If you want your credit fixed..

[Razorguns]

use these guys:

trinitycreditservices.com

They have acutal former employees of CR's on their staff.

I've heard they're damn good, and will even review your report free of charge.

Don't deal with the hassles of learning the complex and annoying credit score system. Let them do it.

enjoy

r

 

[heatherrae]

use these guys:

trinitycreditservices.com

They have acutal former employees of CR's on their staff.

I've heard they're damn good, and will even review your report free of charge.

Don't deal with the hassles of learning the complex and annoying credit score system. Let them do it.

enjoy

r

Damn. Are you on the payroll or something? lol.

 

[Razorguns]

Damn. Are you on the payroll or something? lol.

nope. Just posting a great company so many don't know exists.

r

 

[heatherrae]

those credit repair companies have terrible reputations for being, at best, ineffective and, at worse, fraudulent. Are you certain this one is better? Have you known anyone who used it and got good results?

 

[feisty11975]

Be very careful with credit repair companies. Most are scammers and what you pay them to do, you can actually do yourself.

I posted this sometime last week I think, but here...

Go to annualcreditreport.com

There you can get a free copy of each of the 3 credit bureaus. Once there, you can do online disputes etc.... There are credit tools which tell you exactly how to do it. Any questions, please feel free to pm me. I help 40% of my customers repair their credit before they purchase homes.

 

[SoKlueles]

I used some credit repair people years ago, and theyd take money out of ur paycheck or something, and then be late paying bills every month
it wasnt a oen time thing, it was EVERY month

 

[feisty11975]

I used some credit repair people years ago, and theyd take money out of ur paycheck or something, and then be late paying bills every month
it wasnt a oen time thing, it was EVERY month

that was a credit counseling service. Totally different than the credit repair crap that they are doing now. The counseling service thing is just as bad as a bankruptcy.

 

[AAP]

that was a credit counseling service. Totally different than the credit repair crap that they are doing now. The counseling service thing is just as bad as a bankruptcy.

damn. I heard that but didn't know it was that bad.

 

[Razorguns]

yeah lotsa crappy ones. That charge monthly fees, so they try their best to skim u along.

I've heard from more than 1 person good things about this co.

I was even sent this from them:

--

Dear Razor,

If you are serious about restoring your credit here are some tips to ensure you are not taken advantage of. Whether you do business with Trinity Credit Services or not, make sure the company you do business with is operating legally.

1) Do they charge a Monthly Maintenance fee? Most companies charge a Monthly Maintenance fee from $75 to $120 a month. This only makes them drag their feet so that they can collect an additional $450 to $720 in a six month period. We do not charge a Monthly Maintenance fee, so our goal is the same as yours, to restore your credit as quickly as possible.

2) Will they review your credit reports for free, BEFORE you sign up with them?

3) Do they ONLY send dispute letters to the credit bureaus or will they validate the debt directly with creditor or collections agencies and dispute public records with courthouses if necessary?

4) Do they have a physical location and is it a home based business?

5) How long does their credit restoration process take?

6) Is the company operating legally?

7) Is the company bonded?

8) Is the company registered with the Secretary of State?

9) Does the company have any complaints with the BBB?

Trinity Credit Services is committed to providing you with a superior credit restoration and education experience. To answer the questions
above:

1) Trinity Credit Services will do a free credit evaluation and educational consultation for all prospective clients.

2) Trinity Credit Services has a Multi- Phase Process that includes disputes with the credit bureaus and direct communication with creditors, collection agencies and courthouses.

3) Trinity Credit Services has a 4000 square foot office in McKinney, Texas where we have been in the community for 6 years.

4) Trinity Credit Services disputes everything on your behalf. When you receive the results, you review and mail to us ASAP for the next phase of the process.

5) Trinity Credit Services Multi- Stage Process will not exceed 180 days.

6) Trinity Credit Services, Inc. operates with in the laws set forth by the Federal Trade Commission.

7) Trinity Credit Services is Bonded and Insured.

8) Trinity Credit Services is Registered with the Secretary of State.

9) Trinity Credit Services has NO complaints of any kind with the BBB.

Trinity Credit Services looks forward to assisting you with all your credit needs.

Thank you

 

[jnevin]

damn. I heard that but didn't know it was that bad.

Lenders treat it the same as a chapter 13 BK.