this is really fucked up
i was alone and the lady (35-ish) had 3 old 55+ women with her in her lexus GS300.
i was driving in the fast lane and she was in the slow lane ahead of me and she just jammed her brakes and made an immediate U turn in front of me without using her blinker and without bothering to check her mirrors.
i wasn't able to stop in time unfortunately becasuse she stopped in my lane before she saw me and so i just hit her right on/
the damage went to the passenger side front bumper and headlights of dread lord's car and the damage on dingbat's car was on the drivers side rear panel behind the wheel well, by the trunk arrea. no damage to the
back of her car, just the side/
well, unfortunately i have anxiety problems and my brain literally shuts off when something bad happens
i was shaken terribly (i'm shaking right now thinking about it, thats how stupid my anxiety is) so i asked the seemingly nice driver of the lexus to write down her information for me while i stood near.
my malfunction led to the following mistakes:
-she did not write down the name of her insurance company or any agent or number to call for the insurance. she only gave me one phone number, said it was for her insurance company, and i believed her. i
assumed that she understood the wreck was completely her fault (SHE DID A U TURN FRON THE SLOW LANE RIGHT IN FRONT OF ME) and i didnt want to be a bitch or bust her balls about it, just get the info and go home to break the bad news (which is a frightening thing to do when u just wrecked dread lord's nice car)
-i did not have a cell phone, and none of them admitted to having one, although they were all dressed quite wealthy i would say. i did not call to get a police report, i did not realize how bad the damage was and i also did not realize that she failed to give me any of her correct information
-she was not the owner of the car. i was not made aware of this
-i was so fucking STUPID i got played big time, they really took advantage of my age and obvious lack of experience in dealing with such matters. i
oh, it gets better
so when i get home (a few blocks away from my apartment actually) i told dread lord about the accident and i looked over the info she gave me
he blew up as soon as he found out i fucked up and didnt get a police report ( i later found out they dont write them in this city without an injury occuring though)
so many people arent very happy with me about this
so i call the number the driver gave me, thinking it was to the insuance company and i was going to make the claim.
however, this number just went to a voicemail for this bitch. so logically, i left a message saying very politely and civilly that i needed to speak with her to get the insurance company and at least an agent's number to speak with and asked that this be done within 48 hours.
i do not receive any calls all that night
worry sets in now, the scenario gets worse and worse but dread lord pieced together alot of private information about the driver, the owner of the car, where they live, phone numbers, property rights, etc/ it was quite difficult because this woman is obviously either paranoid delusional or in witness protection because there is some really fucked up records on her.
so the next morning ~9:30am i call that number she gave me and left another polite message requesting the insuance information, or if she did not have insurance we need to discuss a means of payment
she calls me about 10 minutes later and was instantly hostile, and i asked for her insuance information and the name or number of an agent i can speak to and she REFUSED to give me the info. {i believe that is illegal} so i repeated myself again, i gave her another chance and she again refused so i handed the [phone to dread lord after i explained that she was being crazy
he demanded the info, she went berserk at him, so he told her, ok at this point YOU are making this a hostile situation, we do not have ANY information to give our insurance agent becaues you are refusing to give it to us. expect to speak to my lawyer <<click>>
10 minutes after this phone call, i received anothter phone call, just this time it was from the sheriff. he told me that this woman had called me and dread lord in for phone harassment, he then mumbled something about the accident that occured and me demanding payment (we did not demand any such thing)
this was a bit shocking, so i went ahead and explained to the cop everything that happened and that this lady was going bonkers and making this a horrible situation for us. he was competely on my side, since i never even called her, i only left two messages because that was the ONLY number she gave me, she called me, not vice versa. he just advised that we deal strictly through the insurance companies. that was that
so dread lord gets home and i tell him about my phone call bonanza and we decide that ok, since she is going to be evil, we are going to FUCK HER UP. we do not tolerate crazy bitches, we gave her ample opportunity to make this much less difficult and she denied it all. she wants to file a phone harassment report on me, ok i'll file a restraining order against her becaues she is now becoming scary to the point that it might behoove me to protect myself legally at this point by going through a process that confirms she is a complete nutbag.
dread lord's ins. co. did get a call filing a claim to them from the owner of the car (not the driver) whom i did not get any information about. so they were about to at least give us a good start on getting our claim filed in a manner that will cover my dumb ass, since it
was her fault and she has now made this a threating situation.
saturday morning ~10:30 I get a call from an adjuster from the owner's ins. co. who is just as puzzled as me by what crazy lady is doing. i gave her a recorded testimony and told her what crazy lady was doing e.g.
crazy shit (not recorded at this point) and the adjuster is very nice to me and i really think she believed what i told her, which is all true.
she will get an estimate on the damage Jan. 2 or so and the damage clearly favors my version of the story, so if ms. crazy decded to lie in her testimony, even with 3 witnesses, (they claimed i was "driving too fast" it was a 30mph!! yea right/
so this is finally starting to look a bit better, since we have our co. on our side and their side on my side, i'm doing pretty good. fat dodger bitch is going to find herself in small claims court pretty soon for emotional damages, as i am going to go to a DR monday (im quite ill anyway.. upper respiratory infection getting worse and worse
im gonna die
) so i am going to get a prescripiton for xanax as i clearly need it to control my anxiety :\
sorry for the really long post. i think this is my longest post ever. so, so cherish it, because i feel like i have been hit by a freight train and now deal with this car bullshit
happy trails.
for my roadies
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