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How is your credit?

alien amp pharm said:
btw, is there a placen the web you can get your rating without having to sign-up/pay?

equifax.com is only $9.95 and $12.95 for the one with the credit score, but at least there's no contract bullshit.
 
mrjuice said:
You lazy Americans need good credit ratings just so you all can continue to purchase items to live in a lifestyle you cannot afford. God forbid Americans learn how to do without and control their spending. It is disgusting that you people have your financial lives dictated by credit scores.

We didn't make the rules. As far as I'm concerned, the person/s who started the concept of "money" in the first place was the dumbest/laziest/greediest mofo in the history of civilization. Peoples' wealth should have never been based on a number, especially when most of us have to work a lot harder to make less of it than the few who do have it. Granted a lot of people do work hard to become rich, but I doubt they're really happy. They keep working to make more and more money, and their lives are controlled by it.
In a perfect world, your wealth would be based on a status you achieved through working and the amount of energy you expended during your work would be monitored. By this rationale, fitness would also definitely be a measure of wealth and status. Everyone would have an id similar to a social security card measuring this "wealth" and no one could get lucky or take shortcuts.
Only this way would everyone know who's the shit and who isn't. :)
 
Im 19 and my credit is in the 700's.

However, I have a short credit history, meaning I still cant get approved for shit, even though I have good credit.
 
Mines crap. Lots of medical bills that I cant afford and couple credit cards also. No repos or foreclosures or anything like that though.
I couldnt even get approved to make monthly payments on a new computer.
 
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