got in car accident

[chris302001]

So you dont have insurance? Dont you have to have insurance to get registered? I'd swoop and squat you so fast, just to fuck you over.

 

[Humble Pride]

She would be stooopd if she did. Just with deducitable alone she'd be out $500 and get an accident on her carfax vehicle record because of it. Which new buyers will always find out about and use that to lower the price of the car. It would be stoopid for her to do anyhthing with this.

r

Hey crabby-pants.............you don't pay a deductible if the accident wasn't your fault. All your Insurance Provider has to do is prove 51% fault in the other driver to waive your deductible.......

Also - if the accident is not your fault, no points are added to your "step points" on your insurance - so her insurance won't go up at all.....

Carry on...........

 

[goggitto]

whats up guys this is the final post unless I get a call. Pretty sure i am out of the woods. Today is offically one week from the accident.

 

[goggitto]

hey guys, just one more thing... There is no way that this lady could call her insurance company, and then call mine right? I mean i only gave her my name, number, license plate and name of insurance company, nothing specific. Basically I can't get a call from my insurance company telling me that she called them before the lady calls me first right? I mean there is no way that she could call my insurance company before me with the information i gave her right?

 

[BNG]

Something similar happened to me a looong time ago. I figured I'd wind up at fault and less than $1000 liable. She said she had whiplash, traumatized her kids, and totaled the car. I went to my insurance investigator and had a witness to bring in. She had a dump truck rear end her car and filed all kinds of stuff looking for easy $$$. Turned out to be part of a major fraud/insurance scam. I walked with nothing but I have handled everything since then very different.

Did you take pictures? Witnesses? Did you make a statement to your ins?

 

[Humble Pride]

hey guys, just one more thing... There is no way that this lady could call her insurance company, and then call mine right? I mean i only gave her my name, number, license plate and name of insurance company, nothing specific. Basically I can't get a call from my insurance company telling me that she called them before the lady calls me first right? I mean there is no way that she could call my insurance company before me with the information i gave her right?

The other party (the woman) would never call you directly
Her Insurance company would contact you. That's how it's done.
There's no way to tell if you are out of the woods, just cause' a week's past.
I used to be an ajuster, and I would get claims that originated "months" earlier.
In short, there's no way to tell until it gets to be about 90 days from said accident.
Get a copy of your policy and read it,- you'll see how long it takes in your state to file a claim.