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anyone here a millionare?

I try to avoid it but due to inflation my odds are pretty fair...........someday.

Millionairre is no big deal these days. Creative accounting lets over leveraged people call themselves anything. get a line of credit and impress everybody. Declare bankruptcy. Do it again.........its the American way.

We have a few though. Most of them will tell you this about every other post. :chomp:
 
Back a few years ago on paper I was worth 6 million. My friends use to call me the 6 million dollar man. The money was in stock options in a software company. Needless to say the value dropped quite abit.

I only make it into the millionaire bracket because of the equity in my home and 401K money. I still have a chance to make some money if the stock does well over the next couple of years. Well see. Honestly don't really care.
 
buckwheat1 said:
I only make it into the millionaire bracket because of the equity in my home and 401K money. I still have a chance to make some money if the stock does well over the next couple of years. Well see. Honestly don't really care.
Click to expand...

I think many are in this situation, which is great, but they are really living middle class lifestyles, just are doing good things with their money, saving, investing, buying property, etc. Unfortunately the govt tends to tax this group to death.
 
Longhorn85 said:
I think many are in this situation, which is great, but they are really living middle class lifestyles, just are doing good things with their money, saving, investing, buying property, etc. Unfortunately the govt tends to tax this group to death.
Click to expand...



so true.

i guess I could say my pops is a millionare but if i ever said "it" to his face he would laugh at me.

too much shit going on to say it confidently I imagine.

btw he is an engineer
 
get yourself into any of these areas and you can be a millioniare within a year:

1) import/export
2) medical billing field
3) real estate holdings and investments
4) stock investments (with "other" people's money)

Millionaires become millionaires by finding people who work hard and dilligently, and use their hard work to make money.
 
Define millionaire... if it's what you're worth, lots of people are millionaires.

I think you mean makes more than a milly a year.

A guy who earns 100-150 k a year will be a millionaire in value after a while if he doesn't do anything stupid
 
Everyone here makes at least 6 figures......
and is 6'2".....
and weighs 235....
and has 7% bf....
and has a 10 inch cock....
and drives a ferrari or similar....
and is a millionnaire.....
so dont ask questions with obvious answers like this

Im a hundredaire in case you were wondering.
 
Razorguns said:
get yourself into any of these areas and you can be a millioniare within a year:

1) import/export
2) medical billing field
3) real estate holdings and investments
4) stock investments (with "other" people's money)

Millionaires become millionaires by finding people who work hard and dilligently, and use their hard work to make money.
Click to expand...

LMAO, you always crack me up with your financial advice bor!

I would safely wager, since I'm around them all day, that less than 1% of people in those fields become millionaires in less than one year, starting from nothing.

the only exception would be a real estate investor starting out with $500,000, he could achieve a 100% return and double to a million using leverage.

the only other exception would be a financial analyst who gets one of the wall street jobs that only 1 in 5,000 stock guys will get and manages a 200k/year salary with an 800k bonus at the end of the year because the market just went nuts.

import/exporting = drug dealing?? lol

:)
 
starfish said:
I will be one day. I don't think about it though. Money is not what impresses me in life. :rose:
Click to expand...
yes--
if I had to pick btwn being a millionaire and
finding my one true love--

I would definitely opt for "finding my one true love" *sigh* :heart: :verygood:
 
I feel no need to make millions but I'd still like to, then I'd give that money to people who really need it. I'm serious.
 
Razorguns said:
get yourself into any of these areas and you can be a millioniare within a year:

1) import/export
2) medical billing field
3) real estate holdings and investments
4) stock investments (with "other" people's money)
Click to expand...

Those conventional ways of making money don't necessarily guarantee high returns, unless certain rules are broken:

1) purchase narcotics in a 3rd world country (like Colombia, Afghanistan etc), transport and resell in a 1st world country, like yours.
2) medical billing? I suppose selling narcotics is a 'form' of medical billing
3) Investment fraud
4) See 3)

Follow this and in 3 years you'll either be filthy, stinking rich or...
 
Robert Jan said:
Define millionaire... if it's what you're worth, lots of people are millionaires.

I think you mean makes more than a milly a year.

A guy who earns 100-150 k a year will be a millionaire in value after a while if he doesn't do anything stupid
Click to expand...


A millionaire would be someone with a networth of 1 million dollars. Take the assets and subtract the liabilities and what you are left with is your worth.

There are quite a few millionaires out there. If you are nearing retirement age and you are worth a million this is really not that big of a deal. If you are 30-40, then you are ahead of the game. If you are 20, then you are really doing something right.
 
The hardest part of being a millionaire is that fateful step where you're not relying on someone else for a paycheck and you're not making money for yourself.

once you do that -- the rest is way easier. People who fail are people who' don't plan properly to account fora ll variables to make sure they don't fail. They go into business more with self-egged emotion and feelings rather than solid facts and research driven by faith and desire.
 
Razorguns said:
The hardest part of being a millionaire is that fateful step where you're not relying on someone else for a paycheck and you're not making money for yourself.

once you do that -- the rest is way easier. People who fail are people who' don't plan properly to account fora ll variables to make sure they don't fail. They go into business more with self-egged emotion and feelings rather than solid facts and research driven by faith and desire.
Click to expand...

now THAT I agree with, 100%
 
Razorguns said:
People who fail are people who' don't plan properly to account fora ll variables to make sure they don't fail. They go into business more with self-egged emotion and feelings rather than solid facts and research driven by faith and desire.
Click to expand...

Not necessarily. There are some variables that can't be controlled or anticipated, and that leads to the failure of many businesses. I think many successful entrepeneurs will tell you that they had to fail a few times before they became a success.
 
What if you don't have 1 million in cash but you own your house outright ( no mortgage) and its worth 4.5 million?
 
OXANDRIN said:
What if you don't have 1 million in cash but you own your house outright ( no mortgage) and its worth 4.5 million?
Click to expand...

then you're a multi-millionaire, you're just not liquid.
 
no but i love my rides
 
Razorguns said:
The hardest part of being a millionaire is that fateful step where you're not relying on someone else for a paycheck and you're not making money for yourself.

once you do that -- the rest is way easier. People who fail are people who' don't plan properly to account fora ll variables to make sure they don't fail. They go into business more with self-egged emotion and feelings rather than solid facts and research driven by faith and desire.
Click to expand...

all this to be said and your not a millionaire? so your just guessing, lol
 
Darlings,

There is a quick way for turning into a millionaire: Marry one! Or many over the years. That was what I did.
 
Freddie de Lux said:
Darlings,

There is a quick way for turning into a millionaire: Marry one! Or many over the years. That was what I did.
Click to expand...


We have talked on the phone... if you remember... I knew you had the 'entreprenurial' spirit then...

:lmao:


Oh, and as of last Thursday night, I am eminently marriable... I wonder if my wife would agree... I wonder if it matters!

:evil:
 
ChefWide said:
We have talked on the phone... if you remember... I knew you had the 'entreprenurial' spirit then...

:lmao:

That was our only problem, Darling - we were both in the entrepreneurial mood. My husband is not jealous though!


Oh, and as of last Thursday night, I am eminently marriable... I wonder if my wife would agree... I wonder if it matters!

:evil:
Click to expand...

I won't tell a soul if you do the same. Same shady hotel in Paris, 2pm tomorrow?
 
superdave said:
Everyone here makes at least 6 figures......
and is 6'2".....
and weighs 235....
and has 7% bf....
and has a 10 inch cock....
and drives a ferrari or similar....
and is a millionnaire.....
so dont ask questions with obvious answers like this

Im a hundredaire in case you were wondering.
Click to expand...

Rats!!! I don't make 6 figures, or
am 6'2", or
weigh 235, or
have 7% bf, or
drive a ferrari or similar, or
am a millionaire
 
nope, you're just dumb when you dont ask the price of a 360 Ferrari Spider, there are however plenty of dumb rich people and clever poor ones. luck will always be a factor in wealth.
 
Dalonia said:
yes--
if I had to pick btwn being a millionaire and
finding my one true love--

I would definitely opt for "finding my one true love" *sigh* :heart: :verygood:
Click to expand...
True "That" I once had some money but I was without the woman I loved
 
fav line from office space:

"I want a million dollars so i can do nothing"

"Hey man. You don't need a million dollars to do that. My cousin Al, he's flat broke and he don't do jack shit".
 
Razorguns, you are a self-professed expert in making money and business ideas.

However, you never asnwered the question:

are YOU a millionaire?
 
Mr.X said:
that was my line bro! lol :p
Click to expand...

that used to be my line too, but the turks revalued there currency its now worth only 10% of its original value.

i.e. 1 million is now 100k
 
I went to Vietnam a few years back, cashed in $100.00 dollar bill and they gave me 1.2 million Dong. I had over a million dongs in my pocket and Im not even Gay!! :rainbow:


L8R, J
 
superdave said:
Everyone here makes at least 6 figures......
and is 6'2".....
and weighs 235....
and has 7% bf....
and has a 10 inch cock....
and drives a ferrari or similar....
and is a millionnaire.....
so dont ask questions with obvious answers like this

Im a hundredaire in case you were wondering.
Click to expand...
LMAO... so true. And, by the way, you forgot that 99.9% of them get laid every day by supermodels but miraculously have no digital cam or other proof of anything...

I love america's fascination with $$$. I mean, I guess I'm part of it because I'm a med student and will prolly be rich someday, but I just want a challenge and interest at my job too while being secure that I can have a good job anywhere and won't have to worry about money. The funny thing is that studies consistently show that middle income people are the happiest because they aren't overworking and have time for family, friends etc and are happy with what they've got. I don't really think $ can buy happiness. Sure, it makes things easier and helps you buy toys, but once you have the basics (house, car, clothes, etc) then it's sorta up to you to be happy by making friends and relationships...

If I was just in it for the $$, I would've done computers or something; I'm surprised nobody mentioned that yet. Computer tech and maintainence is the field I know of (well, prolly that and real estate) where people can have the least skills and/or education and still make a relatively large income... I've seen firsthand buddies of avg or less intelligence who went to school for 1 or 2yrs and are now setting up networks/servers/etc and making 100k or more... roughly what I'll be making after spending 200k on 12yrs of college, med school, and residency lol...
Robert Jan said:
Define millionaire... if it's what you're worth, lots of people are millionaires.

I think you mean makes more than a milly a year.

A guy who earns 100-150 k a year will be a millionaire in value after a while if he doesn't do anything stupid
Click to expand...
Dude, you're making it sound easy or something^. An extremely small % of the population makes 100k or more each year... a smaller # still make 100k net income each year. The median american income is only 38k and median american family (4ppl) income is only 45k (median means half of pop is above that figure and half below for anyone who failed stats). Approximately 14% of american households (4ppl) and fewer than 5% of individuals make 100k or more anually, but it's not like they don't have bills too...

Assuming you work until about age 60 which is standard, the average guy with:
A HS diploma will earn about $1 mil total in his working lifetime (40yrs @ 25k/yr)...
A bachelor's degree bumps you to about $2mil total in a lifetime (35yrs @ 57k/yr)...
A professional degree (MD, PhD, DMD, JD, etc) gets you to about $4mil in your lifetime(30yrs @ 133k/yr).

That's entire lifetime earnings you're talking there above; it's not like that's savings account. Most people have trouble saving/investing even as little as 10% of their income which is the typical financial planning goal, so I seriously doubt that many people ever make it to being a millionare even on the day they retire. If someone who made avg of $100k annually for 30yrs (age 25-55) and they saved 10% (10k) each year, they'd only have saved 300k... with standard 9% growth and 3% inflation that makes about 1mil even when they hit retirement age of 55. It obviously takes more than just high income to make the 1mil mark; you have to be frugal and find good investments. The more $ you make, the more tempting new toys, private school for your kids, fancy restaurants, etc become and saving 10% is never easy.

If you want actual stats, only about 3% of the US population had a net worth of 1mil+ (remember that 5% had 100k+ income so ppl obviously can't save that 10%), and the avg millionaire is 56 years old meaning that the majority of people who do get to being a millionaire don't reach that point until right before retirement. Granted, America is a rich country, but the 30 or 40 year old millionaire we like to imagine or see on TV is definetly not very common at all. I'd be willing to bet that of most people who make it to millionaire, back at age 25, the majority were actually in sizeable debts from loans taken out to get their degree or for starting their business... spend $ to make $
 
Last edited:
Some people think that being a millionaire means that you'll get to spend millions each year. Even if you could, beyond a certain point it wouldnt make much of a difference in your life.

Beyond a certain point, the only change in your life will be on paper ( or an electronic screen ), and kinda special warm welcoming at the bank when you decide to give them a visit ...

Yeah granted you'll get to choose between a BMW 750 and a Mercedes, or have some extra money to buy an expensive racehorse or whatever...

but beyond that point, it wouldnt make that much of a change in your life...

That point is the real financial bottleneck IMO.

Unless if you're the type that likes being flashy and would buy ten cars you'd never use. I call it stupidity.

Oh yeah and people would really change... sometimes fun but not always a good thing!
 
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I've won millions in the lottery over the past few months. Everyday I either win a lottery, get contacted by a GI who horded Saddams cash, a long lost relative, or the head of the world bank. They all want to give me money but I always refuse. Someday I'm gonna take them up on their offers. Usually I hit the phishing button.
 
If you want actual stats, only about 3% of the US population had a net worth of 1mil+ (remember that 5% had 100k+ income so ppl obviously can't save that 10%), and the avg millionaire is 56 years old meaning that the majority of people who do get to being a millionaire don't reach that point until right before retirement. Granted, America is a rich country, but the 30 or 40 year old millionaire we like to imagine or see on TV is definetly not very common at all. I'd be willing to bet that of most people who make it to millionaire, back at age 25, the majority were actually in sizeable debts from loans taken out to get their degree or for starting their business... spend $ to make $[/QUOTE]

and only 3% of the population can swim 500m without stopping. Fortunately I fall in both categories but I think the later is probably a bigger accomplishment for me because swimming does not come easy.
 
billfred said:
If you want actual stats, only about 3% of the US population had a net worth of 1mil+ (remember that 5% had 100k+ income so ppl obviously can't save that 10%), and the avg millionaire is 56 years old meaning that the majority of people who do get to being a millionaire don't reach that point until right before retirement. Granted, America is a rich country, but the 30 or 40 year old millionaire we like to imagine or see on TV is definetly not very common at all. I'd be willing to bet that of most people who make it to millionaire, back at age 25, the majority were actually in sizeable debts from loans taken out to get their degree or for starting their business... spend $ to make $
Click to expand...



or they inherited it.
 
my pops pulled in 1.3 mil this last year, and he's not 50 yet.

he owns 3 houses, a 2008 BMW M5 (100K)

the majority of his money comes from stock. his salary is aorund 300K a year. his bonus is 150K a year. stock is worth over 1 mil.

i still live at home, my cheap ass, lol. i myself make 20K a year going to school. not exactly a millionaire.
 
I was worth 1.4 at age 28. Now that I'm 31 the housing market has crashed destroying my profession, equity and my divorce is almost final. If I'm worth half that at the end of the year I'll be stoked. Nothing lasts forever.
 
I'm worth 5.8 million. Looking to venture into Fashion Design soon. Be on the look out for Daniel Larrieux clothing...
 
dabuffguy said:
my pops pulled in 1.3 mil this last year, and he's not 50 yet.

he owns 3 houses, a 2008 BMW M5 (100K)

the majority of his money comes from stock. his salary is aorund 300K a year. his bonus is 150K a year. stock is worth over 1 mil.

i still live at home, my cheap ass, lol. i myself make 20K a year going to school. not exactly a millionaire.
Click to expand...


Don't really care about your Daddy.
ps. why are you still sucking on his tit anyway?
pps. what do you want to be when you grow up?
 
i really wonder how much someone who repo's cars makes in a year.
I watched that repo show on true t.v. and it seems like a scary job.
I'm sure most of us EFers could handle it though.
 
Guys, a million?

If yu gotta dream, dream BIG.

I don't want a million....I want a billion.

I don't want to fly first class, I want my own jet.

I don't want to eat at five star restaurants, I want to own them. Alternatively, breakfast in Paris, Lunch in Rome, and Dinner in London.

I want want to buy a Ferrari. I want the Ferarri company to pay me to drive their cars.

I don't want an indoor pool. I want to own an island.

I don't believe in competition. One word: Acquisition.

I don't want to be the biggest, most jacked dude. I want all the big, jacked dudes working for me.

I don't want the DEA to ease up on aas. I want to impose my will on them with my financial power.

I dont want to go to war with Iraq, Afghanistan or any other 3rd world country, I'll but em all.

That is money. That is power. As rediculous as it may seem, 50 years ago a million dollars was worth a shitload more than it is worth now.

50 years from now, who knows...
 
BIKINIMOM said:
What I want to know is anyone here an accredited investor?
Click to expand...

That would be a net worth of over $1,000,000.00... Excluding your Primary home, I believe. Or 3 years of making over 300K.
I forget.

It's called Liquid. Say it slowly.... L I Q U I D.

Made it, spent it. Made it, lost it. BFD.

Fuck the buck. Learn it now or learn it later.

The pursuit of material goods is a never ending game. Always ...what's next or now what. Never satified. Been there... done that.

Some of the most miserable people I know are Multi-Millionaires.
 
One million is not alot to be worth nowadays. If you are half way successful you should be worth that by the time your 40. ref :
investments 1 million
houses 850,000
boats 90,000
vehicles 120,000
toys 75,000
see thats not that much
 
A million $'s in assets is not really all that much in CA. In the mid-west, say Ohio or Indiana, it would be a different story.

Kind of off-topic: Just to retire and keep a decent standard of living here in CA, I will need at least 2.2 million $'s - based on serveral retirement calculations I have made.
 
I'm a millionare, my wife is loving and my kids are great and they are all healthy.. worth more than a million in my eyes
 
#1, being a millionaire is "just getting by" in California in today's economy. #2, people with strong finances probably aren't going to say so, and probably are driving around in primered Toyota trucks, and shop at Walmart ;)

Charles
 
no idea. never sat down and figured out how much I got total. lol. If u ask most rich people, they're int he same boat - they have no idea how much thehy're worth. Lot harder than u think.

c
 
bakemeacookie said:
no idea. never sat down and figured out how much I got total. lol. If u ask most rich people, they're int he same boat - they have no idea how much thehy're worth. Lot harder than u think.

c
Click to expand...

It depends on what their assets are. Liquid cash is always accounted for down to the penny. Every dollar sitting in cash is going down in value every minute. So a successful businessman/woman will not allow cash to sit. And same with real estate and stocks. It is known by most investors what their approximate holdings value is in each type of holding. The only one that's a wild card is minerals & oil. Those, especially if they're owner-adminstrated, can go up or down in actual value by a whopping figure in one day, if, let's say, a major oil company asks to do a study on your land, and/or proposes an oil or gas lease. A dusty patch of desert in South Texas can go from $100/acre to $1,000,000 an acre overnight, if the right person proposes a lease.

Most people who have careers, and who invest their assets with a broker, will have a better idea of what they have. But the down side there, is that with the more stable holdings, the less chance for big windfall gains. But you better know what you're doing if you do it yourself. I mean it! There are a LOT of ex-millionaires out there.

Charles
 
I bet it is! I cant wait to knock out my car payment and minor credit card debt.

my fico is like 755. I don't want to look into getting a mortgage until I have very limited installment debt and a good amount of savings. Gotta be smart
 
I think that members of the 7 figure club dont care to publicize what they make...My answer will always be "Im comfortable"
(does it really matter? I respect money, but it doesnt Give true respect)

Sent from my SCH-I510 using EliteFitness
 
Testosterone boy said:
I try to avoid it but due to inflation my odds are pretty fair...........someday.

Millionairre is no big deal these days. Creative accounting lets over leveraged people call themselves anything. get a line of credit and impress everybody. Declare bankruptcy. Do it again.........its the American way.

We have a few though. Most of them will tell you this about every other post. :chomp:
Click to expand...

Donald Trump?
 
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