bent over broom stick twist will really tighen up that lower back love handle area.
I know people claim spot reduction does not work but in this case it does.
Its not that you prob have much fat in the love handle area it's prob that it is just a soft untoned area.Buy toning the muscle it will be firmer
stand up put the broom stick over your shoulders keep legs together and feet touching, bend at the knees slightny then bend over so you face is looking at the ground
twist left and right over and over try sets of 40 then work up to 100 dont just swing pull with the area in your lower back on the sides
the muscle exact opposite of the obliques on the back side of your body.
I noticed big improvments in that area when doing the bent over stick twist for me it almost melts the fat right off the entire area def tones up the lower back doing them standing can really pull in the obliques for the front area also.
I had some of the worst love handles awhile back I started doing the stick twist and here is a picture of my love handles
http://tinypic.com/view.php?pic=6wp6mtg&s=1
they vanished
Thats a old pic a few months ago much tighter now . listen swole it takes some time id say you feel the tightening up pretty quick but try doing them atleast 3-4 weeks eod before you make up your mind oif it helps or not. I garantee you will see results
just like building tone in your arms or legs that lower back side area needs to be worked as well.
The core area of the body really tighens up with the twisting motion.
I stole the excersize from a WWE wrestler/ bodybuilder that comes in my gym
dude looks great and has a tight midsection his name is steve lewington .
so I have to give him credit for it.