this cat made $240,000 last year

[jnevin]

I'mma drive over there wit my homie BMAC in his 911 and bust a cap in yo azz wit my 9 nigga! I got em all wit all the monies I made slingin loanzzz. Real crip shit homes!





and to think I tried to give you k again but couldn't...where's my hit bitch?

Man, so many things I'm glad I didn't buy in the last year. A boat and an S8 are two I'd really be kicking myself over right now.

 

[ceo]

Man, so many things I'm glad I didn't buy in the last year. A boat and an S8 are two I'd really be kicking myself over right now.

Yep, no shit. I'm still driving my honda, have equity in my home, cash in the bank, maxing my 401K, and doing "ok" in a down market. But, I'm a little nervous about it still.

 

[Phaded]

making 250k and getting 3 diff cars is very intelligent..

 

[jnevin]

Yep, no shit. I'm still driving my honda, have equity in my home, cash in the bank, maxing my 401K, and doing "ok" in a down market. But, I'm a little nervous about it still.

Uh-huh. Still rocking the Subie, same with the equity. Still rebuilding after divorce as far as the $$$ goes, but it is what it is. I have demonseed jr. on the way, so I gotta get a little busier.

 

[Sub-Zero]

Wow he is too cool! I bet all the ladies want to get with him. Well maybe they do for his money. He looks like a joke flashing all that shit.

oh please, big muscles, nice cars, a gun, a "thugged out i dont give a fuck facial expression..."

ladies eat that shit right up, i bet he gets mad pussy

 

[jnevin]

making 250k and getting 3 diff cars is very intelligent..

They're great investments.

 

[Big Rick Rock]

I dunno bor. There are a ton of dumbshit people in their 20's that made a lot of money without working too hard in the mortgage bidness in the last few years. I know a bunch just like this guy that really think they're the shit because of it too. They aren't making a thing now.

Back in late 2003, at the same time I started working for EF, I was being courted by a HUGE Mortgage firm. One of my rowdawgs from HS was working there. The kid was a HS dropout with a GED, he started working in the mail room at the company around 01, and ended up running his own team of Spanish-speaking broker(first one in the whole company).

 

[jnevin]

LOL! yep.

Income = $20K/mo
Big House = $0 down (on $1mm property - now worth only $800K)
Note Rate = 1% (he probably doesn't even understand Neg Am)
3 Phat Cars = $2000/mo pymt.
Leftover cash to flash ~$15K/mo

Having all that shit repo'd and looking like the true douchebag you are = Priceless

You're forgetting that commissions are taxed at 37%, so he's got closer to $13K, then his house payment which, with escrows in CA could be around $4K/ mo in that sweet option arm that's now at 9%, only paying maybe 1.5%. The TT Porsche alone is probably $2K, the other two cars are probably another $1,600. I'm thinking an H2 and a 5 series. My cell is usually around $500, so I'm sure he's close to that. I'll bet he has a shitload more on credit to fill his house, so probably another $3,500 in minimum payments on double digit credit card debt. I bet he's using cards to pay his cards.

 

[jnevin]

Back in late 2003, at the same time I started working for EF, I was being courted by a HUGE Mortgage firm. One of my rowdawgs from HS was working there. The kid was a HS dropout with a GED, he started working in the mail room at the company around 01, and ended up running his own team of Spanish-speaking broker(first one in the whole company).

There was a lot to be made with pretty minimal effort for a while. It's still there, but I think I'll be lucky to do half of what I was for the last 5 years.

 

[calveless wonder]

You're forgetting that commissions are taxed at 37%, so he's got closer to $13K, then his house payment which, with escrows in CA could be around $4K/ mo in that sweet option arm that's now at 9%, only paying maybe 1.5%. The TT Porsche alone is probably $2K, the other two cars are probably another $1,600. I'm thinking an H2 and a 5 series. My cell is usually around $500, so I'm sure he's close to that. I'll bet he has a shitload more on credit to fill his house, so probably another $3,500 in minimum payments on double digit credit card debt. I bet he's using cards to pay his cards.

who the fuck is taxing commissions at 37%? Is that what they pay you on a w2? Dude........

i could never work for a w2 shop as opposed to 1099(ROFL, i almost typed 1003) if they were ripping me like that.

he probably gets 1099 and beats the fuck out of his taxes