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My 5 month plan

the.gladiator1987

the.gladiator1987

MVP
Chairman Member
EF VIP
EF Logger
In the next 5 months I will:

-Find out whose kid it is
-Get my own place
-Be the strongest guy on EF Chat
-have $1,000 for apt deposit, $1,500 in savings
-Pay off all random bills

These are my random bills:

$155 -Insurance down payment
$200 -Final Car payment
$300 -Secured CC
$300 -Registration Ticket
$100 -EGR Valve (for check engine light)
$60 -Smog
$120-Registration
$250 -Books for college
$150 -Traffic School

I really need to pay these random bills off so i can start seriously saving, how are you supposed to save when u got so many stupid fuckin bills? I would say my monthly income right now is $1600, if i got my ebay business back my total monthly income would be $1900-$2000
 
Its probably best you hand over your bank statement to someone like me so I can slash and burn off all the bullshit you blow what little cash you have on.
 
superdave said:
Its probably best you hand over your bank statement to someone like me so I can slash and burn off all the bullshit you blow what little cash you have on.
Click to expand...


i think my problem is what to pay my bills with, when i get cash tips at chilis i tend to use it a lot more than when i get a check, i rely on checks to pay the bills. What do i do with 40 cash? go directly to my bank and deposit it?
 
the.gladiator1987 said:
i think my problem is what to pay my bills with, when i get cash tips at chilis i tend to use it a lot more than when i get a check, i rely on checks to pay the bills. What do i do with 40 cash? go directly to my bank and deposit it?
Click to expand...

yes, depending how far the bank is
 
not if you walk with your shirt off and earphones in, then you just look like youre exercising and you get to show off your shit which i know youre obsessed with doing
 
the.gladiator1987 said:
In the next 5 months I will:

-Find out whose kid it is
-Get my own place
-Be the strongest guy on EF Chat
-have $1,000 for apt deposit, $1,500 in savings
-Pay off all random bills

These are my random bills:

$155 -Insurance down payment
$200 -Final Car payment
$300 -Secured CC
$300 -Registration Ticket
$100 -EGR Valve (for check engine light)
$60 -Smog
$120-Registration
$250 -Books for college
$150 -Traffic School

I really need to pay these random bills off so i can start seriously saving, how are you supposed to save when u got so many stupid fuckin bills? I would say my monthly income right now is $1600, if i got my ebay business back my total monthly income would be $1900-$2000
Click to expand...

First, you should have paid your registration on time so you wouldn't have gotten a ticket. IF you had done that, your reg for that POS would be about $80 less. Next, since when does traffic school cost so damn much? Is that for a moving violation? That's like $20 online ngr.

If you mark up gear so much to get your shit for free, maybe you should sell your shit too and make some money at the deal.

Your bills there are more than one month's income. Nicely done. You should probably be walking until you get your reg taken care of too.

There are some basic, like "STEP ONE" principles to success...you aren't even close to them. Good luck.
 
i just paid off a shitload of bills and i only have like 400 in the bank and ive been stressing hardcore. thanks for cheering me up lol.
 
It was a random registratio ticket i got when the car was parked and some stupid little patrol guy drives around in this golf cart thing and he cites people, fuckin stupid. No point in registering it since i had already put the car on CL

im gonna look into online traffic school....he told me after payment plan and setting everything up itd be 150 for traffic school

im gonna start overcharging people on gear so i can have some extra cash and not extra gear lol, im not doin a cycle for a long time anyway, well maybe another one in the summer lol

and my "bills" are not more than my months income, those are just random bills. I dont NEED some of those bills like the secured credit card, my monthly bills are around 700 bucks. But im gonna quit chili's this week because that job is fuckin gay, gonna maybe go work for my brother as a manager or a bartender at his bowling alley.

ceo said:
First, you should have paid your registration on time so you wouldn't have gotten a ticket. IF you had done that, your reg for that POS would be about $80 less. Next, since when does traffic school cost so damn much? Is that for a moving violation? That's like $20 online ngr.

If you mark up gear so much to get your shit for free, maybe you should sell your shit too and make some money at the deal.

Your bills there are more than one month's income. Nicely done. You should probably be walking until you get your reg taken care of too.

There are some basic, like "STEP ONE" principles to success...you aren't even close to them. Good luck.
Click to expand...
 
miplank said:
crack a smile and show that grille and watch your score drop down to a 6.6
Click to expand...

That's pretty mean! We all have our own deficiencies Glad. Looks wise I am doing well, but with time everyone gets old. You have to be deeper than just your appearance..
 
lartinos said:
That's pretty mean! We all have our own deficiencies Glad. Looks wise I am doing well, but with time everyone gets old. You have to be deeper than just your appearance..
Click to expand...


lol miplank is mean :(

i could care less tho lol i love my smile, only reason my tooth is like that is because when i was younger i was riding a scooter home from middle school, and the front wheel hit one of those spiky balls on the ground dead on, it completely stopped my scooter and i went flying over the handlebars, i hit my front tooth and it got smashed behind the tooth next to it. Then i had to get a root canal lol fuckin sucks

im glad i have a good personality, and i can relate to anyone i talk to. goes a long way just with those 2 things
 
congrats Glad that you even have a five month plan. i just sold my house, have a 30 day escrow & dont know where im living next month let alone in 5 months! christ..when it rains it pours...
 
It's only $1,635, can't you borrow it from someone, your parents maybe? If so, do it with correctly, draw up a simple agreement with payments/dates and places for both party to initial it as you make each installment. Pay your lender back in six months (at $280 a month) or a year ($145 a month). Yes, they're getting interest, better than they'd get in most bank accounts, in fact.

Otherwise, you get on the horn with everyone and give them a payoff date.

Tip money is still money. You should be keeping track of it, paying yourself first according to your budget and if you can't get to the bank regularly, you put that money to the side until you can deposit it.
 
get a checking account with chase, if you direct deposit or use debit card 5 times a month it's free and you can deposit money straight into the ATM....
 
musclemom said:
It's only $1,635, can't you borrow it from someone, your parents maybe? If so, do it with correctly, draw up a simple agreement with payments/dates and places for both party to initial it as you make each installment. Pay your lender back in six months (at $280 a month) or a year ($145 a month). Yes, they're getting interest, better than they'd get in most bank accounts, in fact.

Otherwise, you get on the horn with everyone and give them a payoff date.

Tip money is still money. You should be keeping track of it, paying yourself first according to your budget and if you can't get to the bank regularly, you put that money to the side until you can deposit it.
Click to expand...

are ya reading glad, sound advice breh
 
Chase gives me a $6,000 limit at Best Buy :-)
I think their customer service is "alright", sometimes they have a hard time getting me answers to basic questions though.

-Legacy
 
musclemom said:
It's only $1,635, can't you borrow it from someone, your parents maybe? If so, do it with correctly, draw up a simple agreement with payments/dates and places for both party to initial it as you make each installment. Pay your lender back in six months (at $280 a month) or a year ($145 a month). Yes, they're getting interest, better than they'd get in most bank accounts, in fact.

Otherwise, you get on the horn with everyone and give them a payoff date.

Tip money is still money. You should be keeping track of it, paying yourself first according to your budget and if you can't get to the bank regularly, you put that money to the side until you can deposit it.
Click to expand...


This is really good advice thanks MM, im gonna make a rap video for you showing my thanks

On a good note I just went 3 hours to another county today at 5:30 this morning and saw a judge about some speeding tickets back in '08, they dropped the total fines from $2,600 to $450 :) Now my license isnt suspended lol

I think im quitting chili's, really thinking about it....maybe not tho since its only weekends.
 
the.gladiator1987 said:
I think im quitting chili's, really thinking about it....maybe not tho since its only weekends.
Click to expand...

Bro Im gonna chime in here. Ive really been quite when it comes to this but here ya go....

Chilis is a really good oppurtunity to make decent money considering shifts are typically 5 to 6 hours max. If you show management that your a hard working respectable employee both in looks and work ethic you will undoubtably get more/better shifts. With the schedule your currently trying to maintain a waiter is an exceptional temporary job to get the bills paid and save a little even. (Gettiing through school, etc)

I really believe you could get 4-5 days a week at chilis if you showed people you actually care. Your lack of caring about that place is easy to spot trust me. I just feel like your running arounbd with your head cut off with all these different places/jobs. You need to try and simplify as best you can.

If you HATE chilis then quit, stop pondering your thoughts its a waste of time and energy. If the hotel is paying you enough and your hours work with your schedule then obviously that makes life better for you just do that then.

Now dont resort to only working at chilis on the weekends. Pick up shifts when they become available build a good rep and soon you can work 30 hours a week at chilis making 2000+ a month which isnt all that bad considering your situation. Managers will spot this immediately.

Alright im done brah just wanted to tell ya......
 
Don't quit Chili's unless you have a better opportunity. Chase has a sweet app for the iphone!
 
kingsolver22 said:
Bro Im gonna chime in here. Ive really been quite when it comes to this but here ya go....

Chilis is a really good oppurtunity to make decent money considering shifts are typically 5 to 6 hours max. If you show management that your a hard working respectable employee both in looks and work ethic you will undoubtably get more/better shifts. With the schedule your currently trying to maintain a waiter is an exceptional temporary job to get the bills paid and save a little even. (Gettiing through school, etc)

I really believe you could get 4-5 days a week at chilis if you showed people you actually care. Your lack of caring about that place is easy to spot trust me. I just feel like your running arounbd with your head cut off with all these different places/jobs. You need to try and simplify as best you can.

If you HATE chilis then quit, stop pondering your thoughts its a waste of time and energy. If the hotel is paying you enough and your hours work with your schedule then obviously that makes life better for you just do that then.

Now dont resort to only working at chilis on the weekends. Pick up shifts when they become available build a good rep and soon you can work 30 hours a week at chilis making 2000+ a month which isnt all that bad considering your situation. Managers will spot this immediately.

Alright im done brah just wanted to tell ya......
Click to expand...


ima keep it bro, just temporary. just weekends, i could get more shifts but i only put in that im available on fri sat and sun nights. And im actually getting all 3 of those every week. chili's is jus fuckin gay, but at the end of the day and my cirCUMstances right now, I need to keep it, just go in there clock in do my job clock out and come home with cash. I think once my business is up and running ill quit chili's, thanks for ur reply homie its a lot easier to give advice when you can write it all down since you can put all ur thoughts into it without getting interrupted lol
 
the.gladiator1987 said:
ima keep it bro, just temporary. just weekends, i could get more shifts but i only put in that im available on fri sat and sun nights. And im actually getting all 3 of those every week. chili's is jus fuckin gay, but at the end of the day and my cirCUMstances right now, I need to keep it, just go in there clock in do my job clock out and come home with cash. I think once my business is up and running ill quit chili's, thanks for ur reply homie its a lot easier to give advice when you can write it all down since you can put all ur thoughts into it without getting interrupted lol
Click to expand...

Just keeping it real with ya bro.....

Youll be fine, I was in the middle of an OPM Test and I wrote that haha
 
We need to hit the court more often bro....that felt good to get some cardio in. I really need it!!

Operational Management fyi
 
kingsolver22 said:
We need to hit the court more often bro....that felt good to get some cardio in. I really need it!!

Operational Management fyi
Click to expand...


yea we do bro... i was dying in there and was pouring out sweat after 1 game thats not good and i had a fat headache in my brain i felt like i was gonna have an anuerism, cant imagine what its like if were on test/eq/tren, holy shit :evil:
 
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