Please Scroll Down to See Forums Below 
How do I find out my credit score?
The national average credit score is 692. What is yours?
- Thread starter yonkers weights
- Start date
calveless wonder
New member
i still say horseshit about it being 680.
there's way too many people with shitty credit for that to be true.
the statistics are way off base
there's way too many people with shitty credit for that to be true.
the statistics are way off base
How do I find out my mutha fuckin credit?
dead_reggin_storage_fashi
New member
go to the myfico.com
you have to pay for it btw to get your scores
most scores are not 690? just like 1/10 high school girls have taken steroids...same dumb ass national stats
you have to pay for it btw to get your scores
most scores are not 690? just like 1/10 high school girls have taken steroids...same dumb ass national stats
fitnessgrl8621
New member
dead_reggin_storage_fashi said:
lol Hey! Not my rules, I just work for them
So back off. 
Some people OBVIOUSLY do have equity in TX, or I wouldn't have a job. I agree that the 80% CLTV and/or 50% of the value whichever is the lessor of the two sucks, but again, I didn't come up with the idea. It also doesn't make any sense that you HAVE to take out 4k min. advances from a HELOC in TX, but they have no pre-payment penalties. If someone only wants 2k, they can take out 4k, and turn right back around that same day and make a principal only payment for 2k and viola.
And again about the verification of income, employment... like yonkers said, as long as you're under 55% (at least with my institution) debt/income with the new loan/line included, and your score is excellent... You're good to go. (It helps that we have a lien on the home, too).
dead_reggin_storage_fashi said:
48 bucks? I guess I ain't that curious
dead_reggin_storage_fashi
New member
PuddleMonkey said:48 bucks? I guess I ain't that curious
no shit huh? it is the goverment too who does the scoring. This is the worst about the us gov and credit is they will actually sell off your info.
What I mean is this (wow I am still fucking wasted) ok you get your credit pulled by a mortgage company and you work out figures with that lender etc etc. Since your credit was pulled....other companies can buy your contact info. So all this sudden you are only speaking to wells fargo and after a week or so some broker shop just gives you a call out of the blue etc (they are not givin your scores or the credit actual info) just they can buy leads based apon your credit being pulled.....aint some shit! ugh
ask some time when you buy a car etc or apply for a home loan etc....they should tell you. if they charge you for a credit report fee then the credit report is yours etc. I always just told peeps to be nice etc as I would want to know
if you are declined for credit the company must send out a letter of denial and also under ECOA equal credit oppertunity act they have to furnish the report they used which you were declined on
Similar threads
