Greendot.com......The short version is your source must set up a greendot account and credit card. All that is required of the buyer is to go to a local Walgreen's, RadioShack, etc. and purchase a "moneypack" This is comparable to a gift card of sorts. You pick up this "moneypack" proceed to the cashier and tell them the amount you want to put on this money pack (you must pay in cash). On the back of this money pack is a money pack number. You would then e-mail this money pack number to your source and they will now have immediate access to those funds. (they take that money pack number, would go to their greendot account page and enter the number as if they purchased it themselves). I believe greendot was set up for people with poor credit so they can have access to a credit card.