Cornholio, just to reiterate, this is a Figure contest, not fitness. She said that figure is not supposed to be as ripped as fitness, and that they don't like to see striations or each ab muscle poppin out, etc. In her words, fitness is much more like bodybuilding as far as the physique goes. Figure is more like 12-15% bf where as fitness is like 9-12%. I know that figure grew out of fitness but the target physique is different - fitness and figure are not judged by the same criteria, in more ways than just bf%.
That said, I am more concerned with how a given bf% looks on me than the number itself. If 15% doesn't look lean enough then I will definitely cut down further. I have 15 weeks to accomplish this in, and I will not go up on stage and embarass myself by not looking lean enough. I suspect that I'm going to look pretty lean at 15% because of the way I carry bodyfat.