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Have a borrower accusing me of loan fraud right now

jnevin

New member
Here you go puds....

It's a loan in process. People have perfect credit and assets, equity has taken a hit like everywhere in the country. Thing is, they don't show a lot of income. I got their tax returns, w-2's, everything. I told them I'd have to decline their loan unless they had anything extra like soc sec income or any 1099 income they hadn't disclosed and were going to claim in '09. So these fucking idiots probably called plank and had both soc sec award letters and a 1099 chopped. All of my correspondence has been via email or phone with a follow up email. All faxes I get come to my e-fax. I didn't submit the last forms and told them I knew they weren't real. So they contacted HUD, the MT division of real estate, and my company's HQ. I've spent the entire afternoon digging up all of my faxes, emails, faxes, and proving date stamps to prove these people are lying. I've basically proven that they're lying and that they tried to commit fraud, and I have more calls today and tomorrow and there's the possibility my RVP will be flying out tomorrow to go over everything personally.

This is fucking sweet.
 
Nice! Way to keep all your correspondences to back yourself up. I prefer to communicate in email at work with people for this reason. Too many liars and finger pointers. Kick their ass!
 
Thing is, these people can be brought up on charges for falsifying those documents and they're pressing forward with it all. It's just time wasted and obviously money I won't be making on the fucking loan.
 
Thing is, these people can be brought up on charges for falsifying those documents and they're pressing forward with it all. It's just time wasted and obviously money I won't be making on the fucking loan.

lol...What a bunch of idiots.

I take it these must have been blatant fakes otherwise you probably wouldn't have called them out on it so quickly.
 
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