the southern speak french.

most people are bilingual between the two though.

The Dutch speaking part of Belgium, Flanders, has a fight to fight... they're being overfrenched... in dutch schools kids get 3 hours of french a week. in french schools they get 1 hour of dutch.
The french part of belgium is poorer and takes lots of tax money from the dutch part... and most of the government is french and french is the language of belgian politics. Belgians mostly are apathic naive people though... afraid to stand up for shit like this. Flanders, the dutch part of belgium, should simply rejoin with Holland, like it once was. The french belgians take their money, try to control them, try to make them french, and they give all of belgium a bad name by having bad hygiene and raping and murderding children to make porn.

I believe in Dietsland... The old/imaginary state of Holland + Flanders + Luxembourg. with the Flanders border as far south as possible. We'll push the frenchies way down into a corner of the Ardennes.

Let the Flamish Lion sound over the North Sea!!!! As long as 1 Flaming lives!

Ok just representing my Flamish nationalist fraternity :).

But they are right and the facts are spot on.
 
I think you have to decide what your priorities are. Do you want to make a lot of money? Do you want a career you love? A combination of both?

I'm of the opinion that higher education is one of the biggest scams out there and a huge waste of money. Unless you're planning on a degree specific career (ie: medicine, engineering, etc.), you do not need a formal education to be successful.
 
Isd it too late to get a double major?

I would think a psych degree would close a few doors while opening others....like customer service type stuff.
 
Taps said:
I'm of the opinion that higher education is one of the biggest scams out there and a huge waste of money. Unless you're planning on a degree specific career (ie: medicine, engineering, etc.), you do not need a formal education to be successful.

Anything in the pure sciences requires a degree. I don't think many people consider 'science' a specific career.

I hear a lot of people putting down university educations. They must have all been fuzzies. And they wonder why we made fun of them all of the time throughout undergrad? Sheesh.
 
samoth said:
Anything in the pure sciences requires a degree. I don't think many people consider 'science' a specific career.

I hear a lot of people putting down university educations. They must have all been fuzzies. And they wonder why we made fun of them all of the time throughout undergrad? Sheesh.

Its a fact that the average person with a formal education is richer than without.... and some people even seem to forget that some people want to be educated just because they want to. not just because it should help them get rich.
 
Bobber said:
I can't do shit with a Psych degree. What jobs out there pay well? I need input people.
You are going to have to get a PHD if you want to make any serious jack.
 
samoth said:
Anything in the pure sciences requires a degree. I don't think many people consider 'science' a specific career.

I hear a lot of people putting down university educations. They must have all been fuzzies. And they wonder why we made fun of them all of the time throughout undergrad? Sheesh.

Of course, you're right. Education is more liklely to help then hinder.

The only thing I have a problem with is the misconception that higher education is required for a successful life. Not everyone can or should go to university.

Robert Jan said:
Its a fact that the average person with a formal education is richer than without.... and some people even seem to forget that some people want to be educated just because they want to. not just because it should help them get rich.

True, but how many 18 year olds go to university because its a learning experience? I'm sure there are some, but I think most of them do it because its expected of them and they think it will lead to a decent job. Or they just don't know what else to do after high school.

I don't know how it is in Europe, but in North America it's pretty much drilled into young people that they HAVE to go to university. There's a real stigma against those to choose not to attend.

Would you agree that most degrees are undervalued by employers? Or that universities include worthless classes in their curriculums?
 
Taps said:
Or that universities include worthless classes in their curriculums?

Europe is much better about this than the US. Still, in the US, one needs to really think about what kind if university to go to if they want, or want to avoid, lots of additional classes not pertaining to their major(s). Someone going to a top LAC will have a very different experience than someone going to a top Engg university. I avoid LAC's like the plague.

One advantage is that those worthless classes are good for bringing up ones GPA, as they are almost always 100-200 level courses that aren't of the highest difficulty.
 
get an entry level job somewhere that pays next to nothing, and work your way up like the rest of us. we all graduate college thinking everyone should be dying to hire us. you are just a young kid with no real job experience.

or start a business. expect to be poor for a few years.

it is normal to worry about money when you are first starting out. you will find your way.
 
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CanadianCutie said:
I think it's important to have a plan. Alot of people assume a job will be waiting for them.. It's not the case.

I might come off as a bit of a dim wit sometimes, but I studied a field i knew i would be good at and started looking for a job in my choosen career way before graduation.

What did that mean for me.. well i had a job 2 months before I graduated, and although I didn't stay there.. it was a stepping stone.

Life doesn't just happen.. you gotta make it happen
Hmm. I always figured that marketing was more of a "luck" then a science. What did you take in college for it?
 
Bobber said:
I chose Psych because I like to help people and since I couldn't cut it as pre med b/c of physics I chose Psych. I want more than anything scholastically to be a ble to get my masters in psych but my GPA is way too low to get in anywhere isn Texas and out of state tuition would kill me and I do not want to spend the rest of my life paying off student loans. My current school has a bad ass Health Psychology grad program but they accept only 15 out of 300 or so applicants a year. Any tips on how the fuck i could get into grad school?
Get this book:
http://www.amazon.com/exec/obidos/A...53/sr=2-1/ref=pd_ka_b_2_1/102-1336937-4197702
 
Two thirds of US lawyers would choose a different career if they could according to one survey I saw. Most hate what they do and I've had numerous classmates approach me and say they wish they had the guts to take a different route. You're much better off starting your own business if you want wealth, it's the best way.
 
I'm in nursing school. Having a background in biology and psych ended up meaning I started school with a ton of credits done.

But I work in accounting of all things.
 
Bro, I have a psychy undergrad degree. Listen to me here.

I make more money than I ever envisioned really, I work in IT, computer application support. I basically got some bullshit low level jobs when i was 21 and worked my way into an intership in Information Technology. I was always one of the more computer minded people.

Anyway, I also enrolled in a Telecommunications Masters degree that I could take while I worked full time. That really helped give me the formal background on my resume that I needed to really become a full time IT professional.

Now I am a senior level programmer analyst and make awesome money. It took many years, I am 29 now, but it was definitely worth it.
 
that's what u get for ignoring your guiddance counsellor - and deciding what makes you happy in life, and what u'd love enjoying working as. Too many pick careers over greenbucks, and find themselves stuk later.

so q is : what do YOU wish to do? u can make good money in almost any field.
 
law school or even med school if you have the other science classes under your belt. I was a chemistry/psych double major (weird combo). I went to law school and practiced law for 6 years. I didn't absolutely love it as much as I should have, but it paid the bills and is a pretty dependable way to go.
 
Bobber are you even stressing anymore? Is this thread still applicable? lol
 
Taps said:
Of course, you're right. Education is more liklely to help then hinder.

The only thing I have a problem with is the misconception that higher education is required for a successful life. Not everyone can or should go to university.



True, but how many 18 year olds go to university because its a learning experience? I'm sure there are some, but I think most of them do it because its expected of them and they think it will lead to a decent job. Or they just don't know what else to do after high school.

I don't know how it is in Europe, but in North America it's pretty much drilled into young people that they HAVE to go to university. There's a real stigma against those to choose not to attend.

Would you agree that most degrees are undervalued by employers? Or that universities include worthless classes in their curriculums?


All ^ is true. And yes, and yes.

Unless you have a clear vision of what you intend to accomplish by going to college, it's primarily a waste of time. The experience overall is worthwhile, but you will most likely end up in debt with a degree you have zero passion for and stuck in a job that has practically nothing to do with it. Plus, these things are always made to sound better than they actually are, which is deceiving to young people.
You have to figure out what you love to do or at least have a passion for, then work you ass off towards it (preferred option). Otherwise, make do with moderate happiness/success.
 
Bobber said:
I can't do shit with a Psych degree. What jobs out there pay well? I need input people.

get a master's if you can.......that's the quickiest way to getting a good psych job or join the military, they'll commission you under certain programs.
 
HeatherRae said:
law school or even med school if you have the other science classes under your belt. I was a chemistry/psych double major (weird combo). I went to law school and practiced law for 6 years. I didn't absolutely love it as much as I should have, but it paid the bills and is a pretty dependable way to go.

Yeah that is a weird combo but a very good one. I have a degree in business adminstration with one year to go for my bsn (bachelors of science in nursing), I think it is a pretty weird combo.
 
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