I'm not even going to comment on your lifestyle and how you managed it so well with clear cut ideas and a plan, but its so much more than that... I mean moods come and go, and perceptions are altered, and thats why most can't stick to the plan... you have done it though. You really made me think when you said you were teaching your kids hierarchy of needs principles and how to think critically, part of my project revolves around the idea that there needs to be implemented in our education system a sort of critical thinking education that promotes how to discern what should really be valued instead of just being conditioned by marketing stimulation. Kids consciousness is studied through surveillance, they figure out what stimulates them, then blare it back at them... watch saturday morning tv and notice how frantic, hyped up, and pervasively violent it is in its own way. Anyway, I really am impressed with how you have primed awareness in your self and your family. One example it can be done. But yes, in the end you are correct it is alot easier to be spiritual when you have capital.