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how much $$$ do you make a year

seaking420

seaking420

New member
And dont try to show off. Im trying to gauge what the average person makes. I know were you live has something to do with what you make, you can put that in too.

Remember no need to lie about your income.
Ill start, I make around $80,000/yr. Im not salary so it changes every now and then but thats about average.
 
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seaking420 said:
And dont try to show off. Im trying to gauge what the average person makes. I know were you live has something to do with what you make, you can put that in too.

Remember no need to lie about your income.
Ill start, I make around $80,000/yr. Im not salary so it changes every now and then but thats about average.
Click to expand...

What do you do? (Sales I'm guessing)

And, where do you live?
 
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Click to expand...

My Bad, shouldve thought this topic was brought up before.
 
digimon7068 said:
not enuff. . .
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isn't that always what happens? :rolleyes:



i may not spend more than i make every year.....but usually right AT what i make... :worried:


if it wasn't for the 401-K and credit union taking money out of my check before i get my hands on it, i'd be saving .....no much at all. :artist:
 
I am not used to discussing my salary but I make enough to have my own home, modest home at only 1,300 sq footage but enough for me and son. I pay all my over head bills and a few extra that I wish I didn't have and live okay. I don't always have money to just go buy whatever I want when I want but I'm happy. We could all be happier I'm sure.
 
seaking420 said:
My Bad, shouldve thought this topic was brought up before.
Click to expand...

No problem, just know that they always turn out the same...you rarely get any answers and the ones you do are usually people lying.
 
You are the first person on the internet to claim he makes less than $100K a year. Now if you're a recreational bodybuilder then you automatically add another $25-50K, 2 Corvettes a large SUV for the wife and claim you are currently looking for a slightly used Lamborghini.





seaking420 said:
And dont try to show off. Im trying to gauge what the average person makes. I know were you live has something to do with what you make, you can put that in too.

Remember no need to lie about your income.
Ill start, I make around $80,000/yr. Im not salary so it changes every now and then but thats about average.
Click to expand...
 
I make about $2,000 a year legally. Good old summer job.
 
sawastea said:
Every EF male makes > $250,000 a year, has two luxury cars, one yacht, two choppers, three wives and a 10" schlong.
Click to expand...


lol
so true, except for maybe the ones that are still in school and live at home...that would be the only exception.
 
manny78 said:
Even my parents dont know my salary....
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yeh, same here...my mother has tried to pry several times...asking outright what i mase last year, how much my house payment is, what was my car/truck payment....a long stare will usally squelch such personal questions.
 
rnch said:
yeh, same here...my mother has tried to pry several times...asking outright what i mase last year, how much my house payment is, what was my car/truck payment....a long stare will usally squelch such personal questions.
Click to expand...


Yeah... no need to get all touchy feely / personal with your MOM....


WTF is her ordeal anyhow?

Bitch better mind her own business and recognize!!!!!
 
why do people not like discussing how much they make? I know some people dont, and I understand not letting people on the net or even some friends, but my parents know, and some of my close friends know as well. Just wanted to know the reason behind it, thats all
 
seaking420 said:
why do people not like discussing how much they make? I know some people dont, and I understand not letting people on the net or even some friends, but my parents know, and some of my close friends know as well. Just wanted to know the reason behind it, thats all
Click to expand...


I let all the hawt bitches know...
 
seaking420 said:
why do people not like discussing how much they make? I know some people dont, and I understand not letting people on the net or even some friends, but my parents know, and some of my close friends know as well. Just wanted to know the reason behind it, thats all
Click to expand...

I don't know, I was just brought up to not even ask such personal questions. My parents and some of my friends know but I will tell you this, I do not make near what some people here make even though I have been with my job going on 15 years this year.
 
I read a study, that there is not much difference making 100,000-1,000,000, the differences are from 15,000-25,000, 30,000-45,000, 50,000-75,000..... that's when it makes a difference. If you make 100,000 your living large.
 
I make just enough to be taxed to death. Will most likely have to pay agian this year but I just never have much to write off at the end of the year except milege and house. SUCKS!
 
youngguns said:
I read a study, that there is not much difference making 100,000-1,000,000, the differences are from 15,000-25,000, 30,000-45,000, 50,000-75,000..... that's when it makes a difference. If you make 100,000 your living large.
Click to expand...


LMAO...


Um... that study is fugged.

There'd be a HUGE fucking difference if I was pulling down 1 million a year...

The people that wrote that fuggin study are the ones that want you to scrownge for scraps for their company and be happy doing it...


"No... nothing to see up here... nothing makes you happy up here... little ones... toil away... you don't want the burden of making 1 million a year, consider yourself lucky to make 50k... that's where happiness is anyway.. "


WTF? WHo really beleives that horse shit?
 
100,000 is really not that much now-a-days. If you have a mortgage and car payments etc.

At least in the tri-state area
 
youngguns said:
I believe it, so what if you have 1,000,000 instead of 100,000, your only going to be wasting more money.
Click to expand...


It goes to that saying the more you make the more you spend. I sure as hell wouldn't say it would all be waste. Hell, I waste money now and I am by far a rich woman.
I would surely have a bigger house and another car and most likely a big bad ass boat and invest more if I made that kind of money.
 
I'm looking at a merger between my lemonade stand and this guy's ice-cream truck, if it works out I could be pulling down 20k per year.
 
JH1 said:
Yeah... no need to get all touchy feely / personal with your MOM....
Click to expand...
well, in her (partial) defense...after my father passed away she had to learn what stuff cost in the real world....for 45 years my father handled the finances; she just told him what she wanted and got it 99% of the time.
 
mightymouse69 said:
I'm looking at a merger between my lemonade stand and this guy's ice-cream truck, if it works out I could be pulling down 20k per year.
Click to expand...
his truck ran into your stand? :)
 
youngguns said:
Tell me what happyness that other 900,000 will bring you?
Click to expand...


Are you serious? .... Cars, Girls, Houses, Boats....

10x what you could afford at 100k.

Are you telling me if someone offered you 1million a year you'd say.. nah... but I'll do it for 100k?

Fuggin retarded.
 
JH1 said:
Are you serious? .... Cars, Girls, Houses, Boats....

10x what you could afford at 100k.

Are you telling me if someone offered you 1million a year you'd say.. nah... but I'll do it for 100k?

Fuggin retarded.
Click to expand...


lol

I think he's trying to say that people tend to spend what they make, so the difference between 100K & 1M is nicer shit and very little cash in hand after the fact. If he was saying the difference was between 75K and 200K, i think I'd agree. 1M is a shitload of money, and if you're making that, you don't really have the time to spend it. I know I wouldn't, at least.
 
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jnevin said:
lol

I think he's trying to say that people tend to spend what they make, so the difference between 100K & 1M is nicer shit and very little cash in hand after the fact. If he was saying the difference was between 75K and 200K, i think I'd agree. 1M is a shitload of money, and if you're making that, you don't really have the time to spend it. I know I wouldn't, at least.
Click to expand...


Whatever Nevin...

I know what he is trying to say but it's all horseshit.

If you made 1mil and didn't have time to spend it, you'd simply quit the job in 10 years or whatnot and live off of your investments... you may never spend it all (good for you)... but certainly just the piece of mind alone would make one's life a little easier...

Not to say other things don't come along.. but fug... everyone would take 1mil over 1k..

Fug that... I'm addicted to money, cars, clothes, and hos...
 
not just that but the mental healthiness of people who dont have to worry about money i.e retirement etc. how to pay the bills ; never have to worry about getting laid off or unemployment or a unforseen sickness....

More money = happier if you play your cards right.

lots of 100Kers still spend every dime they make and still live paycheck to paycheck and are in huge amts of debt.

not lots of one millers in debt at least I would not understand why they would be in debt...but I dont make a mil so I dont know.

is this combined household income or personal income?
 
JH1 said:
Whatever Nevin...

I know what he is trying to say but it's all horseshit.

If you made 1mil and didn't have time to spend it, you'd simply quit the job in 10 years or whatnot and live off of your investments... you may never spend it all (good for you)... but certainly just the piece of mind alone would make one's life a little easier...

Not to say other things don't come along.. but fug... everyone would take 1mil over 1k..

Fug that... I'm addicted to money, cars, clothes, and hos...
Click to expand...


I know you know. I wouldn't mind trying to spend 1m per year. Jesus, 1M after taxes (if you're commissioned) is around 55K/ mo. When I was home in PA, I looked at a few houses that I thought were nice, but ended up being in the 10M range. A 7M loan for 30 years at 6.5% gives a P&I payment of 44K/ mo. Fuck, life is expensive.
 
Ok. Here's how far $110K is going for someone I talked to today. He's a fully commissioned salesman, so he loses 35% off the top to taxes, leaving him with $5,958/ mo on average.

CW (MTG) 298550 2198
WF (LOC) 69000 598
BOEING FCU 51250 1089
MBNA 33500 758
CITI 7458 458
BEST BUY 3897 243

He has $20K in his 401K and has been on his job 10 years. After paying his credit only obligations, he only has $600/ mo left over. He owes 97% of what his house is worth.
 
jnevin said:
Please bro, me no really mathie for a few years. Like, 10ish.

http://www.purplemath.com/modules/absolute.htm
Click to expand...

LOL!

What I mean is that I'm in debt from school loans and surgeries (had 3 surgeries for a tumor in the left ear during the past two years), that my net income each year is negative.

So, say approx. $30k in loans for school, and I haven't been working summers due to surgeries, means I net -$30K a year. Being that's a negative number, and most people think of income as positive (lol), taking the absolute value of any number, including a negative, makes it positive. So the absolute value of -$30K/year is +$30K/year income. Get it? (I thought it was funny, lol.)



:cow:
 
Turd Ferguson said:
A lot less than I used to now that I have to pay child support
Click to expand...


Don't get me started, doormat.


Jnev - That guy's mistake with the 110k is all the debt. I don't care any debt with the exception of my mortgage.. that's it.

I leased a car, but I paid the entire amount up front. I hate having debt. I know alot of peeps would invest, and make payments instead... prolly even smarter. But I live happier with no debt.

That guy obviously isn't saving anyway... so he's only hurting himself.

Anyway..

Also ... about houses in the 7m range. From what I have heard.. the more expensive the house, the easier the 'sale' goes because most the time when you get into that range 90% of the time it's 95% cash paid for......


Very little loans in that area unless it's on purpose - for tax reasons or whatnot - so the loans are super secured. Hell 10X that in cash is sitting in investments or checking accounts... LMAO....
 
JH1 said:
Don't get me started, doormat.


Jnev - That guy's mistake with the 110k is all the debt. I don't care any debt with the exception of my mortgage.. that's it.

I leased a car, but I paid the entire amount up front. I hate having debt. I know alot of peeps would invest, and make payments instead... prolly even smarter. But I live happier with no debt.

That guy obviously isn't saving anyway... so he's only hurting himself.

Anyway..

Also ... about houses in the 7m range. From what I have heard.. the more expensive the house, the easier the 'sale' goes because most the time when you get into that range 90% of the time it's 95% cash paid for......


Very little loans in that area unless it's on purpose - for tax reasons or whatnot - so the loans are super secured. Hell 10X that in cash is sitting in investments or checking accounts... LMAO....
Click to expand...


That's very true. I've done a number of loans in Deer Valley/ Park City. I'll get the call from a realtor, get all excited because they're buying a $3M second home (WTF?), and find out all they want to finance is $250K. Those bastards.

You're good with your money. I'd have to say 85% of people I help have at least $15-30K in CC debt and owe close to 90% on their homes. People in Utah spend so much money it's ridiculous. It's good for me, because they come back to me to bail them out again and again, but they'll run out of equity sooner than later.
 
jnevin said:
Ok. Here's how far $110K is going for someone I talked to today. He's a fully commissioned salesman, so he loses 35% off the top to taxes, leaving him with $5,958/ mo on average.

CW (MTG) 298550 2198
WF (LOC) 69000 598
BOEING FCU 51250 1089
MBNA 33500 758
CITI 7458 458
BEST BUY 3897 243

He has $20K in his 401K and has been on his job 10 years. After paying his credit only obligations, he only has $600/ mo left over. He owes 97% of what his house is worth.
Click to expand...

$1,500/month in CC payments is a lot. I make a lot less than him and I have about the same left over.
 
Most people don't realize how much interest they will pay in a lifetime.

If they did, they would spend smarter and have more assets.
 
alien amp pharm said:
Most people don't realize how much interest they will pay in a lifetime.

If they did, they would spend smarter and have more assets.
Click to expand...


People also don't seem to know the difference between good interest and bad interest.
 
jnevin said:
Ok. Here's how far $110K is going for someone I talked to today. He's a fully commissioned salesman, so he loses 35% off the top to taxes, leaving him with $5,958/ mo on average.

CW (MTG) 298550 2198
WF (LOC) 69000 598
BOEING FCU 51250 1089
MBNA 33500 758
CITI 7458 458
BEST BUY 3897 243

He has $20K in his 401K and has been on his job 10 years. After paying his credit only obligations, he only has $600/ mo left over. He owes 97% of what his house is worth.
Click to expand...


Pitiful mutherfucker. Although in sales you have to put on an image of being the big dog.
 
i love the people that go to college for 10 years and dont make shit and dont even make a living worth of what they lost in that 10 years, funny shit.
 
rudeboyja said:
Pitiful mutherfucker. Although in sales you have to put on an image of being the big dog.
Click to expand...


You can also have a $40K month followed by three months of nothing.
 
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