agreed. but most people also dont know how to allocate their resources in the most efficient way possible. lists like this cant hurt anyone. the more people know, the better.Razorguns said:this won't for most americans who have maybe $80 left over each month.
the middle class is shrinking big time. Most people barely make above minimum wage and m most of those terms above are like a foreign language. Most people i know need every dollar they get.