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Credit Repair Services ?????

RIZZO

New member
I have seen one company called ICR SERVICES that claims to be able to erase delinquencys on your credit report. I went on the website and read up , but anyone here ever used them? I know the credit companies experian,trans union,equifax have 30 days to prove a dispute or erase it from your report. The service will basically contest all your deliquencies and get them erased. If anyone has any info PLEASE POST HERE the good ,bad and the ugly concerning this subject.
 
fucking RIPOFF scheme.. You can get a copy of your report yourself and contest all bad items.. just write in as a reason "Information Not Accurate, Please Remove"... They get 30 days to verify in writing from the institution that reported it or remove FOREVER !.... I did that and it worked for 3-4 things but a couple of items didn't. I cost me no more that the cost of the stamps since I got a free copy of my credit report as allowed under law in my home state.
 
CrimsonKing said:
fucking RIPOFF scheme.. You can get a copy of your report yourself and contest all bad items.. just write in as a reason "Information Not Accurate, Please Remove"... They get 30 days to verify in writing from the institution that reported it or remove FOREVER !.... I did that and it worked for 3-4 things but a couple of items didn't. I cost me no more that the cost of the stamps since I got a free copy of my credit report as allowed under law in my home state.

Well said, this is for sure what to do. Also, make sure that you get your report from all three (3) credit reporting agencys. Dispute anything and everything that is negative.

at least 50% of the time the creditiors dont respond as 30 days is not enough time to do so, when they dont respond the negative record is deleted.
 
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