Have a borrower accusing me of loan fraud right now

[miplank]

Sorry. I keep seeing that damn smiley in every thread so I was putting a cap in him.

it's an alter...

I'm guessing Rnchdick

 

[jnevin]

lol...What a bunch of idiots.

I take it these must have been blatant fakes otherwise you probably wouldn't have called them out on it so quickly.

Yeah dude. Lines on the 1099 were bent both ways, breaks in lines where numbers were entered in, and the paper they were on was lighter around all of the numbers. If they would have faxed it it would have been harder to see. The idiots put the header on the soc sec awards letter in the wrong place too.

 

[miplank]

Yeah dude. Lines on the 1099 were bent both ways, breaks in lines where numbers were entered in, and the paper they were on was lighter around all of the numbers. If they would have faxed it it would have been harder to see. The idiots put the header on the soc sec awards letter in the wrong place too.

lolololo

 

[jnevin]

can i borrow 20 bucks

You got a sponsor?

 

[ceo]

tell them to just sign a 4506-T and you can check out everything with the IRS. Tell them this is your bank's policy now and it shouldn't hold up the loan. If they will sign the 4506 and understand that the IRS will verify all their income for you so you can proceed then it shouldn't be a problem.

Usually this makes them back off if they're lying.

 

[jnevin]

tell them to just sign a 4506-T and you can check out everything with the IRS. Tell them this is your bank's policy now and it shouldn't hold up the loan. If they will sign the 4506 and understand that the IRS will verify all their income for you so you can proceed then it shouldn't be a problem.

Usually this makes them back off if they're lying.

A 4506 T is SOP's now. They go out with every application and every lender pulls the returns. This was for 2009 income. These guys are just used to getting low/no doc loans because of their credit and assets. From the beginning she's complained about everything I've asked for and has been accusing me of asking for it to commit identity theft. Basically nightmare borrowers from the beginning.

 

[pbhardbody]

A 4506 T is SOP's now. They go out with every application and every lender pulls the returns. This was for 2009 income. These guys are just used to getting low/no doc loans because of their credit and assets. From the beginning she's complained about everything I've asked for and has been accusing me of asking for it to commit identity theft. Basically nightmare borrowers from the beginning.

I just wanted to say something on the thread so that I can come and testify when this all goes to court and the thread becomes part of the evidence.

 

[jnevin]

Thanks buddy.

 

[ceo]

A 4506 T is SOP's now. They go out with every application and every lender pulls the returns. This was for 2009 income. These guys are just used to getting low/no doc loans because of their credit and assets. From the beginning she's complained about everything I've asked for and has been accusing me of asking for it to commit identity theft. Basically nightmare borrowers from the beginning.

should have dumped them from the beginning. Now look where it got ya!

So you always execute 4506 before docs? Did you run theirs? Were they lying? Used to be people signed them but they were rarely ever executed.


By the way, hawaii is great noggers.

 

[ceo]

I just wanted to say something on the thread so that I can come and testify when this all goes to court and the thread becomes part of the evidence.

what thread?




I got your back nev.