quick credit card question

[the.gladiator1987]

My limit is 300 bucks. Every month (past 6 months) I have been using it up to 300 and paying it all off back to 0 dollars. Is that bad?

Also, it says my minimum payment this month is only $15. if i payed 150 instead of 300 would that be bad?

I will make a video for the winner. lol jk

 

[DannoMight]

its fine i did the same thing. i usd mine for gas and other bs to get my credit going. I also took out suriety loans on myown money as well. Once you start procrastinating its hard to stop.

 

[-SD-]

Its not bad since youre paying it all off but ideally you want to run it up about half then pay it all off again. The reason is it looks like you need too much on the CC by maxing it out all the time. Credit is like chicks, the more desperate you act for it, the less you get. And obviously if your minimum payment is $15 and you pay $150 then thats good.

 

[the.gladiator1987]

Ok im only gonna run it up half, i have a bad tendency to run it all the way up just because "its there"

i usually use mine for food and gas but i only let it last a week and half maybe 2 weeks most of the time

 

[the.gladiator1987]

Credit is like chicks, the more desperate you act for it, the less you get.

damn, no wonder i dont get laid

 

[-SD-]

Dont view a cc as "extra money", only use it for things you buy anyway like food/gas like youre doing.

 

[-SD-]

damn, no wonder i dont get laid

I thought you pulled madd trim rob

 

[the.gladiator1987]

Dont view a cc as "extra money", only use it for things you buy anyway like food/gas like youre doing.

exacolli

do u know how long it will be before they will raise my limit? ive had this credit card for 3 years

 

[the.gladiator1987]

I thought you pulled madd trim rob

i do but lately no because of my ex and shit and i dont get to go out ever cuz of work this is the time where i really need a g/f who i can jus come home to, plow down on my couch, take my pants off, and have her suck my dick while i watch tv

 

[-SD-]

exacolli

do u know how long it will be before they will raise my limit? ive had this credit card for 3 years

You have to ask them. After 3 years if youve been a good rob paying it they would probably double it.