For me, I think its money. We planned a budget and executed to it. We just forgot to have sufficient money set aside for emergencies / "shit happens" (car broke down, PS2 broken, electrical panel broken, etc).
I'm going through the finances right now and sometimes wonder when we'll either get out from where we are or when will we seek help for being fucking klutzes.
I'm going through the finances right now and sometimes wonder when we'll either get out from where we are or when will we seek help for being fucking klutzes.

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