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<td nowrap><font size=-1 face=arial> <b>·</b> <a href=r/h9>Web Hosting</a><br> <b>·</b> <a href=r/d9>Get a Domain</a></font></td>
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<td nowrap><font size=-1 face=arial><b>·</b>karma thread <a href=r/e9>Sell Online</a><br><b>·</b> <a href=r/m9>Business Email</a> </font></td>
</tr></table></td></tr></table></td><td width=2%> </td><td width=49%><table border=0 cellspacing=0 cellpadding=0 width=100%><tr bgcolor=DEECFB><td><table border=0 cellspacing=0 cellpadding=4 width=100%><tr><td><font size=-2 face=verdana> <b><a href=r/b9>Yahoo! Premium Services</a></b></font></td></tr></table></td></tr><tr bgcolor=B5CDDB><td height=1><spacer type=block width=1 height=1></td></tr><tr><td><table border=0 cellspacing=0 cellpadding=2 width=100%><tr>
<td nowrap><font size=-1 face=arial> <b>·</b> <a href="http://rd.yahoo.com/M=261627.4008224.5221657.3595621/D=yahoo_top/S=2716149:FPC1/A=1782587/R=0/SIG=111msfigc/*http://promo.yahoo.com/sbc/dial">Internet Access</a><br> <b>·</b> <a href=r/j9>Games on Demand</a></font></td>
<td><small> </small></td>
<td nowrap><font size=-1 face=arial><b>·</b> <a href=r/v9>Personals</a><br><b>·</b> <a href=r/a9>Mail Plus</a></font></td>
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<tr><td align=left><font face=verdana size=-2> <b>Web Site Directory</b> - Sites organized by subject</font></td><td align=right><font face=verdana size=-2><a href=r/bx>Suggest your site</a> </font></td></tr>
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<font size=-2><a href=r/bb>B2B</a>, <a href=r/fi>Finance</a>, <a href=r/bs>Shopping</a>, <a href=r/jo>Jobs</a>...</font><br><br>
<font size=-1><b><a href=r/ci>Computers & Internet</a></b></font><br>
<font size=-2><a href=r/in>Internet</a>, <a href=r/ww>WWW</a>, <a href=r/sf>Software</a>, <a href=r/ga>Games</a>...</font><br><br>
<font size=-1><b><a href=r/nm>News & Media</a></b></font><br>
<font size=-2><a href=r/nw>Newspapers</a>, <a href=r/tv>TV</a>, <a href=r/mg>Radio</a>...</font><br><br>
<font size=-1><b><a href=r/en>Entertainment</a></b></font><br>
<font size=-2><a href=r/mo>Movies</a>, <a href=r/hu>Humor</a>, <a href=r/mu>Music</a>...</font><br><br>
<font size=-1><b><a href=r/rs>Recreation & Sports</a></b></font><br>
<font size=-2><a href=r/sp>Sports</a>, <a href=r/tr>Travel</a>, <a href=r/au>Autos</a>,karma thread <a href=r/od>Outdoors</a>...</font><br><br>
<font size=-1><b><a href=r/he>Health</a></b></font><br>
<font size=-2><a href=r/ds>Diseases</a>, <a href=r/dg>Drugs</a>, <a href=r/ft>Fitness</a>...</font><br><br>
<font size=-1><b><a href=r/go>Government</a></b></font><br>
<font size=-2><a href=r/el>Elections</a>, <a href=r/mi>Military</a>, <a href=r/la>Law</a>, <a href=r/tx>Taxes</a>...</font></font></td>
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<font size=-1><b><a href=r/re>Regional</a></b></font><br>
<font size=-2><a href=r/ct>Countries</a>, <a href=r/rg>Regions</a>, <a href=r/us>US States</a>...</font><br><br>
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<font size=-2><a href=r/un>College and University</a>, <a href=r/k2>K-12</a>...</font><br><br>
<font size=-1><b><a href=r/ar>Arts & Humanities</a></b></font><br>
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<font size=-1><b><a href=r/sc>Science</a></b></font><br>
<font size=-2><a href=r/am>Animals</a>, <a href=r/as>Astronomy</a>, <a href=r/eg>Engineering</a>...</font><br><br>
<font size=-1><b><a href=r/ss>Social Science</a></b></font><br>
<font size=-2><a href=r/lg>Languages</a>, <a href=r/ac>Archaeology</a>, <a href=r/py>Psychology</a>...</font><br><br>
<font size=-1><b><a href=r/rf>Reference</a></b></font><br>
<font size=-2><a href=r/na>Phone Numbers</a>, <a href=r/dc>Dictionaries</a>, <a href=r/qt>Quotations</a>...</font></font></td>
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<font face=verdana size=-2><b><a href=r/bz>Buzz Index</a> - <a href=r/pk>Yahoo! Picks</a> - <a href=r/wn>New Additions</a> - <a href=r/fc>Full Coverage</a></b></font>
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<tr><td valign=top><font face=arial size=-1><b>&#149;</b> </font></td><td><font face=arial size=-1><a href="http://rd.yahoo.com/M=257847.3521298.5225235.1355997/D=yahoo_top/S=2716149:M/A=1786003/R=0/SIG=115h83gq3/*http://www.antiquorum.com/home.html">Antiquorum Online</a><table border=0 cellpadding=4 cellspacing=0 width="100%"><tr><td><a href="http://rd.yahoo.com/M=257847.3521298.5225235.1355997/D=yahoo_top/S=2716149:M/A=1786003/R=1/SIG=115h83gq3/*http://www.antiquorum.com/home.html"><img src="http://us.i1.yimg.com/us.yimg.com/i/mntl/sh/03q1/rolex.jpg" width="68" height="68" border=0></a></td><td valign=middle><font face=verdana size=-2>Want to buy and sell watches at auction? Antiquorum, world's leading watch auctioneer </font></td></tr></table></font></td></tr><tr><td valign=top><font face=arial size=-1><b>&#149;</b> </font></td><td><font face=arial size=-1><a href="http://rd.yahoo.com/M=262520.4006616.5220814.3426919/D=yahoo_top/S=2716149:T/A=1785586/R=0/SIG=13demps01/*http://www.classesusa.com/clickcoun.../classesusa.com/featuredschools/fos/index.cfm">Flexible degrees</a> - For professional adults - <a href="http://rd.yahoo.com/M=262520.4006616.5220814.3426919/D=yahoo_top/S=2716149:T/A=1785586/R=1/SIG=13demps01/*http://www.classesusa.com/clickcoun.../classesusa.com/featuredschools/fos/index.cfm">Bachelor's, Master's, Postgrad, more</a></font></td></tr><tr><td valign=top><font face=arial size=-1><b>&#149;</b> </font></td><td><font face=arial size=-1><a href="http://rd.yahoo.com/M=257405.3498786.5229239.3426919/D=yahoo_top/S=2716149:T/A=1787085/R=0/SIG=17jmqka04/*http://landingstrip.dell.com/landin...htm?order_code=T1D36&keycode=6VP01&DGVCode=DC">Free 3-5 day shipping with any new Dell Home System</a> - Ends 10/8 - <a href="http://rd.yahoo.com/M=257405.3498786.5229239.3426919/D=yahoo_top/S=2716149:T/A=1787085/R=1/SIG=17jmqka04/*http://landingstrip.dell.com/landin...htm?order_code=T1D36&keycode=6VP01&DGVCode=DC">Details.</a></font></td></tr><tr><td valign=top><font face=arial size=-1><b>&#149;</b> </font></td><td><font face=arial size=-1><a href="http://rd.yahoo.com/M=260478.3682637.5220905.3426919/D=yahoo_top/S=2716149:T/A=1784295/R=0/SIG=11gd2cq80/*http://www.intel.com/unwire/10_cool_things.htm">Hear Seal IV, R.E.M., Josh Groban and more</a> - Try Wi-Fi for the latest in Hi-Fi.</font></td></tr>
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width=50 height=50 border=0 alt="Jewel"></a></td><td><font face=verdana size=-2> Watch <b>exclusive</b> performances and interviews from: <a href=s/117469><b>Jewel</b></a>, <a href=s/117468>Vertical Horizon</a>, <a href=s/117470>Mya</a>, <a href=s/117471>Matchbox Twenty</a>, <a href=s/117472>The Strokes</a>, and <a href=s/117467>more.</a></font></td></tr></table></font></td></tr><tr><td valign=top><font face=arial size=-1><b>&#149;</b> </font></td><td><font face=arial size=-1><b><a href=s/117518>Yahooligans! Top Ten Toys</a>:</b> Kids, which holiday toys do <i>you</i> want most? <a href=s/117518>Vote now!</a></font></td></tr>
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<hr noshade size=1 color=d0d3f2>karma thread
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<table width=100% cellpadding=2 cellspacing=4 border=0><tr><td colspan=2 bgcolor=efefff align=center><font face=verdana size=-2><b>Europe</b></font></td><td colspan=2 bgcolor=efefff align=center><font face=verdana size=-2><b>Asia Pacific</b></font></td><td colspan=2 bgcolor=efefff align=center><font face=verdana size=-2><b>Americas</b></font></td></tr><tr valign=top><td width=16% nowrap><font face=arial size=-1>&#149;
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<a href=r/an>Australia & NZ</a><br>&#149;
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<a href=r/jp>Japan</a><br>&#149;
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<a href=r/tw>Taiwan</a></font></td><td width=16% nowrap><font face=arial size=-1>&#149;
<a href=r/ag>Argentina</a><br>&#149;
<a href=r/br>Brazil</a><br>&#149;
<a href=r/cd>Canada</a></font></td><td width=16% nowrap><font face=arial size=-1>&#149;
<a href=r/mx>Mexico</a><br>&#149;
<a href=r/cn>U.S. in Chinese</a><br>&#149;
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<font face=arial size=-1><b>U.S. Cities:</b>  <a href=r/at>Atlanta</a> - <a href=r/bo>Boston</a> - <a href=r/ch>Chicago</a> - <a href=r/hn>Houston</a> - <a href=r/lo>LA</a> - <a href=r/ny>NYC</a> - <a href=r/ba>SF Bay</a> - <a href=r/sa>Seattle</a> - <a href=r/mm>more...</a></font>
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<a href=r/dr>Get a Domain Name</a><br>&#149;
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<a href=r/s3>Sell Online</a><br>&#149;
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<a href=r/et>Enterprise Solutions</a><br>&#149;
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<a href=r/ef>Enterprise My Yahoo!</a><br>&#149;
<a href=r/ew>Professional Services</a><br>&#149;
<a href=r/rx>Resumix</a></font></td><td width=22% nowrap><font face=arial size=-1>&#149;
<a href=r/bk>Banking</a><br>&#149;
<a href=r/b2>Bill Pay</a><br>&#149;
<a href=r/fm>Money Manager</a><br>&#149;
<a href=r/is>Insurance</a><br>&#149;
<a href=r/ln>Loans</a><br>&#149;
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<td valign="top" class="Text12px">You have chosen to <span class="Text12pxBold">APPROVE</span>
this Lock Request.<br>
Click SUBMIT to proceed, or CANCEL to cancel the approval.</td>
</tr>
<tr>
<td> </td>
<td>Approval Code:
<select name="select">
<option selected>Select</option>
</select> </td>
</tr>
</table>
</td>
</tr>
<tr>
<td class="Header">Lock Request: Float Down</td>
</tr>
<tr>
<td><table width="100%" border="0" cellspacing="0">
<tr>
<td width="50%" valign="top">Requested by: James Fisher<br>
Loan Number: 1556412<br>
Date Requested: 06/28/2003<br>
Loan Status: Processing</td>
<td valign="top">Original Lock Date: 06/28/2003<br>
Number of Relocks: 1<br>
Number of Reprices: 1</td>
</tr>
</table></td>
</tr>
<tr>
<td><table width="100%" border="0" cellspacing="1" cellpadding="0">
<tr valign="bottom">
<td height="25" colspan="3" class="Text12pxBoldBlue">Request Details:</td>
</tr>
<tr>
<td colspan="3" class="Header2">Product & Pricing Information</td>
</tr>
<tr>
<td class="AlternatingItem"> </td>
<td class="AlternatingItem">Current Lock Details</td>
<td width="50%" class="ChangedItems">Lock Change Request Details</td>
</tr>
<tr>
<td>Channel</td>
<td>Wholesale</td>
<td>Wholesale</td>
</tr>
<tr>
<td class="AlternatingItem">Product:<br></td>
<td class="AlternatingItem">30yr Fixed</td>
<td class="ChangedItems">30yr Fixed</td>
</tr>
<tr>
<td>Amortization Type:</td>
<td>Fixed</td>
<td>Fixed</td>
</tr>
<tr>
<td class="AlternatingItem">Amortization Term:</td>
<td class="AlternatingItem">360</td>
<td class="ChangedItems">360</td>
</tr>
<tr>
<td>Payment Term:</td>
<td>360</td>
<td>360</td>
</tr>
<tr>
<td class="AlternatingItem">Loan Amount:</td>
<td class="AlternatingItem">$150,000.00</td>
<td class="GreenHighlight">$150,000.00</td>
</tr>
<tr>
<td>Lock Expiration Date:</td>
<td>08/20/2003</td>
<td class="GreenHighlight">08/20/2003</td>
</tr>
<tr>
<td class="AlternatingItem">Rate:</td>
<td class="AlternatingItem">6%</td>
<td class="GreenHighlight">6%</td>
</tr>
<tr>
<td>Discount (pts):</td>
<td>0.0%</td>
<td class="GreenHighlight">0.0%</td>
</tr>
<tr>
<td class="AlternatingItem">Discount ($):</td>
<td class="AlternatingItem">$0.00</td>
<td class="ChangedItems">$0.00</td>
</tr>
<tr>
<td>Margin:</td>
<td>N/A</td>
<td>N/A</td>
</tr>
<tr>
<td class="AlternatingItem">Lifecap:</td>
<td class="AlternatingItem">N/A</td>
<td class="ChangedItems">N/A</td>
</tr>
<tr>
<td>PrePay Penalty:</td>
<td>Yes</td>
<td>Yes</td>
</tr>
<tr>
<td class="AlternatingItem">Escrows (waiver):</td>
<td class="AlternatingItem">Yes</td>
<td class="ChangedItems">Yes</td>
</tr>
</table>
<table width="100%" border="0" cellspacing="1" cellpadding="0">
<tr>
<td colspan="2" class="Header2">Transaction Information</td>
<td class="Header2" colspan="2">Property Information</td>
</tr>
<tr>
<td>LTV:</td>
<td>70%</td>
<td>
<p>Occupancy Information:</p></td>
<td>0/0</td>
</tr>
<tr>
<td class="AlternatingItem">CLTV:</td>
<td class="AlternatingItem">70%</td>
<td class="AlternatingItem">Lien Position</td>
<td class="AlternatingItem">1st</td>
</tr>
<tr>
<td>Loan Purpose:</td>
<td>Purchase</td>
<td>Property Type</td>
<td>SFD</td>
</tr>
<tr>
<td class="AlternatingItem">Documentation:</td>
<td class="AlternatingItem">Full Doc</td>
<td> </td>
<td> </td>
</tr>
<tr>
<td>FICO:</td>
<td>705</td>
<td> </td>
<td> </td>
</tr>
<tr>
<td class="AlternatingItem">HTI:</td>
<td class="AlternatingItem">25%</td>
<td> </td>
<td> </td>
</tr>
<tr>
<td>DTI:</td>
<td>32%</td>
<td> </td>
<td> </td>
</tr>
</table></td>
</tr>
<tr>
<td height="30" class="Text12pxBoldBlue">Notes:</td>
</tr>
<tr>
<td><p><span class="TextBlueItalic">Original Request Notes: (Fisher,
James)</span><br>
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eu nibh. Donec vulputate tincidunt sapien. Sed scelerisque ante
sit amet nulla. Pellentesque lacinia dolor et pede. Fusce fermentum
dolor ut dui. Aenean vel felis a diam porttitor faucibus. Nunc vitae
erat ac lacus congue pharetra.<br>
</p></td>
</tr>
<tr>
<td class="footer"><div align="right">
<input type="submit" name="Submit3" value="CANCEL">
<input type="submit" name="Submit4" value="SUBMIT">
</div></td>
</tr>
</table>
</td>
</tr>
<tr>
<td> </td>
</tr>
</table>
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