So, yeah, I just checked my credit score and...

[chewyxrage]

850 is the highest I've seen, but it's extremely uncommon for someone your age to have a score in the 800's. I may have to call bullshit.

I don't have a score in the 800's, I said 769.....

Seems like a high score, I'm not lying though, have no reason to. I've been paying off my balance every month for the last 6 years. I got my CC in highschool when I was a sophmoore. My limit started at $500 and now it's $15,000.

 

[jackangel]

to all those with a higher score

my SAT score kicks your SAT score's ass.

 

[jnevin]

I don't have a score in the 800's, I said 769.....

Seems like a high score, I'm not lying though, have no reason to. I've been paying off my balance every month for the last 6 years. I got my CC in highschool when I was a sophmoore. My limit started at $500 and now it's $15,000.

Sorry chewbaca, I meant Lestat.

 

[enduser007]

there is a lot of BS on this board man. "even if youre in the real estate business, its easy to keep ur score in the 700's" GET THE FUCK OUTTA HERE!

all of you with the 750+ you MUST not have and home loans...car loans, recreational vechicle loans..such as boats and things, or even major credit card. maybe a house and a car..but thats about it.

mattheskeywalker: ur right man.
once u got a few properties in ur name..a few cars..some credit cards..even if you've never had a late payments EVER. you score will eventually fall under 700. thats my promise to ya.

DIV: bro, don't believe that shit. you MUST have credit in order to do anything these days. cars....and lil things like that can be purchased with cash. but what about when u want big things, and the best rates possible. there's HUGE difference in paying 5% for a long than paying say...7 or 8%.

you MUST keep ur credit score in check. dont ever get it checked by these online companies, they put u in their data base. this is nothing to be fucked with folks. go to a proper banker, make an appointment. they MUST provide u with a free credit report. most of them will do that because they want ur busines. have them explains what every line means and how to keep it in good standing and how to remove the BULLSHIT off ur report.

 

[Raptorex]

find a rich girl..forget this credit stuff, its too complicated.

 

[DIVISION]

DIV: bro, don't believe that shit. you MUST have credit in order to do anything these days. cars....and lil things like that can be purchased with cash. but what about when u want big things, and the best rates possible. there's HUGE difference in paying 5% for a long than paying say...7 or 8%.

Already looked in to it, holmes. I'm a military veteran, so I could get a VA home loan if I wanted, it cuts out alot of the bullshit closing costs and I can basically do what I want in terms of buying a home in the area I choose or have one build for me choosing a contractor.

To this point I've never needed credit.....not even for college. I'm paying my way through college.




DIV

 

[pitbullstl]

850 is the highest I've seen, but it's extremely uncommon for someone your age to have a score in the 800's. I may have to call bullshit.

It doesn't get higher than 850 to my knowledge.

I own 3 homes, 5 businesses, and still maintain a 747 so anyone with an 832 has to be debt free and over 30 in my opinion.

 

[pitbullstl]

to all those with a higher score

my SAT score kicks your SAT score's ass.

Wanna bet...???

 

[pitbullstl]

there is a lot of BS on this board man. "even if youre in the real estate business, its easy to keep ur score in the 700's" GET THE FUCK OUTTA HERE!

all of you with the 750+ you MUST not have and home loans...car loans, recreational vechicle loans..such as boats and things, or even major credit card. maybe a house and a car..but thats about it.

mattheskeywalker: ur right man.
once u got a few properties in ur name..a few cars..some credit cards..even if you've never had a late payments EVER. you score will eventually fall under 700. thats my promise to ya.

DIV: bro, don't believe that shit. you MUST have credit in order to do anything these days. cars....and lil things like that can be purchased with cash. but what about when u want big things, and the best rates possible. there's HUGE difference in paying 5% for a long than paying say...7 or 8%.

you MUST keep ur credit score in check. dont ever get it checked by these online companies, they put u in their data base. this is nothing to be fucked with folks. go to a proper banker, make an appointment. they MUST provide u with a free credit report. most of them will do that because they want ur busines. have them explains what every line means and how to keep it in good standing and how to remove the BULLSHIT off ur report.

WRONG...
3 homes (paid cash for one)....never had a car loan (own car dealerships) and two credit cards.....and believe me it is possible to keep your score above 700.

 

[marshallmadman]

Hell, people. Mine is 686, and I filed Chapter 13 Bankruptcy coming up on 3 years ago now. I didn't do any credit repair B.S. either. What can I do with a 686? Could I buy a house on this kind of credit, or are they going to climb up my ass with a microscope. This is something I've been very concerned about lately. Any help will get massive amounts of Karma! Like, I'm talkin' I'll hit ya more than once if I can.