i'm naturally a bigger guy. i've been working out 4 around 5 yrs. now. i've got good strength but i just turned 31 and would like to start to cut some. i really need to lose some love handle's and lower abs. right now i'm in the gym min. of 4x's max of 6x's per wk. i always do 15 to 30 min. of cardio the shorter the time the higher my heart rate. i watch my diet and do nothing real crazy. i have questioned my thyroid but never had it checked. how can i lose the spare tire?