How is your credit?

[hanselthecaretaker]

I just checked my credit rating on <consumerinfo.com> and it said I had a 659 on a scale of 350-850, and my rating was "fair." Seems like it should be more along the lines of "good." Looks like I'll have to kiss ass and be a little credit-whipped bitch to get it there.

 

[Cuthbert]

careful you dont get stuck paying for that 'credit monitoring service'

i hear a lot of people get screwed with that

 

[hanselthecaretaker]

careful you dont get stuck paying for that 'credit monitoring service'

i hear a lot of people get screwed with that

Yes, I must cancel that shit, or I think it's $79 I would have to pay.

 

[ajtomasi]

i have one negative mark of a 30 day late payment on a vehicle a year ago which wasn't even my fault but the dealer so I have a 626

 

[*Pyro-Pandemonium*]

770

 

[Y_lifter]

799
Would have been higher as I have no lates etc.
But, I also do not carry a lot of credit debt (1 vehicle loan at a time only), rarely carry a card ballance and have no mortgage.

 

[bigschweeler]

I'm somewhere over 750 I think. I was around 725 before I paid off my credit cards and my car, so I'm guessing I've shot up a little.

 

[mrjuice]

You lazy Americans need good credit ratings just so you all can continue to purchase items to live in a lifestyle you cannot afford. God forbid Americans learn how to do without and control their spending. It is disgusting that you people have your financial lives dictated by credit scores. Why don't you people stop buying crap you don't need/can't afford, and instead look to build up your financial net worth by WORKING to obtain tangible assests, like real estate or good ol' cash?

 

[alien amp pharm]

You lazy Americans need good credit ratings just so you all can continue to purchase items to live in a lifestyle you cannot afford. God forbid Americans learn how to do without and control their spending. It is disgusting that you people have your financial lives dictated by credit scores. Why don't you people stop buying crap you don't need/can't afford, and instead look to build up your financial net worth by WORKING to obtain tangible assests, like real estate or good ol' cash?

I have no debt what-so-ever. So you can kiss my ass.


I agree with you for the most part though. Most my friends all think they can live in debt forever and keep adding to the total owed. They don't understand the concept of how much money they save if they'd only save for something first, then buy it completely.

 

[alien amp pharm]

btw, is there a placen the web you can get your rating without having to sign-up/pay?