Best options for "free" checking these days?

[jackangel]

This is probably hard, if not impossible to find these days, given the recent trend in retail banking, but are there still any options for checking that is actually (mostly) free? A local credit union perhaps?

Is it possible to find a bank that still doesn't charge for electronic transfers (interbank), or ordering checkbooks?

Thanks.

 

[redshirt27se]

i have free checking from TD bank. i think they are only east coast though, not sure.

 

[hurricane]

Bump

 

[samoth]

Pretty much every bank has free checking unless you're unemployed and don't get direct deposit.

Go to BAC.

 

[Arcon167]

Not bank of america.
straight carjack.

 

[puddlemonkey]

BoA sucks

 

[calveless wonder]

bank of your dirty mattress

 

[puddlemonkey]

bank of your dirty mattress

bank of motherfvcking fort knox

 

[kx250rider]

BoA sucks

Yes. This could be a thread of it's own.

To answer the OP, I'd go with a credit union. They still have free checking, as far as I know.

B of A has fees for everything, and even if you keep more than their min balance to get "free" accounts, they invent some other kind of fee to charge you. Latest one they did to me, was to "disconnect" two accounts from each other, so that the combined balances no longer counted to make the accounts free. They claim it was written in one of those microscopic-printed terms & conditions letters, but I never saw it.

Charles

 

[shirlene29]

credit union fo sure...we have two credit unions and one bank...the bank is usaa tho