rnch

[binö]

with your TSP, you go with the g-fund? or a blend of high risk and low risk? just getting my TSP set up, not sure what to do with the 10% i'm gonna contribute...all in the g-fund, most in the g-fund and the rest in higher risk, or none in the g-fund and hope for a major turnaround?
10% + the 5% the match, should square me up for a decent retirement

 

[Smurfy]

FED alert

 

[binö]

FED alert

that's strange, the title said rnch not smurfy
get outtta herrrrrrrrrrrrrrrrrrrrr

 

[SpyWizard]

u still getting the 5% match?/ damn that's free money right there..

I've converted all mine into post tax investments, that was pre blow up so i got really lucky.. but i'm older that you for sure..

Owned a tsp and a SEP for 10 yrs (one the sep) I was very lucky only lost like 14% of my total value doing that.. TSP is the shit, and my monthly cost is paid via a Sub S corp so it's all tax deductible as well..

 

[Smurfy]

that's strange, the title said rnch not smurfy
get outtta herrrrrrrrrrrrrrrrrrrrr

I'm a mod. I know the secret password to all your backdoors

 

[SpyWizard]

opps, my bad disregard...

 

[binö]

u still getting the 5% match?/ damn that's free money right there..

I've converted all mine into post tax investments, that was pre blow up so i got really lucky.. but i'm older that you for sure..

Owned a tsp and a SEP for 10 yrs (one the sep) I was very lucky only lost like 14% of my total value doing that.. TSP is the shit, and my monthly cost is paid via a Sub S corp so it's all tax deductible as well..

i'm paying for my slacking 20s by starting late, at the age of 30...better late than never.
and i got a chunk of change sitting in my bank account that i'm gonna do something with investment wise...yea, super stoked about the 5% match, best plan around.
what is the formula for percentage of your wages that should be saved?

 

[shrimp poboy]

I'm a mod. I know the secret password to all your backdoors

u can come in my backdoor anytime u want

 

[binö]

opps, my bad disregard...

you're good nothing to disregard

 

[puddlemonkey]

lol@5%


I was snaking 10% matched with the airline

 

[PICK3]

Living by the adage of buying high and selling low you’d be a fool to invest in the “G” fund at your age.

You want to accumulate as many shares at the “C” fund as you can. There’s never been a decade that the “C” fund did not out perform the “G” fund by 2 to 1.

 

[chris302001]

u can come in my backdoor anytime u want

WTF is going on in here?

 

[rnch]

assuming the "why lock the barn door after the horses have been stolen" position; i am still diversified with 20% in each fund. i still have 5 to 10 years until early retirement so i feel comfortable in some risk taking. i ignored the early warnings to switch to 100% G 18 months ago. ah well, "cudda, shudda, wudda".

at your age and senority level, bino, MY opinion is that you have plenty of time to ride out the ups and downs of bond and stock market "gyrations" (quoting our prez). even though it is temporarily in the dumper, stock market investing has proven to pay off well in the long run.

i would only be 100% G fund if i was within a year of retirement.



others here will doubtlessly flame me for this position and my investment tactics; but with two college economic classes ANYONE can be a financial pundit.

 

[binö]

assuming the "why lock the barn door after the horses have been stolen" position; i am still diversified with 20% in each fund. i still have 5 to 10 years until early retirement so i feel comfortable in some risk taking. i ignored the early warnings to switch to 100% G 18 months ago. ah well, "cudda, shudda, wudda".

at your age and senority level, bino, MY opinion is that you have plenty of time to ride out the ups and downs of bond and stock market "gyrations" (quoting our prez). even though it is temporarily in the dumper, stock market investing has proven to pay off well in the long run.

i would only be 100% G fund if i was within a year of retirement.



others here will doubtlessly flame me for this position and my investment tactics; but with two college economic classes ANYONE can be a financial pundit.

fuggin neat how you can see your money online anytime you want, move it around anytime you want.
20 yr pension in fire....seeing all the old salts bitch about how much money they've lost has scared me from taking any sorta risk...with the 5% match at least you guranteed to make some profit no matter how conservative

 

[binö]

Living by the adage of buying high and selling low you’d be a fool to invest in the “G” fund at your age.

You want to accumulate as many shares at the “C” fund as you can. There’s never been a decade that the “C” fund did not out perform the “G” fund by 2 to 1.

interesting bro thanks for sharing

 

[rnch]

i'm paying for my slacking 20s by starting late, at the age of 30...better late than never....

i didn't get career status until i was 28..u still have more than enough time to accumulate retirement bucks.

 

[slat1]

Do you guys have access to index funds? If so, and you have patient dollars, some of your money in an S&P Index. The S&P is down over 40%. It will be back. If you can wait a year or most likely two you can doulbe your money. It is going to go up and down for a while but it will be back.

 

[tha joker]

Funny, you said "backdoor".

 

[Razorguns]

with your TSP, you go with the g-fund? or a blend of high risk and low risk? just getting my TSP set up, not sure what to do with the 10% i'm gonna contribute...all in the g-fund, most in the g-fund and the rest in higher risk, or none in the g-fund and hope for a major turnaround?
10% + the 5% the match, should square me up for a decent retirement

rule #1: stop putting them into us dollars. What's the point of 20 years of gaining 15% interest, if inflation also rises 9% and us dollars falls 20% (if not more).

remember the rule of 72 btw too.

tip: low risk = gold.

r