There goes my peace of mind

[nangiggles]

My husband's employer is changing his/our health insurance company and coverage, it is now almost $200 more a month and it's a shitty ass coverage, the one at my job is equally as shitty fuck it doesnt cover dick really, we both have monthly appointments and scripts so this now sucks it will cost even more really unless we suspend or decrease treatment, I've always known I have 100% coverage and low copays, now I'm gonna have a huge deductible, 70% coverage and copay + 25% after deductible for pretty much everything

This is one of the very few things I fucking hate about living here now, figuring out health insurance is a pain in the ass and then it turns out there's a bunch of tiny restrictions, things not covered, shit not covered, or your Dr isn't in the fucking network or all sort of bullshit what a mess

 

[-SD-]

Thank Obama for that

 

[nangiggles]

fucking bullshit
Specially after my husband's craneotomy I'm now paranoid as fuck, if that shit were to happen again I'd be in like $15k of medical debt

 

[miplank]

Pre existing conditions are gonna make it a bitch.

Good luck nan

 

[WoodyO]

Always use the ER, no matter how tiny the issue is. Then skip out on the bill. It's the American way.

 

[smurf2]

My husband's employer is changing his/our health insurance company and coverage, it is now almost $200 more a month and it's a shitty ass coverage, the one at my job is equally as shitty fuck it doesnt cover dick really, we both have monthly appointments and scripts so this now sucks it will cost even more really unless we suspend or decrease treatment, I've always known I have 100% coverage and low copays, now I'm gonna have a huge deductible, 70% coverage and copay + 25% after deductible for pretty much everything

This is one of the very few things I fucking hate about living here now, figuring out health insurance is a pain in the ass and then it turns out there's a bunch of tiny restrictions, things not covered, shit not covered, or your Dr isn't in the fucking network or all sort of bullshit what a mess

How much is the deductible on new plan? It sucks that the premium is going up $200 a month.

 

[PICK3]

You could go back to the old country

 

[smurf2]

fucking bullshit
Specially after my husband's craneotomy i'm now paranoid as fuck, if that shit were to happen again i'd be in like $15k of medical debt

'murica

 

[bigbassturd]

'oh, mandated healthcare is a great idea, it won't fuck anyone over at all!'

-Barry

 

[mrplunkey]

Unfortunately, all of Barry's goodies are now getting factored into premiums. We're going through the same process ourselves at work. The only option is to jack-up the deductables and jack-up the premiums.

- Kids on insurance till 26
- No lifetime limits
- No pre-existing conditions
...
...

All that stuff costs money which translates into hundreds of dollars a month in extra premium costs. I'm shocked it's only $200 right now. It could easily go up another $200-$400.