But doesn't that hurt your credit in any way? granted I already have a house and car but want to have my credit intact, besides you do sign ppw acknowledging responsibility of payment when you are at the hospitalYou need to learn how to throw bills from the insurance company right into the paper shredder before even opening them. I still owe Palomar Hospital $1K from when my youngest was born (and he turned 4 in Feb).

average wait time in Canada takes from 4 months to 24+ months just for the full study to be completed, I know you have universal healthcare like CR but when it comes down to being evaluated for specialties or being looked at by a particular specialist it takes a long ass time, personally I like to not die before getting seen...Welcome to the US.......Move to Canada!