So, yeah, I just checked my credit score and...

[vansmack2000]

Can I find out my credit score without paying for it?

www.annualcreditreport.com
you have to cut and paste the link, this one is the ONLY government sponsored
site that has ALL 3 of the credit agencies. YOu get everything for free except
the actual fico score which is like $5

forgot to mention it depends on where you live, its not open to all people quite yet

 

[enduser007]

WRONG...
3 homes (paid cash for one)....never had a car loan (own car dealerships) and two credit cards.....and believe me it is possible to keep your score above 700.

my point EXACTLY. you BARELY got two credit cards. most banks won't even talk to you if you don't have ATLEAST three major credit cards in good standing for the last 3-5 years. (i'm talking about good reputated banks with PRIME rates, not lil mom 'n pop shops).

you NEVER had a car loan. my point Exactly. you got 3 homes...only 2 of which you took out loans on. that's it. your credit is nothing my man.
there's no reason for ur credit to fall below 700.

in the creditor's eyes, you haven't yet proven to them that you can take out loans and have the ability and the consistent income to make payments on time over long periods of time.

when u got 6-7 properties on ur name..and ur doing a 1031 exchanges month after month, there's no way in hell you can keep ur credit score over 700. its just not possible.

 

[AAP]

Even with real estate and businesses, you can easily keep your score in the mid 700's.

True. But very difficult.

I own 4 pieces of property and have always paid for my vehicles in cash. But my score is the low 600. I have 3 cards, one never used (AMEX).

 

[pitbullstl]

my point EXACTLY. you BARELY got two credit cards. most banks won't even talk to you if you don't have ATLEAST three major credit cards in good standing for the last 3-5 years. (i'm talking about good reputated banks with PRIME rates, not lil mom 'n pop shops).

you NEVER had a car loan. my point Exactly. you got 3 homes...only 2 of which you took out loans on. that's it. your credit is nothing my man.
there's no reason for ur credit to fall below 700.

in the creditor's eyes, you haven't yet proven to them that you can take out loans and have the ability and the consistent income to make payments on time over long periods of time.

when u got 6-7 properties on ur name..and ur doing a 1031 exchanges month after month, there's no way in hell you can keep ur credit score over 700. its just not possible.

WTF???

Hey slick, I have $5,000,000 line of credit. One CitiAdvantage American Airlines Card....and one Black AmEx.

Let's see.....a $2.2 million dollar home here in St. Louis, and another in Highland Beach Florida.


Not quite sure where it is you gather your facts, but keep checking. With my two measly credit cards, I can walk into any and all financial institutions and be approved for a Leer in about 5 minutes.

Oh yeah, and my credit score is a 747.....just like the jumbo jet I could purchase on credit if I so chose. Asshat.

 

[HumorMe]

WTF???

Hey slick, I have $5,000,000 line of credit. One CitiAdvantage American Airlines Card....and one Black AmEx.

Let's see.....a $2.2 million dollar home here in St. Louis, and another in Highland Beach Florida.


Not quite sure where it is you gather your facts, but keep checking. With my two measly credit cards, I can walk into any and all financial institutions and be approved for a Leer in about 5 minutes.

Oh yeah, and my credit score is a 747.....just like the jumbo jet I could purchase on credit if I so chose. Asshat.

pitbullstl is my best friend.

 

[sawastea]

WTF???

Hey slick, I have $5,000,000 line of credit. One CitiAdvantage American Airlines Card....and one Black AmEx.

Let's see.....a $2.2 million dollar home here in St. Louis, and another in Highland Beach Florida.


Not quite sure where it is you gather your facts, but keep checking. With my two measly credit cards, I can walk into any and all financial institutions and be approved for a Leer in about 5 minutes.

Oh yeah, and my credit score is a 747.....just like the jumbo jet I could purchase on credit if I so chose. Asshat.

What on earth do you do?

 

[pitbullstl]

What on earth do you do?

I own a few car dealerships.

 

[AlphamaleStS]

Can I find out my credit score without paying for it?

http://www.freecreditreport.com/

 

[AlphamaleStS]

Its all about debt to income ratio....dosent matter how many cc you have etc...

 

[Ulcasterdropout]

thanks for that karma message
don'rt rub it in...