need some debt relief

[almost-pro]

i am just recently seperated and am getting very desperate. i got to keep the house during the seperation but i was also told i had to keep the debt. i have about 14,000 in revolving debt, only about 7,000 of it really haunts me because the rest of it is very low interest rates. no loan companies will talk to me because of my FICO score. Does anyone have any ideas?

 

[almost-pro]

fuck, sorry i posted this in the wrong forum. this was suppose to go in the chat forum. can a mod move it?

 

[calveless wonder]

what's your fico right now and what's your equity situation like as far as the house goes? Also, why is your credit low? Collections, high balances, lates?

is it the monthly payments(and total monthly obligations) that's killing you on the debt, or the fact you just want to rid yourself of it?

PM me and i'll guide you in the right direction. I know all the tricks/ways to manipulate the credit bureau models to get your fico up in a relatively short amount of time...depending on the circumstances.
from there you'll be able to get a loan to consilidate the debt depending if you have equity or not, amongst other things.

 

[Smurfy]

isnt the debt supposed to be shared??? when I left my ex-husband, I ended up paying him $ for rent and other utilities/bills for an apartment I wasnt even living in any longer.