after they get done laughing....
My gym, would come up with all kinds of early termination fees to pretty much eat up the remaining balance....
for example..
when I joined 24 hour fitness
I paid $700 for three years and the guy said that it would be prorated and refunded if I moved out of a 24 hour fitness area...I asked about fees...
here is what he said...
125 was application fee
400 was contract and facility fee which is not refunded
so, even if I quit the next day the most I could get back is....$175
but I am still with that gym and I like it so, all worked out.
besides....$700 for 3 years is pretty cheap