I got Blue Cross/Blue Shield and their formulary only lists test cyp, test enan, test prop, androderm as "preferred" choices meaning it cost me $10 for generic and $15 for name brand.
Anything else costs me like $25. For stuff like halo, Oxandrin, anadrol, winstrol you have to have conditions that those drugs are approved to treat. For example, you won't get Oxandrin unless you are old and they give it to you for wound healing or you have some type of wasting disease like people with full-blown AIDS.