damn medical providers

[nangiggles]

I've had a shitty last 24 hours, yesterday afternoon they call me from our imaging center to tell us my husband's pituitary MRI for today will we $755 and I'm'm thinking WTF our copay is $200 she insisted on us having to pay that for the test, I call my insurance and explain the test getting done and they assure me it's $200 and give me. Confirmation code, I call the imaging place and they say "oh ok then just $200"
Today I see my first breakdown for my sleep study last week, reads $6400, 2k discount, 2k ins coverage and 2400 patient responsibility because they are out of network, I start to freak out over this new damn debt, I call the health insurance to throw a fit because I CALLED and made sure they were in network before going and they said yes, well now they said no and too bad, say the sleep clinic charged with an out of network tax ID, I call the clinic and they tell me they have this shady procedure in which they over bill insurance and the amount they cover is the only payment charged, told me they will not charge me, I asked they email me stating I have no balance with them.... What a fucking mess...

why do they make shit so complicated and why can't people do their damn job right...

 

[overgreen]

Sounds like a typical insurance company and medical billing department. It's always like this. They wouldn't make as much money if it wasn't so dang confusing lol. Most people would just go ahead and pay it so they won't have to worry about it.

 

[nangiggles]

that's what my husband said, that people probably don't even look into it and just pay.... I on the other hand flipped out and started making calls to straighten shit up.... But that's probably cuz I'm poor and have no iphone but on the other hand I just avoided almost 5k in debt

 

[blueta2]

Welcome to the US.......Move to Canada!

 

[jiggagold]

you need to learn how to ball on a budget

 

[overgreen]

Well you did the smart and right thing and it saved you money. I've learned to will and deal with them. I can usually get then to knock off 20% when I go to pay it off.

 

[mootoow]

 

[SpyWizard]

wait til you can't get the test done at all unless u pay for it... just because you don't qualify for the test..

 

[mrplunkey]

They have to do balls-out charging and let all the insurance crap sort itself out.

If they didn't (I.e. just cut you a package deal), they'd get crushed on their next Medicare audit.

 

[WoodyO]

You need to learn how to throw bills from the insurance company right into the paper shredder before even opening them. I still owe Palomar Hospital $1K from when my youngest was born (and he turned 4 in Feb).