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House shopping is interesting

KillahBee

KillahBee

New member
Specially for a newb such as my fine self. Lots of scumbag agents you gotta deal with. Lots of driving around and reading maps and laughing at how fucking gross some of these homes are or the fact that some people haven't updated their shits since fucking 1946.

Anyway, think I found a good fit already, thought it's a bit smaller than I wanted. But in the price range I'm in, that's about what I should expect. Funny thing is it's about 8 houses down from a good friend of mine. Still gonna look around more though. My goal is get into a place with minimal work needed to be done (i.e. no need to touch the siding, roof, floors other than just buffing em up, etc.).

It's a learning process, man. Fucking oil vs. gas, vinyl siding vs. multiple paint jobs, replacing roofs.
 
I was house shopping in VA last year and I gave up. Even with the market in the tank people were still asking too much for homes.
 
Smurfy said:
oh. I'll be in the 06850 for Easter. Too bad we cant meet up for some DD coffee.
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Well, my office is in the 06855, but I'll be in Georgia for the Masters during Easter working. Next time though. We could possibly fellate. Or just eat a bunch of food and be fat fuckz.
 
i searched fupa and this came popped up :confused:
 
one has to admire the persistance and patience of real estate agents; showing people houses they cannor afford, desire or deceide on.



after showing someone 8 0r 9 houses i would loose my patience and yell at the clients "pick one already!!"
 
rnch said:
one has to admire the persistance and patience of real estate agents; showing people houses they cannor afford, desire or deceide on.



after showing someone 8 0r 9 houses i would loose my patience and yell at the clients "pick one already!!"
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yeah, but the buyer could always retaliate with "if your house descriptions were honest and your pictures were accurate, you'd save both of us a lot of time". The whole "house is perfect, just needs a few cosmetic updates!" approach to describe a building that hasn't been touched since 1942 is not a good way to ensure your time is not wasted.
 
Ya know what did? I talked to one agent, she showed me one house. A piece of crap like you said from 1965 with zero updates on a main roadway that is highly traveled. I have a kid and a dog. And all she was doing was "oh this is nice, you could do this over here". So i told her i'd think about it. Not before she tried getting me to sign a contract with her for i shit you not 20 or 30 minutes.

Agents are worse than use car salesmen*coughmiplankcough*

So i went to realtor.com and started looking. Found houses in my area in my price range and drove to them. Walked to the front door and asked if i could see the house. You'd be surprised how many people are like COME ON IN! Now you get to see and talk to the home owner. I found out more shit about the houses and what was wrong with them, ect. than i ever had! And this was house #3 for me.

so once i found a few houses i liked i went to SDAT.com (state department of assessments and taxation)typed in the address and seen what they paid for the house and when they bought it, who they bought it from(along with other various info). Now you have leverage. When was the last time a Realtor told you how much the seller paid for the home? NEVER!

So i called a few people and told them flat out "I know you paid XXX amount and im willing to offer this". Holy shit people freaked the F out. How do you know that and blah blah blah. Public record dude. So everyone but one person refused my offer and here i am in a house i got for about 80k less than asking and they paid closing.....

Point is: FUCK AN AGENT. you can do it yourself for free. 3% to make phone calls on 300,000 is 9 grand. 9 grand for 45 days ish worth of 2 hours a day work.
 
KillahBee said:
Yeah I go every year. This will be my fifth. I'm there for about 2 weeks. We should facefuck.
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How the hell do you go every year? You must pay out the ass for scalped tickets. We only got passes b/c The Piedmont is sort of a sister club to Augusta National and shares some members.
 
RottenWillow said:
How the hell do you go every year? You must pay out the ass for scalped tickets. We only got passes b/c The Piedmont is sort of a sister club to Augusta National and shares some members.
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One of my clients is a partner of AN, so I'm actually there for work.
 
eliteandy said:
Ya know what did? I talked to one agent, she showed me one house. A piece of crap like you said from 1965 with zero updates on a main roadway that is highly traveled. I have a kid and a dog. And all she was doing was "oh this is nice, you could do this over here". So i told her i'd think about it. Not before she tried getting me to sign a contract with her for i shit you not 20 or 30 minutes.

Agents are worse than use car salesmen*coughmiplankcough*

So i went to realtor.com and started looking. Found houses in my area in my price range and drove to them. Walked to the front door and asked if i could see the house. You'd be surprised how many people are like COME ON IN! Now you get to see and talk to the home owner. I found out more shit about the houses and what was wrong with them, ect. than i ever had! And this was house #3 for me.

so once i found a few houses i liked i went to SDAT.com (state department of assessments and taxation)typed in the address and seen what they paid for the house and when they bought it, who they bought it from(along with other various info). Now you have leverage. When was the last time a Realtor told you how much the seller paid for the home? NEVER!

So i called a few people and told them flat out "I know you paid XXX amount and im willing to offer this". Holy shit people freaked the F out. How do you know that and blah blah blah. Public record dude. So everyone but one person refused my offer and here i am in a house i got for about 80k less than asking and they paid closing.....

Point is: FUCK AN AGENT. you can do it yourself for free. 3% to make phone calls on 300,000 is 9 grand. 9 grand for 45 days ish worth of 2 hours a day work.
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I did that. With the internet it is easy to find homes.

My wife wanted an agent. She wasn't happy with the homes I found so she thought an agent would be better. I told my wife all of the houses in Norfolk are shitty and she didn't believe me. Once the agent showed us around my wife recognized I was right lol
 
RottenWillow said:
Is it a total fucking zoo during the Master's or what? Once you get on the grounds during the tourney it's not that bad, right?
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yes, total zoo. and the shithole town has absolutely no infrastructure to handle it, so most people stay in private homes (that's what we do). Lots of prostitutes in town. There are actually some decent restaurants in town. The grounds is, as you can expect, nothing short of immaculate. you've never seen grass like that in your life. And since they limit the amount of tickets sold and there is zero on-course hospitality (our cabin is behind tress off a fairway), it's extremely uncluttered.
 
Army Vet said:
I did that. With the internet it is easy to find homes.

My wife wanted an agent. She wasn't happy with the homes I found so she thought an agent would be better. I told my wife all of the houses in Norfolk are shitty and she didn't believe me. Once the agent showed us around my wife recognized I was right lol
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I'm lucky cause my pops is retired and completely bored and insane, so he jumps on projects like this. Dude has found an insane amount of homes already. And no fucking agent will be able to negotiate like him, so fuck em.
 
KillahBee said:
yes, total zoo. and the shithole town has absolutely no infrastructure to handle it, so most people stay in private homes (that's what we do). Lots of prostitutes in town. There are actually some decent restaurants in town. The grounds is, as you can expect, nothing short of immaculate. you've never seen grass like that in your life. And since they limit the amount of tickets sold and there is zero on-course hospitality (our cabin is behind tress off a fairway), it's extremely uncluttered.
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Oh totally fuck that then. I've been to the course before (I'm in Atlanta, not far), but never there during the Master's. Got no interest in dealing with that bs at all.

If you're ever in Atlanta play at The Piedmont Driving Club if you know a member. Dates to the 1870's and the greens are fantastic. Uber exclusive joint but it sounds like you're connected with some rich folk so I expect you can get in.
 
i was/am extremely lucky to have been referred to a smart, savvy, knowledgeable historic house real estate broker who took a deep liking to me.:artist:
more than once, after i had fallen in lust with an 1880's house that i thought i had to have; she would pull me on the side and quitetly say "no no no, you do NOT want this house and i'm going to show you why".

she saved me from myself a couple of times!
 
rnch said:
i was/am extremely lucky to have been referred to a smart, savvy, knowledgeable historic house real estate broker who took a deep liking to me.:artist:
more than once, after i had fallen in lust with an 1880's house that i thought i had to have; she would pull me on the side and quitetly say "no no no, you do NOT want this house and i'm going to show you why".

she saved me from myself a couple of times!
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You got lucky! 9 outta 10 times they're scam artists trying to make a buck!


Is it obvious i had a bad experience with them in the past? lol
 
eliteandy said:
You got lucky! 9 outta 10 times they're scam artists trying to make a buck!


Is it obvious i had a bad experience with them in the past? lol
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not THIS one! thank Gawd....we've both agreed on 2 houses (so far) that both turned out well.

who knows what will be bought in the future? one thing for sure...she will be my broker for any further house purchase. :artist:
 
Army Vet said:
I did that. With the internet it is easy to find homes.

My wife wanted an agent. She wasn't happy with the homes I found so she thought an agent would be better. I told my wife all of the houses in Norfolk are shitty and she didn't believe me. Once the agent showed us around my wife recognized I was right lol
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All the info you want right at your fingertips! The problem is that young people are afraid to do things alone. Which is where a Realtor comes in charges you %3 for some bullshit.

I told my gf when it was all said and done, had i used that agent it would have cost me 50-100 bucks a month for 30 years! lol
 
KillahBee said:
Specially for a newb such as my fine self. Lots of scumbag agents you gotta deal with. Lots of driving around and reading maps and laughing at how fucking gross some of these homes are or the fact that some people haven't updated their shits since fucking 1946.

Anyway, think I found a good fit already, thought it's a bit smaller than I wanted. But in the price range I'm in, that's about what I should expect. Funny thing is it's about 8 houses down from a good friend of mine. Still gonna look around more though. My goal is get into a place with minimal work needed to be done (i.e. no need to touch the siding, roof, floors other than just buffing em up, etc.).

It's a learning process, man. Fucking oil vs. gas, vinyl siding vs. multiple paint jobs, replacing roofs.
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If you're looking in RI you should be able to get a good deal on a place. The guy that was trying to get me to work out there was telling me the market has suffered as bad as anywhere else and people are settling for significantly less than the asking prices.

Also, send me eyetalian food and perhaps a few 20-something year old womins from Federal Hill.

kthxdanceinwhiteshoes
 
jnevin said:
If you're looking in RI you should be able to get a good deal on a place. The guy that was trying to get me to work out there was telling me the market has suffered as bad as anywhere else and people are settling for significantly less than the asking prices.

Also, send me eyetalian food and perhaps a few 20-something year old womins from Federal Hill.

kthxdanceinwhiteshoes
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hell yeah. I'm actually looking at houses now that are selling for a good 40k-60k below their value. I may even be in the situation where I cna afford a house that's actually too big for me, if that's even possible.

PM me your address. I'll send you some gifts from the hill
 
KillahBee said:
hell yeah. I'm actually looking at houses now that are selling for a good 40k-60k below their value. I may even be in the situation where I cna afford a house that's actually too big for me, if that's even possible.

PM me your address. I'll send you some gifts from the hill
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Fo' reals?
 
I have one thing to say about real estate ownership (same as I say about reproduction, incidentally): Over-Fucking-Rated.

If you utterly insist, for the love of all that's holy, remember that the one real estate axiom is the absolute truth: LOCATION-LOCATION-LOCATION. I'm really fucking serious about that. DO NOT buy in a part of town that can go anywhere but UP, you will live to regret it and you will be stuck with it.
 
musclemom said:
I have one thing to say about real estate ownership (same as I say about reproduction, incidentally): Over-Fucking-Rated.

If you utterly insist, for the love of all that's holy, remember that the one real estate axiom is the absolute truth: LOCATION-LOCATION-LOCATION. I'm really fucking serious about that. DO NOT buy in a part of town that can go anywhere but UP, you will live to regret it and you will be stuck with it.
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well I completely disagree, respectfully. I like making money and having a home (not a house, a home).

for sure. that's something I'm very much learning even more along the way - location and resale value.
 
KillahBee said:
well I completely disagree, respectfully. I like making money and having a home (not a house, a home).

for sure. that's something I'm very much learning even more along the way - location and resale value.
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A home can be any place you find comfortable and don't feel trapped in. Due to the way the housing market ran, and my moron ex-husband, I'm stuck here. Luckily, it's a size that suits my needs, unfortunately, I hate virtually everything about it.

But in reality, there's nothing practical about homeownership unless you have a really, really good reason for buying one (i.e., kids, which make renting more difficult, or you work from home, hense making the place a write off). My "home" costs me roughly $1,600 a month if you factor in utilities (more if you count maintenanace and time needed to do required shit, like clear snow and mow fucking grass). I could rent an equivalent property, of similar size, in a nicer neighborhood, for the same money or even less, and not be required to do exterior maintenance. The only redeeming value of home ownership for me is that I work from my home and can take the deductions that come with that.

I mean, follow your bliss and all that, good luck and gods bless, and I do mean that! But really, really be sure that you are buying in a neighborhood that has NO chance of going down in value, seriously. No matter how cute the house is, how nice, how well priced, repeat after me, KB, Location, Location, Location. You do not want to buy in a good neighborhood in an area that in any way, shape, form or fashion comes within breathing distance of a less desirable location. If it's priced too good to be true, it probably is. If you have a choice between a smaller property in a primo location and a bigger property in a potentially iffy one, take the smaller one.

Incidentally, this house, that I've owned for over 20 years, is the first and only house I ever bought, and for now, I'm stuck here. This fucking place is barely worth $35k more than what I bought it for 20 years ago, all because the location has done nothing but go downhill. I tell people my house keeps my cats safe and is a great place to store my weight lifting equipment, otherwise, I could give a shit.
 
musclemom said:
I have one thing to say about real estate ownership (same as I say about reproduction, incidentally): Over-Fucking-Rated.

If you utterly insist, for the love of all that's holy, remember that the one real estate axiom is the absolute truth: LOCATION-LOCATION-LOCATION. I'm really fucking serious about that. DO NOT buy in a part of town that can go anywhere but UP, you will live to regret it and you will be stuck with it.
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I agree sorta, but what about when you retire? It would be nice to own the home...
 
cindylou said:
I agree sorta, but what about when you retire? It would be nice to own the home...
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You're assuming you'll retain your health and vitality after a certain age, or that your children will help you out. Don't make that assumption. Your house becomes a liability if you can't physically or mentally do the things required for it, particularly if for what ever reason you don't own the darned thing outright by the time you're in your 60s. And when you're too old to take care of yourself is usually just when your kids lives are where they're putting time into their jobs and getting their shit together and dealing with their kids. If you can't get the house paid off before you're in your 50s it's probably better to put your home payments into LTC insurance and put the money aside for a down payment in an assisted living facility.

You get put in a nursing home without LTC insurance and after you pass over your estate, including the house depending on the size of your bill, gets taken by the state to pay for the nursing facility.
 
eliteandy said:
Not to mention (if you pay your bills) no one can say lease is up GTFO!
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You mean like the mortgage company is doing to all those houses in foreclosure? There's no guarantees in this world. Besides, it's a lot easier to come up with first and last month's rent than it is to come up with 20% down.

My point is the "American Ideal" of white picket fence homeownership is horse shit. You don't need a house, anymore than you need to get married or have kids.
 
For most people owning a home doesn't make sound financial sense. Few owners actually make money on owning. If my mother weren't a broker and an investor that found me a very attractive foreclosure for about 35% below FMV I definitely wouldn't have bought.

Once you factor in the current buying power of your proceeds and the maintence costs you absorbed during your ownership, most don't even break even. Plus there's just a hell of a lot more responsibility involved in owning vs renting. There's a strong philosphical and/or emotional attraction to the idea of owning, which I can totally understand.
 
RottenWillow said:
For most people owning a home doesn't make sound financial sense. Few owners actually make money on owning. If my mother weren't a broker and an investor that found me a very attractive foreclosure for about 35% below FMV I definitely wouldn't have bought.

Once you factor in the current buying power of your proceeds and the maintence costs you absorbed during your ownership, most don't even break even. Plus there's just a hell of a lot more responsibility involved in owning vs renting. There's a strong philosphical and/or emotional attraction to the idea of owning, which I can totally understand.
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You said more eloquently what I was trying to say with far less words :qt:

I have too much negative emotional baggage attached to this place, but the market tanked so bad I can't afford to sell. To me my home is an anchor, a burden. I once worked out that if something happened and this place was destroyed to the point that insurance would pay off in full I would make out better having the site cleared and selling the empty lot than I ever will by trying to sell the house as it stands. I hate being tied down by the property, I hate the neighborhood, I hate property maintenance. It's all just unnecessary expense and enormous aggrivation.

I'd gladly pour the gas and burn the bitch to the ground with no regrets if I hit the lottery tomorrow, seriously.
 
musclemom said:
My point is the "American Ideal" of white picket fence homeownership is horse shit. You don't need a house, anymore than you need to get married or have kids.
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+1

It's just bricks & mortar & you can't take it with you when you're dead. Never understood the appeal for single people of increasing money towards something that's just a temporary base & detracting funds that can be better spent experiencing life.
 
musclemom said:
You said more eloquently what I was trying to say with far less words :qt:

I have too much negative emotional baggage attached to this place, but the market tanked so bad I can't afford to sell. To me my home is an anchor, a burden. I once worked out that if something happened and this place was destroyed to the point that insurance would pay off in full I would make out better having the site cleared and selling the empty lot than I ever will by trying to sell the house as it stands. I hate being tied down by the property, I hate the neighborhood, I hate property maintenance. It's all just unnecessary expense and enormous aggrivation.

I'd gladly pour the gas and burn the bitch to the ground with no regrets if I hit the lottery tomorrow, seriously.
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Sigh. I feel the same way towards my house, I cant get rid of it, I hate the neighborhood, I hate that I was talked into moving so close to my inlaws and even my own family (even though I love them, too close is too close)..I couldnt sell it if I wanted, another house on my street foreclosed today..I dont even want to think about what my house is worth right now...But I dont mind home maintenance, and I enjoy doing things like landscaping and things like that. I just wish I had thought out the next 10 years of my life a little better, I've grown out of my house so bad its unbelieveable because I bought it basically 5years ago when I was young(er) and dumb(er) and all I cared about were big closets and entertaining. :( Dumb! I figured it would be a breeze to sell when I grew out of it...
 
hey cockblocking negative nancies!!! go fug yourselves. I'm smarter than all of you combined and have 5% of the emotional baggage and sagging self esteem. i'll buy a goddamn house and increase my day to day happiness all whilst ass slamming the local highschool dance team (the Falconettes).

how you like them apples? foreclose your fuggin mouths.
 
KillahBee said:
hey cockblocking negative nancies!!! go fug yourselves. I'm smarter than all of you combined and have 5% of the emotional baggage and sagging self esteem. i'll buy a goddamn house and increase my day to day happiness all whilst ass slamming the local highschool dance team (the Falconettes).

how you like them apples? foreclose your fuggin mouths.
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lol damn straight mang! You do what makes you happy!
 
KillahBee said:
hey cockblocking negative nancies!!! go fug yourselves. I'm smarter than all of you combined and have 5% of the emotional baggage and sagging self esteem. i'll buy a goddamn house and increase my day to day happiness all whilst ass slamming the local highschool dance team (the Falconettes).

how you like them apples? foreclose your fuggin mouths.
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Oh you're just p.o'd that you think you got threadjacked. I said, follow your bliss, didn't I??? It's your money do what makes you happy with it.

All Cindylou and I are bringing up is to really assess the climate of the neighborhood, sorry for waving a flag that nobody waved at me.

80% or more people buy a house and they're happy as clams. Shit, if I had the means to get out of here and money to get a new place I'd do it in a heartbeat with prices what they are. Now certainly is the time to buy if your job is secure and you have the down money.
 
RottenWillow said:
For most people owning a home doesn't make sound financial sense. Few owners actually make money on owning. If my mother weren't a broker and an investor that found me a very attractive foreclosure for about 35% below FMV I definitely wouldn't have bought.

Once you factor in the current buying power of your proceeds and the maintence costs you absorbed during your ownership, most don't even break even. Plus there's just a hell of a lot more responsibility involved in owning vs renting. There's a strong philosphical and/or emotional attraction to the idea of owning, which I can totally understand.
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You hit the nail on the head. Last year I was at a financial conference and I saw a presentation that showed (with proof) that homeowners do not earn a positive return on their homes because they are basically consuming their investment over the span of its life.

People who rent to others on the other hand do earn positive returns.

This is difficult for Americans to comprehend because they have been taught to believe that home ownership leads to wealth.
 
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Army Vet said:
You hit the nail on the head. Last year I was at a financial conference and I saw a presentation that showed (with proof) that homeowners do earn a positive return on their homes because they are basically consuming their investment over the span of its life.

People who rent to others on the other hand do earn positive returns.

This is difficult for Americans to comprehend because they have been taught to believe that home ownership leads to wealth.
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I'm guessing the left out a "not" between those two words?

Yeah it's only under select circumstances that anyone really makes money via ownership. Usually it's short to midterm ownership length (like 10 yrs max), bought in a weak market (like now) and sold in a hot one. Shorter ownership length means you are less likely to have absorbed a lot of ownership costs, so you might realize a net gain, even factoring inflation.
 
musclemom said:
You said more eloquently what I was trying to say with far less words :qt:

I have too much negative emotional baggage attached to this place, but the market tanked so bad I can't afford to sell. To me my home is an anchor, a burden. I once worked out that if something happened and this place was destroyed to the point that insurance would pay off in full I would make out better having the site cleared and selling the empty lot than I ever will by trying to sell the house as it stands. I hate being tied down by the property, I hate the neighborhood, I hate property maintenance. It's all just unnecessary expense and enormous aggrivation.

I'd gladly pour the gas and burn the bitch to the ground with no regrets if I hit the lottery tomorrow, seriously.
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LOL...yer just too passionate on this particular subject. I have the luxury of being cool and analytical cuz I've not gotten saddled like yourself.
 
musclemom said:
Oh you're just p.o'd that you think you got threadjacked. I said, follow your bliss, didn't I??? It's your money do what makes you happy with it.

All Cindylou and I are bringing up is to really assess the climate of the neighborhood, sorry for waving a flag that nobody waved at me.

80% or more people buy a house and they're happy as clams. Shit, if I had the means to get out of here and money to get a new place I'd do it in a heartbeat with prices what they are. Now certainly is the time to buy if your job is secure and you have the down money.
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lol, i was just being charming ol kb.

yeah, I don't really listen to people like in this thread. understand it, but that's not my life. I'm pretty much in the perfect situation to buy a house right now (single, as good of job security as one can have right now, work from home) and have been waiting for a couple years for the right time (which is obviously now). I looked at a house that is actually too big for me but I might be able to get for under $200k (it is valued around $245k) in a fantastic neighborhood with not too much major work needed to be done.

And I'm a guy ready made for home ownership. Love that shit.
 
musclemom said:
You're assuming you'll retain your health and vitality after a certain age, or that your children will help you out. Don't make that assumption. Your house becomes a liability if you can't physically or mentally do the things required for it, particularly if for what ever reason you don't own the darned thing outright by the time you're in your 60s. And when you're too old to take care of yourself is usually just when your kids lives are where they're putting time into their jobs and getting their shit together and dealing with their kids. If you can't get the house paid off before you're in your 50s it's probably better to put your home payments into LTC insurance and put the money aside for a down payment in an assisted living facility.

You get put in a nursing home without LTC insurance and after you pass over your estate, including the house depending on the size of your bill, gets taken by the state to pay for the nursing facility.
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Listen to this woman, she knows what she's talking about. men who rush into home ownership usually have a small penis, this is a medical fact.
 
KillahBee said:
I looked at a house that is actually too big for me but I might be able to get for under $200k (it is valued around $245k) in a fantastic neighborhood with not too much major work needed to be done.
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If 245k is the current valuation, then rock that deal. If you really can get that property for 20% below current FMV, you'll have quite a bit of equity in 3-5 years when market values recover. In at say $195k, 15% down, means you'd only borrow 165k. In 2014 that house could be worth close to 300k, improvements notwithstanding.
 
RottenWillow said:
I'm guessing the left out a "not" between those two words?

Yeah it's only under select circumstances that anyone really makes money via ownership. Usually it's short to midterm ownership length (like 10 yrs max), bought in a weak market (like now) and sold in a hot one. Shorter ownership length means you are less likely to have absorbed a lot of ownership costs, so you might realize a net gain, even factoring inflation.
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Correct! Damn typo lol

IMo you are one of the most perceptive and intelligent peeps to post on this board.
 
Army Vet said:
IMo you are one of the most perceptive and intelligent peeps to post on this board.
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bad call, brah. that poobah is straight crazy 1st of tha month welfare cheeze grillin style. stay away. trust me. i took it down like 4, 5 times.

just put a bid in on a new house. I got to it right before it went up on all the sites. i'm trying not to get too excited about it, cause our bid was VERY low, although it was exactly what the bank is asking for it. found out today that the bid amount is about $70k less than what the house is valued at. place is close to perfect for everything I want. need to gut the basement cause the baseboard pipe burst before the scumbags put antifreeze in and water got down there. but that's easy.

paying cash, so hoping that helps the cause on this one. fingers crossed....
 
KillahBee said:
found out today that the bid amount is about $70k less than what the house is valued at.

paying cash, so hoping that helps the cause on this one. fingers crossed....
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I wouldn't offer over 80% of it's current valuation (which admittedly may be hard to figure). Dont care how much the seller's value may have tanked in the last year. Their problem not your's. People in hell want ice water, blah, blah. If you have cash for the full purchase price you can pretty much make your own deal. Sounds like an awesome opportunity. Good luck.
 
I still think this guy is really KB

 
KillahBee said:
hey cockblocking negative nancies!!! go fug yourselves. I'm smarter than all of you combined and have 5% of the emotional baggage and sagging self esteem. i'll buy a goddamn house and increase my day to day happiness all whilst ass slamming the local highschool dance team (the Falconettes).

how you like them apples? foreclose your fuggin mouths.
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Oh man.. got a good chuckle out of this one. I own two houses in different cities. Love having both of them and love having the interest deduction on the primary one. I do like the up-keep as well as it keeps me grounded.

Here is my advice on home ownership - go to an old estabblished top notch neighborhood and buy what you can afford. Those places never go down in value - even in recessions.
 
RottenWillow said:
I wouldn't offer over 80% of it's current valuation (which admittedly may be hard to figure). Dont care how much the seller's value may have tanked in the last year. Their problem not your's. People in hell want ice water, blah, blah. If you have cash for the full purchase price you can pretty much make your own deal. Sounds like an awesome opportunity. Good luck.
Click to expand...

Paying cash won't help make a deal. As long as someone can get financing the bank will be paid in full when the loan closes. Makes no difference to them where it comes from.
 
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