Telling Your Doc, or Not Telling Your Doc? Things to consider ...

[ripper911]

great post........ bump !!!

 

[solidspine]

Riker great post!

Thank you, very helpful and excellent info.

mucho karma

 

[Riker29]

One of my posts from a while back, which I am bumping because I continue to see guys ask about this, and email me asking for this post.

If you want to thank me, just send Karma.

Be well.

 

[Lift Chief]

One of my posts from a while back, which I am bumping because I continue to see guys ask about this, and email me asking for this post.

If you want to thank me, just send Karma.

Be well.

Already sent you some- nice.

 

[Zoomster]

Nice job Ryker. Docs can be Dicks. I would not tell mine unless I had no choice. If they can't get with the program, I tell them to take a hike!

Insurance companies are bastards! They are trained to find reasons not to pay claims. It's simple your monthly premium payment is cash in...a claim is cash out. Cash in is good, cash out, not good.

They do have access to everything because you give it to them when you sign the forms to get coverage.

Anyway, all of that has been covered...I will say and maybe someone can extrapolate on this issue...symptoms are not conditions. Some things like high blood pressure is going to be covered. This probably gets to technical for most.

Be smart guys, know your doc!

 

[muslhead]

Nice post Ryker
I'd like to add the following into the fray ...
This entire post I believe was focused on health insurance. I'd like to bring up life insurance. Most of your medical records are stored in the MIB (not Men in Black but Medical Information Bureau) and anytime you apply for a reasonable dollar life insurance policy your medical records at the MIB are reviewed.
I can't speak for all insurance companies but most that I deal with would consider a gear user a high risk so you would be required to pay either ridiculous premiums or not be able to get coverage at all. While many of you may not be worried about life insurance now, most will, in the future have a need for it.

Just some food for thought

 

[AnimalMother]

Great post.


I think if you admit to anything, maybe Prohormone use would look better.


It doesn't help the insurance issue, but it helps with the federal background check.

has anyone used this as an excuse to get bloodwork, tests etc done? how did it work? arent there like private doctors or facilities out there that can do blood work for a fee?

 

[Jman88]

Bump for a very intelligent post.

 

[Riker29]

has anyone used this (prohormones) as an excuse to get bloodwork, tests etc done? how did it work? arent there like private doctors or facilities out there that can do blood work for a fee?

I think that you can go to a lab, or maybe through your doc, and have tests done where you are NOT idenitified by name.

You may be able to go to the lab yourself, and as long as yuou pay by cash amd provide just "some name" (not yours) they will keep your real name secret (they never had it anyway).

 

[pittbull2]

I agree 100% with everything in your post ,i was in the insurance biz for years and it
would be a miracle for it not to come back to bite you!!!!!!!! if you told the doc.