Fucking-car-insurance!!!!!!

[Frackal]

For those here around my age, (18-24), what do you pay for insurance for you to drive, minus what you pay for your car itself? Full coverage for me was quoted at 100+ a month not including the actual car...fucking shit, that is expensive, moreso than I had anticipated...but that is from my father's insurance company, I figure I can get it cheaper somewhere else...anyone have suggestions for good companies? I'm already going to check out Geiko...

 

[slack3r]

mines 200 a month so shut your bitching.

 

[AAP]

Try Progressive. Mine is $129 full coverage and I have a BMW

 

[musclebrains]

Do NOT buy car insurance with Progressive. I -- and about 10,000 other people -- filed a class action suit against the assholes. They complicated my life in a way too laborious to describe, but there is a reason they are cheap.

 

[AAP]

Do NOT buy car insurance with Progressive. I -- and about 10,000 other people -- filed a class action suit against the assholes. They complicated my life in a way too laborious to describe, but there is a reason they are cheap.

Tell me, tell me, tell me, tell me..... damn, don't leave me in the dark. Spread the news. If not, you may have to listen to me whine in the future.

 

[ion]

Progressive or Geiko and a huge deductable,
see if you can dummy the paperwork to add:
anti theft--(cheap kill switch?)
anti skid
air bag

 

[musclebrains]

Tell me, tell me, tell me, tell me..... damn, don't leave me in the dark. Spread the news. If not, you may have to listen to me whine in the future.

I'm used to your begging. Your whining will be a relief.

 

[spentagn]

I was quoted once at $1050/month. And that's not a misprint. I think it's down to $250/month or so.

 

[guccianqel]

im 20 and my hubby is 22 we live in nyc we pay $500/mnth full coverage on a 98 navigator...we also have progressive..only thing on my husband license is a speeding ticket...damn insurance to xpensive (plus we pay 539.83 for car) so just to have a car its 1039.83 mnth gawd

 

[Golfer18--old]

I pay 150 a month cause i got good grades biatch

 

[Warik]

I suggest you have your dad put the car in his name and have you on the policy as an additional driver. Much cheaper that way.

-Warik

 

[Frackal]

I get perfect grades which is why I got quoted at 100...Bitch. lol

 

[AAP]

I'm used to your begging. Your whining will be a relief.

I can whine with the best of them. Just wait and see.

 

[big4life]

$100 a month for full coverage is cheap for a male under 25.
Especially here in SC.

 

[musclebrains]

I can whine with the best of them. Just wait and see.

people pay me to listen to them whine. Bring it on.

 

[the People's Champ]

$100 a month for full coverage is cheap for a male under 25.
Especially here in SC.

same for southern cali. I have just liability now, but then again my truck isn't in "mint" condition and it is paid for. I pay like $75/month, but that is after a couple of months with being on a different insurance plan than my parent's. my payment would be cheaper, but I have had a total of three moving violations, both past 3 years ago...

 

[alexiarenee]

100 a month for full coverage!!! I wish!!!! I pay 280!!!!!!!!

 

[AAP]

people pay me to listen to them whine. Bring it on.

People pay me to stop.

 

[manson]

I'm 28, I live in Newfoundland, Canada. I've had my liscence for over 10 years, no accidents and no moving violations. I've lved in other provinces and the Caymans for 4 years but I never had insurance for any serious length of time on other cars. My insurance co looks at me as a new driver. I pay $1700/yr for the bare minimum, $200 000 liability. That BLOWS!!
manson

 

[HappyScrappy]

I pay $300 a month - it is b/c I'm in teh worst age bracket and didn't get my license until I was 22 or so, and then have a nice new car... in one of the worst and most expensive cities...

 

[musclebrains]

People pay me to stop.

LOL....I'm SURE of that.

 

[Citruscide]

For those here around my age, (18-24), what do you pay for insurance for you to drive, minus what you pay for your car itself? Full coverage for me was quoted at 100+ a month not including the actual car...fucking shit, that is expensive, moreso than I had anticipated...but that is from my father's insurance company, I figure I can get it cheaper somewhere else...anyone have suggestions for good companies? I'm already going to check out Geiko...

Sorry bro... I'm 27 and mine is at 400 for the year. State Farm.

C

 

[the People's Champ]

I turn 25 this year. I can't wait since that is the age when insurance rates drop, correct?

 

[WODIN]

He he... I feel your pain but I still have four vehicles and, two full coverage and two with just liab. and I pay...drumbroll... $85.00 a month! Bwaugh! ha ha!!! Being 40 pays for something!

Actually
Insurance is determined by

Zone - Region of the country in which you live.
Car - Type of car and it's theft rating.
You - Age and Driving Record.

Zone includes states on pop. density, accidents per 1000 and theft of vehicles by make etc.

 

[AAP]

LOL....I'm SURE of that.

Well???? Am I going to hear about Progressive or not?

 

[musclebrains]

Well???? Am I going to hear about Progressive or not?

Why not do a google search, ya lazy whiner?

Progressive has been the subject of numerous lawsuits. They were notorious about five years ago for cancelling insurance with no notification -- or giving customers very little time to make payments. My itty bitty sports car was hit by a huge truck at 80 mph on teh freeway about five years ago, causing a huge accident (I was, weirdly, unhurt). When I contacted Progressive they announced they had cancelled my insurance for nonpayment. In fact, what they had done was continue to send my bills to a former address. I'd caught them in this twice before -- they'd even cancelled me and required me to pay reinstatement fees once -- but they continued to send the bill to the wrong address. Unfortunately, I had spent 3 weeks out of the country jsut before my accident and didn't catch them this time.

I took responsibility for this, had to get a lawyer and spend thousands of dollars. A year later, I learned there was a class action suit against the company for these kinds of INTENTIONAL practices.

 

[Sasso1]

When I graduated and bought a new car in 1999, I paid about $135/month or $1600 per year for it under my parent's insurance. I moved out 6 months after and got my own insurance then at age 23 for $1400/year. Now, I just turned 26 and I have my own house, so I pay $76/month or $915/year. BTW, my car is a 1999 Pontiac TransAm. I have nothing on my record so that helps along with grades. After I bought my house, that really helped as well, especially since I was 25 already.

In the midwest, Country Insurance is very fair on prices, especially high performance vehicles and boats. Right now, I'm with State Farm for the $915/year on my Trans Am.

 

[MattTheSkywalker]

Frack, That's the way it is because you are still young, and in that age group, you get screwed.


In defense of Progressive: I had a nasty accident in Baton Rouge LA. I lived in NY and I was kinda fucked. The Progressoive adjuster showed up on site, did his thing, and cut me a check. It was painless.

 

[NYguy]

100 a month for full coverage!!! I wish!!!! I pay 280!!!!!!!!

Have you had any car accidents before?

 

[Drew Carey]

When I got quotes for my bike insurance it was all over the place. One company wanted $3800 a year! Progressive wanted $1900. I went with AllState at $388 a year. Shop around.

 

[Y_lifter]

Being 40 pays for something!

Ditto for being 39... About $60 a month

State Farm with a policy that was opened in 1979 and has been transferred thru 5 vehicles with no claims.
My policy outlived my Agent as he died last year and I was transferred to another Agent.

Oh, I forgot.. A $100 dollar deductible and full coverage even towing...