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Insurance

samsaige

New member
If something goes wrong during my cycle and i go to my doctor for help, to fix the problem, will my health insurance company drop my insurance since the doctor services were to cure a steroid problem and steroids are not legal?
 
Yeah, and don't ever admit that you're using. If you get high blood pressure from steroids, just say it runs in the family. that's it. If you hurt something, make an excuse. If your liver gets problimatic, cut the gear and get help. They're not going to directly trace the sides back to steroids. Just get a blood pressure monitor with an extra large cuff (bp mon at your local electronics warehouse and cuff at walgreens). make sure your bp is in the normal range. take lots of omega 3s, 3-5 grams per day to keep the cholestoral in check, drink a gallon of water per day, and don't get insane with your gear amounts. You'll be safe under 1000 mgs a week. Stay away from the hardcore liver damaging ones like Dianabol - methandrostenolone - and Halotestin - fluoxymesterone - and you'll be fine. Eat right - do cardio and don't lift an insane amount unless you're trying to compete on a pro level.
And if you start breaking out with acne, buy some accutane from ag guys and run it 25mgs e0d throughout the cycle and you'll be fine :)

gl
 
samsaige said:
If something goes wrong during my cycle and i go to my doctor for help, to fix the problem, will my health insurance company drop my insurance since the doctor services were to cure a steroid problem and steroids are not legal?

Wow!! I never thought of that. In America is this a problem sometime? W/ insurance that is?

I'm in Canuckistan so we don't have that issue.. Lot's of other issues though :)
 
Good advice on what to say to the doc.


sparetire said:
Yeah, and don't ever admit that you're using. If you get high blood pressure from steroids, just say it runs in the family. that's it. If you hurt something, make an excuse. If your liver gets problimatic, cut the gear and get help. They're not going to directly trace the sides back to steroids. Just get a blood pressure monitor with an extra large cuff (bp mon at your local electronics warehouse and cuff at walgreens). make sure your bp is in the normal range. take lots of omega 3s, 3-5 grams per day to keep the cholestoral in check, drink a gallon of water per day, and don't get insane with your gear amounts. You'll be safe under 1000 mgs a week. Stay away from the hardcore liver damaging ones like Dianabol - methandrostenolone - and Halotestin - fluoxymesterone - and you'll be fine. Eat right - do cardio and don't lift an insane amount unless you're trying to compete on a pro level.
And if you start breaking out with acne, buy some accutane from ag guys and run it 25mgs e0d throughout the cycle and you'll be fine :)

gl
 
Ezekiel said:
Wow!! I never thought of that. In America is this a problem sometime? W/ insurance that is?

I'm in Canuckistan so we don't have that issue.. Lot's of other issues though :)

No, that's not a problem at all. Think of it, then nothing would be covered but accidents.

Everything would be denied if you smoked, or were overweight. Did you have a helmet on when riding the bike? No? insurance denied.

It is NOT legal to cancel health insurance because you get sick. Think of it, you get cancer from smoking - and they cancel your insurance. NOT legal.

Half of all fires (give or take) are caused by homeowner stupidity. And so on -

Our health care may NOT be perfect, but it is the best in the world and unlike our cold northern brothers, we don't have to wait weeks or months for EMERGENCY health care because of governemt rationing.
 
Ezekiel said:
Wow!! I never thought of that. In America is this a problem sometime? W/ insurance that is?

I'm in Canuckistan so we don't have that issue.. Lot's of other issues though :)
The thing about insurance in US is it is a business based on risk. Medical, auto, property, life insurance all the same. If you become to risky to cover they can drop you or go up on your rates. However, if you need emergent care most hospitals will not turn you away regardless of whether or not you have insurance. Socialized medicine has been a hot issue for this next presidential election. I don't think it is a good idea because you do have trade offs such as much higher taxes to pay for it and longer waits for serious medical problems. How do you like your system in Canada?

Perp
 
perp69 said:
The thing about insurance in US is it is a business based on risk. Medical, auto, property, life insurance all the same. If you become to risky to cover they can drop you or go up on your rates. However, if you need emergent care most hospitals will not turn you away regardless of whether or not you have insurance. Socialized medicine has been a hot issue for this next presidential election. I don't think it is a good idea because you do have trade offs such as much higher taxes to pay for it and longer waits for serious medical problems. How do you like your system in Canada?

Perp

I like the system well enough.. While we don't wait for emergency care. except for a few hours sometimes in the emergency room. We can have long waits for elective surgery. (Not emergency). We can also wait long times for MRI's and other stuff, that aren't emergencies as well.

While it certainly isn't perfect (no system is), it is comforting to know that people wont lose their house, or that everyone has healthcare...

Our health care may NOT be perfect, but it is the best in the world and unlike our cold northern brothers, we don't have to wait weeks or months for EMERGENCY health care because of governemt rationing.

You're ill-informed my friend. (no pun intended) We don't wait weeks or months for emegency care. Not sure if you've ever been to Canada, but where I live in the Moutains of British Columbia it's an average of 35-37 degrees (celcius) in the summer and while we do get ton of snow in the winter it rarely gets below -5 (celcius) in the winter. In fact we go fising in our boat all year round because the lakes don't freeze.

Our system is far from perfect, but your rhetoric about yours being the best in the world is questionable. Pehaps you should take a look at the British or French healthcare systems.
 
sparetire said:
Yeah, and don't ever admit that you're using. If you get high blood pressure from steroids, just say it runs in the family. that's it. If you hurt something, make an excuse. If your liver gets problimatic, cut the gear and get help. They're not going to directly trace the sides back to steroids. Just get a blood pressure monitor with an extra large cuff (bp mon at your local electronics warehouse and cuff at walgreens). make sure your bp is in the normal range. take lots of omega 3s, 3-5 grams per day to keep the cholestoral in check, drink a gallon of water per day, and don't get insane with your gear amounts. You'll be safe under 1000 mgs a week. Stay away from the hardcore liver damaging ones like Dianabol - methandrostenolone - and Halotestin - fluoxymesterone - and you'll be fine. Eat right - do cardio and don't lift an insane amount unless you're trying to compete on a pro level.
And if you start breaking out with acne, buy some accutane from ag guys and run it 25mgs e0d throughout the cycle and you'll be fine :)

gl


I don't think accutane is a good idea until all other means of clearing acne (like bathing regularly/topical acne cream/changing bedsheets often)have been exhausted with no luck. Accutane is strong shit and very toxic. I also hear it's pretty expensive.
 
BigCracker said:
I don't think accutane is a good idea until all other means of clearing acne (like bathing regularly/topical acne cream/changing bedsheets often)have been exhausted with no luck. Accutane is strong shit and very toxic. I also hear it's pretty expensive.


Well, coming from a personal experience, Accutane isn't that toxic. yes, you heard it right! I ran a 6 month cycle - from a dermatologist and learned a lot of things. For one, if you are acne prone and using the gear, you're gonna break out no matter what you try like you said above. Gear causes the oil glands to over produce and if your tubes, the tubes that bring the oil from the gland to the skin are formed in a crooked' snake like shape , along with the the pores being mishapened (supposed to be in a circular shape) - cause bacteria and skin to break off - thus clogging the pore, and with all that oil trying to be released, causes acne. Taking under 80mgs a day as an adult is not toxic. Also, taking what I suggested, 3-5 grams of omegas, will keep the liver values nice and low. It's when derms put teenagers on dosages upward from 120-240mgs is where it gets toxic! And ag-guys sells 50mgs 30ml bottles for about 75$. half of a dropper twice a day for the first 2 weeks will start the drying effect, and 25mgs a day or 50mgs e0d for about 4-8 weeks won't hurt ya. Sure it's not good to run orals like dbol or halo while on, but most use injectibles. I would suggest if someone has ins. - take 6 months off the juice and go to a derm and do 6 monther atleast 80mgs of accutane (for those who suffer bad acne off and on the juice). I did this and to this day, I'm still dry. I'm happy I made that choice and yes, I was like you, originally thought it was toxic, but is it truly anymore toxic than what everyone is putting in their bodies here? Come one, with some of the dosing I have seen, you can't honestly say that accutane is toxic or more toxic than 50 mgs of dbol, with deca and high amounts of test and who knows what else mixed in on a cycle!
 
Most american drs are cool, they will ask you if you have been taking anything , and you say NO, they usually go by what you say, no matter how they really feel. It has alot to do with HIPA violation. Violation a percerdure can burn the ass. THats just my take on the story, Dont be surprised it a 22 yr old vet bust in and calls me moron...lol lol lol
 
mattdan said:
No, that's not a problem at all. Think of it, then nothing would be covered but accidents.

Everything would be denied if you smoked, or were overweight. Did you have a helmet on when riding the bike? No? insurance denied.

It is NOT legal to cancel health insurance because you get sick. Think of it, you get cancer from smoking - and they cancel your insurance. NOT legal.

Half of all fires (give or take) are caused by homeowner stupidity. And so on -

Our health care may NOT be perfect, but it is the best in the world and unlike our cold northern brothers, we don't have to wait weeks or months for EMERGENCY health care because of governemt rationing.


I'm sorry but this isn't correct at all!!!!! if either your health/life insurance company finds out that you partake in illicit drug activity you could very well and fast find that you've been dropped on your ass!! and to the another poster doctors are NOT "cool" with it either. They may not call the cops on you, but there WILL be a note in your medical file. IF you tell a doc you have an infection from shooting gear it WILL go on your record... if that visit is being covered by your insurance, then they will get a copy of it... and quite probably shortly later you will receive a letter stating they can no longer cover you!! and if you go to the emergency room because you OD'd on coke or meth... you could very well wake up to the nudging of a cop. HIPPA does not concern illegal activity from doing drugs to telling your therapist you're thinking of killing someone... once you cross that line of legality, it's to the doctors discretion whether he wants to notify proper authorities. To the point of cigarettes, well they are legal, therein is the difference!! getting sick is part of why you're covered, accidents are part of the reason you're covered... however when you apply for insurance there will be a lengthy questionaire detailing your behaviors everything from smoking to dangerous sports to illegal drug use!! try filling out all the worst stuff an see if they decide to cover you!!! better yet here's an easy one... get to many speeding tickets/dui's/car wrecks (your fault or otherwise) and see how long your car insurance covers you!! it's to the discretion of the insurance company if you are the "type" of individual they want to cover!! insurance companies are for the money... not to make the world a better place... and risky individuals are not their forte.
 
sparetire said:
Yeah, and don't ever admit that you're using. If you get high blood pressure from steroids, just say it runs in the family. that's it. If you hurt something, make an excuse. If your liver gets problimatic, cut the gear and get help. They're not going to directly trace the sides back to steroids. Just get a blood pressure monitor with an extra large cuff (bp mon at your local electronics warehouse and cuff at walgreens). make sure your bp is in the normal range. take lots of omega 3s, 3-5 grams per day to keep the cholestoral in check, drink a gallon of water per day, and don't get insane with your gear amounts. You'll be safe under 1000 mgs a week. Stay away from the hardcore liver damaging ones like Dianabol - methandrostenolone - and Halotestin - fluoxymesterone - and you'll be fine. Eat right - do cardio and don't lift an insane amount unless you're trying to compete on a pro level.
And if you start breaking out with acne, buy some accutane from ag guys and run it 25mgs e0d throughout the cycle and you'll be fine :)

gl

wow, i think u just summed up steroids 101 in 1 paragraph! lol

nice
 
There is so much totally incorrect, bad info in this thread I wouldn't know where to start. Almost EVERYTHING in this entire thread is wrong, wrong, wrong.

Ignore it all.

And if Canada's medical system is in such great shape, why is there such a long wait for surgeries, AND why are so many docs leaving Canada, AND why are so many Canadians coming to the USA for medical treatment?


Canada's Health System Dream Turns to Nightmare


Michael Arnold Glueck, M.D., and Robert J. Cihak, M.D.
Wednesday, June 9, 2004


For decades our Canadian friends and relatives cast pitying glances at
their poor American neighbors who have to pay for heath care while
Canada's medical insurance is "free."
On the other side of the border, Americans like Representative James
McDermott, MD (D-WA) fantasize about importing the Canadian health
care dream to the U.S. so that every citizen has "equal access" to
medical care.


But more and more Canadians are awakening - not from a dream - but
from a nightmare. The results are coming in. After years of
government-controlled health care, the ordinary Canadian patient is
noticing his health care system is ailing badly. Plus it's bleeding
money - his hard-earned tax dollars.


Comparing Canada with other industrialized countries in the
Organization for Economic Cooperation and Development (OECD) that
provide universal access to health care, a study released by The
Fraser Institute in May revealed that Canada spends more on its system
than other nations while ranking among the lowest in several key
indicators, such as access to physicians, quality of medical
equipment, and key health outcomes.


The study identifies one of the major reasons for this discrepancy.
Unlike other countries in the study that outperformed Canada - such as
Sweden, Japan, Australia, and France - Canada outlaws virtually all
private health care. If the government says it provides a medical
service, it's illegal for a Canadian citizen to pay for and get the
service privately. In practice, this means a patient must linger in
line for hospital treatment - an average of 17.7 weeks in 2003,
according to an annual survey on hospital waiting list published by
the Fraser Institute.


In 1999, Richard F. Davies, MD, described how delays affected Ontario
heart patients scheduled for coronary artery bypass graft (CABG)
surgery. In a single year, for this one operation, 71 patients died
before surgery and another "121 were removed from the list permanently
because they had become medically unfit for surgery;" 44 left Ontario
and had their CABG elsewhere, such as in the USA. In other words, 192
people either died or were too sick to have surgery before they worked
their way to the front of the waiting line.


One of the reasons Canadians are slow to acknowledge the problems with
their system is that general practitioners have been relatively easy
to access and reasonably efficient at providing everyday services for
common complaints, such as colds, sprains, aches and pains.


As time passes, however, more and more Canadians are confronted by the
halting quality of their system when they face complex and expensive
medical problems. They often cannot get timely or appropriate care for
bone fractures, prompt treatment for cancer, or non-emergency surgery
such as hip replacements. Their doctors complain that they are unable
to help them and the government pleads shortage of funds.


International and Canadian data confirms their concerns. In a 2004
article in the journal "Health Affairs," Robert Blendon reports an
international survey of hospital administrators in Australia, New
Zealand, Great Britain, the USA and Canada. When asked for the average
waiting time for biopsy of a possible breast cancer in a 50-year-old
woman, 21 percent of administrators of Canadian hospitals said more
than three weeks; 1 percent of American hospital administrators gave
the same answer.


Half (50 percent) of the Canadian hospital administrators said the
average waiting time for a 65-year-old man who requires a routine hip
replacement was more than six months; in contrast, no (as in zero)
American hospital administrators reported waiting periods that long.
86 percent of American hospital administrators said the average
waiting time was shorter than three weeks; only 3 percent of Canadian
hospital administrators said their patients have this brief a wait.


Canadian physician frustration with their inability to provide quality
and timely care is resulting in a brain drain. According to one poll,
one in three Canadian doctors is considering leaving the country. A
doctor shortage looms, as the nation falls 500 doctors a year short of
the 2,500 new physicians it needs to add each year to meet national
health needs, according to Sally Pipes, a policy expert formerly with
the Canadian Fraser Institute.


Another casualty of the lengthy waiting periods is Canada's
much-vaunted equal access to medical treatment. Even though medical
emergencies allow some people to jump ahead in the waiting line -
making others wait longer - a survey published in the Annals of
Internal Medicine medical journal found that more than 90 percent of
heart specialists had "been involved in the care of a patient who
received preferential access" to cardiac care based on non-medical
reasons including the patient's social standing or personal
connections with the treating physician.


Luckily, 90 percent of Canadians live close to the border with the
States and can come south to fill in the gaps in their health care
system with American doctors and hospitals.


If the U.S. adopts the Canadian health care dream and it turns into a
nightmare, where will we go for medical services? To Mexico?


The Medicine Men think we already suffer from enough Canadian-style,
centrally-controlled government health care. For example, American
Medicare's slow acceptance of medical innovation, exacting paperwork
requirements, delayed and low payment of claims, and the threat of
overzealous prosecution by Medicare cops are driving doctors out of
the Medicare system. As a result, patients on Medicare find they have
fewer medical options.


We believe more patient choice - such as in the new Health Savings
Account (HSA)/catastrophic insurance options - rather than government
control, better fulfills the American Dream of life, liberty and the
pursuit of happiness for all.


Editor's Note: Robert J. Cihak wrote this week's column.


Robert J. Cihak, M.D., is a Senior Fellow and Board Member of the
Discovery Institute and a past president of the Association of
American Physicians and Surgeons. Michael Arnold Glueck, M.D., is a
multiple-award-winning writer who comments on medical-legal issues.


http://www.newsmax.com/
 
Ezekiel said:
I like the system well enough.. While we don't wait for emergency care. except for a few hours sometimes in the emergency room. We can have long waits for elective surgery. (Not emergency). We can also wait long times for MRI's and other stuff, that aren't emergencies as well.

While it certainly isn't perfect (no system is), it is comforting to know that people wont lose their house, or that everyone has healthcare...



You're ill-informed my friend. (no pun intended) We don't wait weeks or months for emegency care. Not sure if you've ever been to Canada, but where I live in the Moutains of British Columbia it's an average of 35-37 degrees (celcius) in the summer and while we do get ton of snow in the winter it rarely gets below -5 (celcius) in the winter. In fact we go fising in our boat all year round because the lakes don't freeze.

Our system is far from perfect, but your rhetoric about yours being the best in the world is questionable. Pehaps you should take a look at the British or French healthcare systems.

I thought I was pretty clear on the fact that our system isn't perfect! See up there was it says "far from perfect"? why you gotta be such hater dude?

If you understood Canadian society at all and her policies you would realize that the Frazer Inst. is a Conservative think tank that fully supports privitization of Health Care.

at anyrate like said 'far from perfect". Perhaps the same honesty from you would get more things done in both our countries.
 
not everything was wrong... my post was pretty right on!! but you're right there was alot of junk info here!! you can't tell your doc that you use illicit substances and 1) not have it go on your file. 2) if your visit is covered by insurance, they MAY decide to drop you. 3) if you OD on coke/meth/e, etc you very well may have to deal with cops about it.
 
Papa Lion said:
not everything was wrong... my post was pretty right on!! but you're right there was alot of junk info here!! you can't tell your doc that you use illicit substances and 1) not have it go on your file. 2) if your visit is covered by insurance, they MAY decide to drop you. 3) if you OD on coke/meth/e, etc you very well may have to deal with cops about it.


Guys, I am a psychologist and I have to send people for drug abuse/addiction or provide drug abuse/addiction treatment all of the time. I deal with insurnace on a constant basis for billing. In fact I get paid by insurance for such treatments. In 10 years despite repeated offense not one client has ever lost his insurnace due to illicit drug use! Furthermore, it would be unethical and illegal for them to deny existing coverage.

If you change insurance companies and they do a review they could refuse to cover for what is known as a pre-xisting condition. Meaning if you have a record of steroid abuse they could deny coverage for medical issues related to steroid abuse. This would have to be directly correlated to the abuse and not other factors including genetics. Also, health insurance is not significantly more expensive for smokers (about $400 per year).

Where the fuck does this information come from?

IF YOU DRINK COKE AND EAT POP ROCKS YOUR HEAD WILL X-PLODE!
 
how much insurence cost in usa(1 year).I think is about 9000$ or 10000$, fuckin high, and how would mother, with 2 kids aford that(working in a factory) for 30000$ per year.

I think one of the president candidats said that.

one more thing my friend broke his leg one year ago, he searched nearest hospital, the price waas so fucking high, he couldn't aford that, so he went back to eu:)
 
mattdan said:
No, that's not a problem at all. Think of it, then nothing would be covered but accidents.

Everything would be denied if you smoked, or were overweight. Did you have a helmet on when riding the bike? No? insurance denied.

It is NOT legal to cancel health insurance because you get sick. Think of it, you get cancer from smoking - and they cancel your insurance. NOT legal.

Half of all fires (give or take) are caused by homeowner stupidity. And so on -

Our health care may NOT be perfect, but it is the best in the world and unlike our cold northern brothers, we don't have to wait weeks or months for EMERGENCY health care because of governemt rationing.
^^^ good shit mattdan :)
 
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