Insurance Help Please Allstate is PISSING ME OFF!!!

[curling]

Ok, after 7 months of hassling me and my wife trying to get out of paying for our garage fire they finally agree to pay.

I sent them copies of the invoices as follows

$9500 for the garage reconstruction
500 for temporary cover for garage
2376 carpet
336 electriciann
-------
$12,712

I just got the check and it is for $10,866 what a bunch of allstate crap. Man, I don't see how these people stay in business. No support how he got the number and now he is gone on vacation for a week. The check says for pymt for dwelling coverage for fire loss on 4/3/05. Does it hurt to go ahead and deposit or does that release them for any further monies?

Why would the payment be so much less. Do they take deprecian on rebuilds and carpet replacment. Man, am I pissed.

 

[Evil_Frisky]

The do take depreciation on roof, carpet, etc.

My suggestion, call them and tell them you are not satisfied with the adjustment and that you will be sending in other bids.

I had to do this for my Hurricane claim and they sent the adjuster back out to do a supplemental claim and gave me more than I was asking.

 

[curling]

Is it ok to cash it?

 

[covergrl80]

Don't cash the check!!! not yet!

If you do that they think your ok with the amount and that's the end of that story!

 

[Evil_Frisky]

Is it ok to cash it?

I would go in or call and file for a supplemental claim first. I cashed mine after I did that and had no problems.

Years ago I was in an accident and got a check that was less than the settlement and my atty instructed me to write 'not finally settlement' on the back of the check. Not sure if its the same thing.

 

[WODIN]

Use the money to buy your daughter that life time supply of condoms she'll need after you kick her out.

 

[Whiskey]

Don't cash it. I had ohio casualty try this when a metal pole jumper out and hit my truck. They sent a check to the repair shop for $1000 less than what it would have cost.

He was the cheapest guy by 1000 too. Fight with them over it. I know it's a hassle, but don't let them fuck ya.

Oh, don't worry if your guy is on vacation, call the headquarters and file a complaint. That will get thier attention, especially if they think thier agent is screwing around. Nothing worse than bad press

Whiskey