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Suffocating Debt

Get a part-time job...suffer for a little while until you get your debt paid down more. Pay off the furniture first...that interest is crazy.
 
javaguru said:
Dude..you have plenty of opportunities.Stop worrying so much....just sayin'. :)
I guess. It's hard not to though because I would like to pursue a serious relationship or travel, those kinds of things but It seems like I'll never be able to at this rate. Thanks to everyone for the advice I'm probably going to bed now.
 
cuthroat said:
I guess. It's hard not to though because I would like to pursue a serious relationship or travel, those kinds of things but It seems like I'll never be able to at this rate. Thanks to everyone for the advice I'm probably going to bed now.

find a sugar momma and ask her if she has a rich sister for me!
 
You're not in bad shape.
The truck, you're stuck with that.

Do you have a credit card? I would try to refi the furniture and student loans into something with lower interest. Credit balance transfer etc. That all depends on your credit rate etc. If you have questions there I'm sure someone will help you out.

If you're 22 your probably not going to get a great paying job so it would probably be wise to a second job for a while. First thing is the more you work the less time you have to spend money. Hanging out every night is a waste of time any ways or I should say if you know what's on TV every night it's a waste of time.

Who knows who you'll meet or bang along the way. LOL.
 
It's only money and things man.... I think working out is my saving grace because that's my passion... If I lost my job tomorrow and had to work for 8$ an hour for awhile, wouldn't bother me a bit.... Credit cards are a necessary evil sometimes.... You can pay them off when you make more money and they come in handy when you are living in the red..... People put too much pressure on themselves to keep their things and job.....Sometimes it's out of your control.... Learn to enjoy the simple things and have a passion that can't be taken away from you because of lack of funds..... And certainly don't worry about impressing other people including family... Be your own man. I drive an old car that has a cracked windshield... I could spend some money to fix it up and make it look cool, but I don't give a shit... It serves it's function to get me where I need to go and the extra money goes to savings so I can retire some day maybe.
 
or just tell everyone to go F themselves and live off welfare til the bankruptcy and other stuff drops off your credit report. 75th, Army Vet, java, and the rest of us will be more than happy to support you.
 
cuthroat said:
I guess. It's hard not to though because I would like to pursue a serious relationship or travel, those kinds of things but It seems like I'll never be able to at this rate. Thanks to everyone for the advice I'm probably going to bed now.
You can overcome your debt...just look for opportunities and don't get yourself deeper.
 
It's really sad when people kill themselves over money... They haven't learned to appreciate the simple things in life.
 
cuthroat said:
I guess. It's hard not to though because I would like to pursue a serious relationship or travel, those kinds of things but It seems like I'll never be able to at this rate. Thanks to everyone for the advice I'm probably going to bed now.
Both of those things you can do. Be a courier or something like that for travel. There are plenty of frugal items that you can do for dates. I've got to believe that all the men in your area aren't shallow and needy.
 
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