i was ass raped yesterday.............

[Beachboy6294]

dooooooddd...what kind of car did you get that needed a 10g down payment on top of a 28% interest rate?

Yes I would never take a loan with 28% interests much less give them $10,000 down!!!!

 

[HAYEZ]

Exactly.

But, still you gotta be smart my brohemoth and stay financially sound even if it means giving up something or waiting longer to but that something you want. Debt is evil IMO.

The only 2 things I can understand going in debt for is a home and a car. If you go into debt for anything besides that, you are asking for trouble somewhere down the road.

agreed...i dont really have any bills besides this crap...only pay about 20000 a year in total expenses,,,i have it a little easier then most in my area

 

[Mr. dB]

Is it possible to re-finance an auto loan?

 

[walliwalibus]

Yes you can re-finance a auto loan, but after a year or two.

 

[Mr. dB]

Yes you can re-finance a auto loan, but after a year or two.

Yeah, it's gonna take time for him to repair his credit anyway.

But instead he'll probably just do more damage.

 

[HAYEZ]

Yeah, it's gonna take time for him to repair his credit anyway.

But instead he'll probably just do more damage.

thanks bro

 

[puddlemonkey]

my parents filed bankruptcy like 5 years ago...had like 70k in credit debt...lolol erased it all

lol at least now we know where your retarded decision making came from.

 

[Mr. dB]

thanks bro

Sorry guy, I'm not knocking you or your lifestyle, but damn you're not wise with your money.

Apart from the cash emergency fund, do you have any savings? An IRA or 401K at least?

All this instant gratification is going to catch up with you unless you can reverse the trend.

 

[HAYEZ]

Sorry guy, I'm not knocking you or your lifestyle, but damn you're not wise with your money.

Apart from the cash emergency fund, do you have any savings? An IRA or 401K at least?

All this instant gratification is going to catch up with you unless you can reverse the trend.

ive only been working less then 3 years now, avg between 10k-30k in savings at anytime..making 70k a yr...i think i do ok...and i dont have to work check to check..my total bills including housing are less then 2000 a month...living in a area where the typical 2 bedrom rents for apprx 1800+ a month...
i hear ya on the advice though...

 

[Beachboy6294]

lol at least now we know where your retarded decision making came from.

ROTFLMAO!!!!!!