Credit is still easy to get

[rsnoble-im-back]

I have a couple cards, I usually build up a few grand balance and then pay it off all at once. They increase the line on occasion(probably hoping they'll get me to the point of no return lol) and I still get offers like crazy. In fact, a friend of mine and I went to Nebraska Furniture Mart yesterday looking for an entertainment center for his mother. Just for kicks I applied for their card and walked out with max limit of $7500.00 less than 20 minutes later @ 0 % for 18 months.

So.....if you do things right credit is still pretty easy to obtain. I like the 0% offers.

Don't really care to discuss the pro and cons, just wanted to say that everyone is crying credit crunch but yet it is still easy to get.

 

[ortiz34]

did the same thing at best buy
BT they were like your limit is $2700

I was like WTF an I a teenager or someone fresh out of college?
Do I make min wage?

Different banks
different criteria
depends on how business is doing
also if you are ugly you qualify for more always, just as a nice gesture

 

[ortiz34]

also don't make me tell you all my credit score
or photo copy my paycheck!

Then my 10ft cawk

 

[rsnoble-im-back]

Speaking of ugly chicks, How does Hooter's keep from getting their asses sued off when fat ugly bitches apply for a server job?

 

[bigmann245]

Speaking of ugly chicks, How does Hooter's keep from getting their asses sued off when fat ugly bitches apply for a server job?

there's no guarantee they HAVE to hire them.

 

[mrplunkey]

Speaking of ugly chicks, How does Hooter's keep from getting their asses sued off when fat ugly bitches apply for a server job?

Technically Hooters is in the entertainment industry. This allows for gender, appearance and ability-based discrimination.

This is a classic example of how government wastes money. The EEOC gave them hell for years over their hiring practices. But we, the consumer paid for both sides of the argument -- both in taxes (which the EEOC wasted) and in more expensive wings (because ultimately passed those costs on to us).

Good times.

 

[digimon7068]

soze teh aids. . .jus' sayin'. . .

 

[rsnoble-im-back]

Technically Hooters is in the entertainment industry. This allows for gender, appearance and ability-based discrimination.

This is a classic example of how government wastes money. The EEOC gave them hell for years over their hiring practices. But we, the consumer paid for both sides of the argument -- both in taxes (which the EEOC wasted) and in more expensive wings (because ultimately passed those costs on to us).

Good times.

Interesting. I'm glad you tipped me off, some friends and I were just there talking about this and nearly had me convinced of applying myself. LOL. Trust me.......I wouldn't look so great in that outfit.

 

[Razorguns]

Speaking of ugly chicks, How does Hooter's keep from getting their asses sued off when fat ugly bitches apply for a server job?

Easy fat bitches don't apply. They wouldn't want the humiliation.

And in entertainment appearance, discrminatino is allowed. It's usually hiding under 'weight' clauses.

r

 

[SpyWizard]

Good for you.. wait til Janurary when they cut your credit by 40 points, maybe it will still be available to you.. maybe not..

 

[Razorguns]

word. If u think it'll be 0% for 18 months -- um, yeah sure.

they'll raise it as fast than a blink of an eye once u hit the max. then they got ya. oldest credit trick in the book.

r

 

[chazk]

now try getting a $50,000 start up loan and a 300k mortgage and see what happens
Anything under 10k is just change

 

[rsnoble-im-back]

now try getting a $50,000 start up loan and a 300k mortgage and see what happens
Anything under 10k is just change

I don't need a start up loan and my house is paid off. No need to try. So in that category I wouldn't know. Just seems from observation that the companies are rotating people in and out at just as fast a rate on their own credit card (Nebraska and many others) as before all this mess started. A viscious circle: The co's are desparate for sells, still extend credit in an environment where loans are going sour left and right. This is another crisis that could end up being the final nail in the coffin. I would say look at MA's stock chart for an example but then again all charts look like hell now lol.

 

[ZKaudio]

I have an amex card I never use that got sliced down almost 60% in limit last week, they really reeled in their open credit lines.

 

[Razorguns]

I don't need a start up loan and my house is paid off. No need to try. So in that category I wouldn't know. Just seems from observation that the companies are rotating people in and out at just as fast a rate on their own credit card (Nebraska and many others) as before all this mess started. A viscious circle: The co's are desparate for sells, still extend credit in an environment where loans are going sour left and right. This is another crisis that could end up being the final nail in the coffin. I would say look at MA's stock chart for an example but then again all charts look like hell now lol.

They WANT YOU to use up all your credit esp if you have good credit.

Then they sit back and hope you lose your job, max out, and then start paying the minimum. Or hope to god you pay 2 days late.

That's how their business process works yo. They make money by GIVING you credit. Hence 'credit card'.

r

 

[chazk]

I have an amex card I never use that got sliced down almost 60% in limit last week, they really reeled in their open credit lines.

I have three amex cards 2 with 25k limits and the other with 20k
70k total, amex cut the two 25k cards down to 10k and the 20k card down to k ( platnuim,bus and delta fliers club)

I just told them to close them all I have 150k in unsecured credit already dont need their bullshit treating my like a washed up junky over a few grand

 

[chazk]

I don't need a start up loan and my house is paid off. No need to try. So in that category I wouldn't know. Just seems from observation that the companies are rotating people in and out at just as fast a rate on their own credit card (Nebraska and many others) as before all this mess started. A viscious circle: The co's are desparate for sells, still extend credit in an environment where loans are going sour left and right. This is another crisis that could end up being the final nail in the coffin. I would say look at MA's stock chart for an example but then again all charts look like hell now lol.

Thats the credit that is being affected small companies and people buying homes looking for acess to eazy loans.
A few grand in unsecured credit card money is nothing to them and not part of the credit crunch.

 

[Jansinnet]

I had 10 credit cards at 1 time. I rotated using them & paying them off every month taking advantage of their benifits.

 

[walliwalibus]

I have 100 credit cards. I rotate, get inflation, and new stems with them all. I want at least 150 by the end of next year. BTW I heard citigroup or citibank (which one I don't know) is deleting 53,000 jobs.?.? Any comment

Just sayin'
Discuss............