almost-pro
New member
I am 26 and have a fairly large debt load which is overwhelming at times.... The majority of the debt came from my 1st marriage and school loans. Over the past year I have made a drastic life style change.. got rid of all credit cards, pay cash for everything I buy, etc. It is a big adjustment, especially around the holidays it gets me kindda bummed out. ahhhhhh.. back to work!! 

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