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Credit card companies suck...

I can't imagine how frustrating it is for credit card companies these days. The fraud and attempted fraud has to be absolutely nuts.

Here's what I'd like to see from credit card companies: I want an option where anytime my card is used at all, I get a phone message (text initially, but I'm sure a dedicated app would emerge) asking for my PIN. Then when I send my PIN back, the charge goes through. If the dedicated app would hide the PIN, it would be an incredibly secure card since you'd have to have the card info, my cell phone *and* know my PIN.
 
I can't imagine how frustrating it is for credit card companies these days. The fraud and attempted fraud has to be absolutely nuts.

Here's what I'd like to see from credit card companies: I want an option where anytime my card is used at all, I get a phone message (text initially, but I'm sure a dedicated app would emerge) asking for my PIN. Then when I send my PIN back, the charge goes through. If the dedicated app would hide the PIN, it would be an incredibly secure card since you'd have to have the card info, my cell phone *and* know my PIN.

one step closer to the mark
 
one step closer to the mark

Well eventually the cell phone will be activated by an invisible ink tattoo placed on each person's arm. The phone will shine a UV light on the tattoo to read it, which activates the phone and allows you to purchase something.

Muahahahahahaha! My plan is coming together nicely.
 
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