With the incredible expense that the Holiday season brings, how do you pay for it all? Do you save up and pay cash only? Or do you use credit cards and then pay it off later? Or do you do both?
This is the first year in my life that i have not had to scrounge to get through Christmas
no credit cards, cash only for me. and the best part is being able to GIVE great presents and see how excited the person gets when they open it
This is the first year in my life that i have not had to scrounge to get through Christmas

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