You don't bloat from creatine like you do from say drol, or dbol. It is that the muscles store water which is benficial to strength, also and very important, probably the most important is that it increases dramatically the availability of ATP which is necessary for muscle contraction. That is the big benefit. I get really thirsty on creatine, drink a lot of water. I agree with other boys, loading is BS, I do 10 on workout days and 5 on off days. I do take time off every 2 months or so.