I finally have enough of money to pay off all my credit problems!
So... to anyone that works in this field or has gone through this before, please give me any info that may be helpful. I have received a copy of my credit report. I owe about $6000 to about 12 different companies. 1 of the companies that I have a debt for $2300 is no longer in business... seems they had to many Crazier's on their hands that couldn't pay their bills... anywho, what should I do about this? Ask for proof of purchase so it is removed? The company went bankrupt, they didn't sell the business, Avco financial is no more. That would be nice to see "disappear."
Also, with the other companies that are on there. If a debt is say $500, is my best bet to contact the companies individually to see what they will negotiate too, and if a negotation is agreed upon, does it show as paid and positive, or does it look negative since there was a negotiation? I've been a poor mofo with bad credit for the past 6 yrs (since I was 18); and now I want to pay 'em all off, and any advice you can give would be appreciated!
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So... to anyone that works in this field or has gone through this before, please give me any info that may be helpful. I have received a copy of my credit report. I owe about $6000 to about 12 different companies. 1 of the companies that I have a debt for $2300 is no longer in business... seems they had to many Crazier's on their hands that couldn't pay their bills... anywho, what should I do about this? Ask for proof of purchase so it is removed? The company went bankrupt, they didn't sell the business, Avco financial is no more. That would be nice to see "disappear."
Also, with the other companies that are on there. If a debt is say $500, is my best bet to contact the companies individually to see what they will negotiate too, and if a negotation is agreed upon, does it show as paid and positive, or does it look negative since there was a negotiation? I've been a poor mofo with bad credit for the past 6 yrs (since I was 18); and now I want to pay 'em all off, and any advice you can give would be appreciated!
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