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about spellwins insurance article...........

redsamurai

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I've been waiting for this for a couple years. I'm completely not surprised by this move...........and IMO it has NOTHING to do with economics like some people will say defending the choices of these insurance companies. Look at the politics of the last few years...........the alpha male is being eradicated. "MEN".....are being weeded out. Unless your physique is making money for someone other than yourself, like a professional athlete (ie gladiator), you have no right to increasing your physical capacity and in my opinion the mental capacity that follows suit. They're going to take away everything that makes us healthier and stronger so that we submit to the system, because how much do healthy and strong individuals need to rely on all those pills put out for us that are supposed to be our guide to happiness? Healthy and strong people make their own internal chemicals and hormones to balance ourselves physically and mentally.

They're even trying to currently outlaw the vitamin industry..............vitamins...............we're going to have to get doctors perscriptions to take vitamins. Like the only substances that keep us moderately healthy while eating the nutrient void garbage the food industry set's out for us. It's plain to me what's going on...................get out while you still can.
 
it goes beyond juicing..............just wait, 10 years from now free weights will be outlawed in gyms because they got some kid to think he could bench 500 pounds and the bar crushed his sternum killing him. I'm telling you, one incident like that and they will fucking do something to "protect us".
 
Insurance companies have a somewhat valid reason for having higher costs for those that are overweight - wether it be muscle or fat - no?

Cardiac issues abound wiht lots of extra weight.

Fuck me, they charge men more for auto insurance based on statitics if they got statistics that show more weight = higher costs they are gonna stick it to ya.
 
How are they going to charge a proffessional athlete like that? They know full well he's in better cardio shape than 90% of people in this country that he outweighs by 100 pounds. It's just a means of getting people to conform to the mean.........and I think it's disgusting. Plus.........I don't beleive health insurance should be privatized and thus subject to the profit motive in the first place.



jh1 said:
Insurance companies have a somewhat valid reason for having higher costs for those that are overweight - wether it be muscle or fat - no?

Cardiac issues abound wiht lots of extra weight.

Fuck me, they charge men more for auto insurance based on statitics if they got statistics that show more weight = higher costs they are gonna stick it to ya.
 
Good thread.

I think JH's spot on -- even though being being physically fit is good for a person, the extreme of bodybuilding will always be taboo. Carrying around scores of extra pounds of muscle is much healthier than scores of extra fat, but "big" people will always have more health risks -- this includes us.

Insurance companies use vast amounts of statistical analysis, and I'll bet that if any of us were to delve into some of the numbers, we'll see that there is validity for "bigger" people being more likely to suffer negative health consequences. Does that make it right that a bodybuilder is put on the same BMI and insurance rate scale as a morbidly obese 280 pound man? Hell no. But such statistics for a minority like us would not be a big variable when looking at the population as a whole.



:cow:
 
I would be all for a comprehensive health exam when signing up for health insurance........it would keep alot of people honest. If a bodybuilder walks in and scores very high on all his cardio functions.......he should not be charged the same rate as a man the same weight but all fat and obviously scores very low on his cardiac functions.


samoth said:
Good thread.

I think JH's spot on -- even though being being physically fit is good for a person, the extreme of bodybuilding will always be taboo. Carrying around scores of extra pounds of muscle is much healthier than scores of extra fat, but "big" people will always have more health risks -- this includes us.

Insurance companies use vast amounts of statistical analysis, and I'll bet that if any of us were to delve into some of the numbers, we'll see that there is validity for "bigger" people being more likely to suffer negative health consequences. Does that make it right that a bodybuilder is put on the same BMI and insurance rate scale as a morbidly obese 280 pound man? Hell no. But such statistics for a minority like us would not be a big variable when looking at the population as a whole.



:cow:
 
redsamurai said:
I would be all for a comprehensive health exam when signing up for health insurance........it would keep alot of people honest. If a bodybuilder walks in and scores very high on all his cardio functions.......he should not be charged the same rate as a man the same weight but all fat and obviously scores very low on his cardiac functions.

I've never even taken any kind of health exam for insurance purposes, so I don't know what's involved.

Another reason bodybuilding is taboo is because medical practitioners are't completely blind -- they know that big guys often use steroids and other performance enhancing drugs which can lead to any number of health problems down the road. Can or do they use this stereotype? I'm not sure.

I don't know what and how they take things into account to calculate health insurance stuff. If longevity is any factor, then obviously big people will always get charged more. I'm guessing they don't publish their analysis methods, but someone here might have a better idea how they figure things out...



:cow:
 
how bout we get all 300 million of us on the same policy so we all get the same god damn health coverage. Do it like they do in Italy..........if you want to pay more so you get some quicker treatment, tell the doctor you won't be using the national health plan.
 
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